PYMNTS

Want to reach 600+ qualified payments and fintech decision-makers this July? 🎯 PYMNTS Summer School 2026 is 10 live sessions putting your brand inside the conversations that matter most to senior decision-makers. 65%+ of registrants are VP-level or above. Sponsorship options available now — lock in your spot!👇 hubs.ly/Q04cdm3x0

Today in Payments for April 23, 2026: Get all the details from today’s top trending stories, exclusively on PYMNTS! 1️⃣ Tether Freezes $334 Million in Stablecoins Linked to Illegal Activity hubs.ly/Q04dhgbf0 2️⃣ Google Faces New EU Pressure to Give AI Rivals Android Access hubs.ly/Q04dhc470 3️⃣ Merchants Challenge Visa and Mastercard Protections in New Antitrust Suit hubs.ly/Q04dhfR-0

AP is leaking margin in ways most teams never quantify. Join @WEXIncNews's Susan Holbrook and Ryan Taylor to unpack where value is being lost across payment workflows and how to turn those transactions into new revenue streams, stronger cash flow and better supplier outcomes. Register now to identify the gaps and start capturing the revenue hiding in your AP: hubs.ly/Q04dcszr0

AI chat is becoming the front door to banking. Credit unions are behind. A new PYMNTS Intelligence Tracker with @WeAreVelera shows a growing gap between member demand for conversational AI and what credit unions actually deliver—putting retention and growth at risk. What you’ll learn: 🤖 Why AI chat is now a primary driver of banking choice and engagement 📉 How low adoption rates are creating a clear churn risk 📊 Why members who switch are 122% more likely to want AI chat Download the Tracker to see how closing the AI chat gap can drive member growth: hubs.ly/Q04dcmb00

A single attacker in the Netherlands opened nearly 50 bank accounts using real stolen passports, a live person in front of a camera and subtly altered biometrics. Every signal looked legitimate. @RegulaForensics EVP Henry Patishman tells PYMNTS this is what identity signal manipulation looks like in practice, and why traditional fraud controls missed it. More on PYMNTS: hubs.ly/Q04dclMx0

Cash and checks still run millions of small businesses. But 45% of SMBs say they're ready to cut back. 💸 A new PYMNTS Intelligence and @Mastercard report found the strongest interest isn't coming from digital natives. It's coming from the businesses most dependent on cash today, including 68% of Gen Z-owned firms. See what's actually driving card adoption (hint: it's not rewards): hubs.ly/Q04dcjT20

One-time passwords haven't gotten weaker, but the attacks have definitely gotten bigger. @Entersekt CEO Schalk Nolte told PYMNTS that scale, not sophistication, is what's breaking legacy authentication, and why banks need to make their existing systems smarter without forcing customers to start over. ➡️ Watch the full interview now: hubs.ly/Q04dbNVp0

"Of all the assets in the world, guess how many are on the blockchain? Essentially zero." @Paxos Co-Founder and CEO Charles Cascarilla joined the latest "From the Block" podcast with PYMNTS CEO Karen Webster and @Citi's Ryan Rugg to share where crypto actually stands in its arc toward re-platforming global finance. And he means that "essentially zero" as a bull case, not a bear one. 🐂 Listen to the new episode now: hubs.ly/Q04dbFfz0

The new @pymnts #eBook, "#AI Runs #Payments. #Governance Decides What Happens Next," features insights from Velera's Jeremiah Lotz and highlights what comes next for AI, payments and the leaders shaping both. bit.ly/4mFt7Yk #WeAreVelera

Real-time payments are becoming how consumers manage money. A new edition of the Real-Time Payments Tracker® with @TCHtweets shows instant payments are evolving into a core cash flow tool, helping consumers navigate financial pressure and make decisions in real time. What you’ll learn: ⚡ Why real-time payments are hitting record adoption and daily usage 💸 How consumers are using instant payouts to manage cash flow and liquidity 📊 Why urgency drives a 70% “stickiness” rate after just one use Download the Tracker to see how instant payments are becoming essential financial infrastructure: hubs.ly/Q04dbSXm0

