Tiara

CALLER: “My husband accepted a $62,000 salary job, but now his employer docks his pay if he works less than 40 hours and pays no overtime when he works more than 40. We also can’t access his pay stubs.” The hosts said there are two options: • Consult an attorney and demand clarity on his employment status • Keep the job for now while actively looking for a better employer They stressed that questions about hourly rates, tax status, overtime, and compensation should be answered before signing any employment contract. One of the biggest lessons: The interview process isn’t just for employers to evaluate you—it’s your opportunity to evaluate them. If management is evasive or wishy-washy from the start, consider it a major red flag.

WIFE: “We’ve been married a year. We share accounts, paid off debt together, and I made you the beneficiary of everything I own. Why won’t you add me to the deed?” HUSBAND: “I’ll just put it in my will.” WIFE: “Then why are your friends and family listed as beneficiaries instead of me?” DAVE RAMSEY: “This isn’t just an estate planning issue. It’s a trust issue. When you build walls instead of unity, the marriage pays the price.”

GEORGE: I was scammed out of $38,000 by a guy I met at the gym. He said he ran an investment LLC, and I trusted him with my money. HOST: What happened after you realized it was a scam? GEORGE: I hired lawyers, went through the courts, and even used a collection agency. But I still haven’t recovered anything because he has no assets or income. HOST: At this point, you need to stop throwing good money after bad. If there’s nothing to collect, spending more on legal fees will only cost you more. GEORGE: It’s hard to let it go. I just want justice. HOST: We understand, but sometimes the best move is to treat it as a painful lesson—a “stupid tax”—and move on. GEORGE: So you’re saying I should write off the loss? HOST: Emotionally, yes. Focus your energy on your current financial goals, especially paying off debt and building your future. RACHEL: I can relate. I was a victim of identity theft, and I know how badly you want things to be made right. But eventually, I realized that moving forward was healthier than staying stuck in the anger. HOST: The money is gone, but your future isn’t. Put your attention on what you can control today.

@bigsoup6_7 @JustJoshie1973 Good night sleep tight scrappy

It's going to be a late one for me & @justjoshie1973. It's almost Go time America. we might have to call in sick tomorrow. Good Night Sweet Dreams

@Tokyo_pi1 Tough

My grandfather spent 40 years at one company and retired with a $2,800 monthly pension for life, plus full healthcare coverage until he passed. Over 30 years of retirement, he collected about $1.008M in pension payments. I’m 28, 6 years into my job, sitting on $47K in my 401(k). If I retire at 67, it might last me to 82 if I’m lucky. He retired at 62. I’ll probably be working much longer than that.

@whitey_xyz Woowww

Caleb hammer guest spent $9,000 on a course on how to buy a house worth $500,000 just for $30,000 while in 30 grands debt Caleb Hammer: Your Checking and Savings account combined is $825, why the fcvk are you buying a $9,000 course? wow wow wow

@Tokyo_pi1 Especially when you are close to the person

@Tiara_arc It’s sad when you get scammed I can feel his pain

Ft.@GeorgeKamel

@whitey_xyz She’s the problem and needs a deeper look

Caleb Hammer lashed out at his guest for not taking the financial audit serious and complaining she’s drowning in debt “She enjoys spending even after Dave Ramsey tried to help and still failed” Can she be saved?

@Tokyo_pi1 Exactly

CALLER:“I make $120,000 a year and I’m broke.” DAVE:“Show me your budget.” $1,100 car payment. $850 eating out. $600 shopping. $400 subscriptions. You don’t have a money problem. You have a spending problem.

@CarnageGetsIt Absolutely

@Tiara_arc Wrong timing to be thinking of will

@NicksonVibz @Tokyo_pi1 Exactly

@Tiara_arc @Tokyo_pi1 Trust isn’t in this relationship

@bigsoup6_7 Good morning scrappy

Good Morning America It's a new week. Let's start it right. Let us recite the Pledge together with pride and reverence. I pledge allegiance to the Flag of the United States of America, and to the Republic for which it stands, one Nation under God, indivisible, with liberty and justice for all.

@whitey_xyz Wanting to stay home is fine, but $3,000 a month means both partners need a realistic plan.

Caleb Hammer told the couple husband “he picked the wrong income to shack up to” when the wife said she don’t want to be working anymore She wants to be a full housewife taking care of their kid Hammer: He only make $3,000 a month Wife: I know, I told him to find another job

Ft.@JadeWarshaw

@Ankara_inc Why will you live with your parents at the age of 45

Caller: “My parents still support my 45year old brother”. Unpopular opinion: Some people aren’t “struggling to find themselves.” They’re just being funded by parents who are too scared to say no. And the siblings always pay the price.

CALLER: “My wife secretly racked up $120,000 in credit card debt through gambling. I was about to borrow another $80,000 to pay it off and finish our home renovations.” DAVE RAMSEY: “Absolutely not.” CALLER: “Then what do I do?” DAVE: “The debt isn’t the biggest problem. The gambling and deception are.” CALLER: “Can our marriage survive this?” DAVE: “Only with total transparency. And if you reconcile, she doesn’t touch the family finances for years.” CALLER: “So no new loan?” DAVE: “No. Use assets, attack the debt, and deal with the addiction. Debt can be paid off. Trust has to be rebuilt.”

@whitey_xyz That is very bad of him

When it comes to debt, he will share it with me. When it comes to spending, he won’t A 48 years old stay at home wife with no savings or retirement just found out how much her husband of 13 years make. Caller: He doesn’t share anything money with me, he does the grocery because he doesn’t give me any money. What does he have in retirement savings? Caller: I have no idea, I’ve never seen it, he has his mail routed to his parents, so I can’t see anything. Ohh My God!