Today in Payments for April 22, 2026: Get all the details from today’s top trending stories, exclusively on PYMNTS! 1️⃣ Lawmakers Question JetBlue About Surveillance Pricing Allegations hubs.ly/Q04d4h-g0 2️⃣ Google Embeds AI Into Chrome for 3.5 Billion Users hubs.ly/Q04d4tFP0 3️⃣ DeepSeek Seeks $20 Billion Valuation as Tech Giants Weigh Investment hubs.ly/Q04d4yxK0

46% of high-growth middle market firms say they regularly miss opportunities because their available credit is too slow, too rigid or misaligned with their actual needs. A new PYMNTS Intelligence and @i2cinc report breaks down how financial infrastructure is falling behind the companies driving the most economic momentum. Read the full report: hubs.ly/Q04d2pSm0

Not every sponsorship puts you at the front of the room. This one does. 🏆 PYMNTS Summer School 2026 gives your brand a platform to lead the conversations shaping payments — not just appear in them. 10 sessions. July 2026. Limited spots. Download the Sponsor Overview and see what's included before they're gone: hubs.ly/Q04d0YQq0

@synchrony posted $43 billion in Q1 purchase volume, a 6% year-over-year jump and a first-quarter record. CFO Brian Wenzel told PYMNTS CEO Karen Webster that consumers are returning to bigger-ticket purchases in categories like furniture and home goods, even as fuel and everyday costs keep rising. More insights on PYMNTS: hubs.ly/Q04d2pTX0

DeFi was built on the idea that transparency substitutes for trust. The Kelp DAO exploit is testing that assumption in real time. In the latest episode of "From the Block", @Citi's Ryan Rugg and PYMNTS CEO Karen Webster chat about why composability creates tightly coupled risk and what institutions need before they commit further. 🎧 Listen to the new episode now: hubs.ly/Q04d1tM50

🇪🇺 @Paysafe expands digital wallet availability across 18 European markets. Head over to PYMNTS for all the details: hubs.ly/Q04d1BDK0

Today in Payments for April 21, 2026: Get all the details from today’s top trending stories, exclusively on PYMNTS! 1️⃣ Visa Teams With TikTok on Creator-Focused Debit Card hubs.ly/Q04cXSJV0 2️⃣ OpenAI Begins Offering Cost-Per-Click Ad Campaigns on ChatGPT hubs.ly/Q04cY4xs0 3️⃣ DOJ Pushes Back on Apple’s Bid to Obtain Samsung Documents in Antitrust Case hubs.ly/Q04cZ2Wb0

📈 ACH B2B payments jump 9.4% as businesses abandon paper checks. Full story here: hubs.ly/Q04cYsdp0

📊 The fastest-growing companies are often the least equipped to scale. On April 28 at 12 PM, PYMNTS talks with Seth Perlman of @i2cinc and Julie Schmitz of Scale Solutions Group about why middle market businesses outgrow their financial infrastructure and what it takes to fix it with better cash visibility, integrated systems and smarter funding models. Register now: hubs.ly/Q04cWhYn0

Most enterprises treated AI as a procurement decision. @Paysafe treated it as a cultural one. CTO Ahu Chhapgar told PYMNTS that the company's CEO was bought in nearly four years ago, and that early alignment is what made AI a company-wide mandate instead of a series of scattered pilots. Watch the full conversation now: hubs.ly/Q04cTwy-0

💳 Too many SMB owners are using their personal cards for business transactions. During a recent conversation with Nat Hewett, senior director, product strategy, small business card at @CapitalOne, we discussed how the evolution of business credit cards reflects a broader objective, because, in Nat's words: "Having a dedicated business card means that you’re not sorting through a credit card statement trying to separate your Amazon grocery bill from your Amazon Web Services invoice." Full scoop on PYMNTS: hubs.ly/Q04cTs-G0