All Options Considered

@APurpleLifeBlog Hey Purple! 💜 We're still building plywood sheep for mom's retirement home art project 🐑🤣 And we're looking forward to seeing you soon!🎉

@AllOptions_AOC: What's up over there? 4/8

Hello My Lovelies💜! I hope you're having a wonderful day. These are the things you asked me to remind you about:

@APurpleLifeBlog Hey there Purple! How the heck are ya? Thanks for these check in's! 🥰🙌 Remind us! How long has it been since you started your accountability support check in's? 💜😈💜

@AllOptions_AOC: What's up over there? 4/8

Buenas de San José🇨🇷! It's 7am, and I've already done yoga, gone on a run, showered and now I'm reading by the pool😎. So let's go this💪🏾! Here are the things you asked me to remind you about:

@APurpleLifeBlog @fromonegeek Lots of sunshine and good weather, good friends in town, and some family drama to keep an eye on and stay out of! Hope you're enjoying life Purple!

@fromonegeek: How are your posts coming along? @AllOptions_AOC: What's up over there? 4/8

Hello from Costa Rica🇨🇷! I've traded in snow for sunshine and I don't think I can ever go back🌞🤣. Anyway, these are the things you asked me to remind you about:

Lately, a vocal handful of nervous investors have started arguing that index fund investors are overexposed to runaway winners like the Magnificent Seven. They argue that investors should substitute Equally Weighted funds for Total Market funds -- which would allow them to avoid buying stocks that are already sky-high. The problem with this argument is that a small handful of runaway winners is exactly what we *want* through a total market allocation. The purpose of broad-market indexing is to admit that we're unlikely to accurately guess which companies will outperform, so we'll tether ourselves to the overall aggregate index. Through a Total Market Index Fund, we intend to perform as well or as poorly as the benchmark index. No better, no worse. An Equally Weighted index strays from that intention. It can complement your broad-market allocation, but it's not a substitute for the Total Market Index portion of your portfolio. Sure, it may be savvy to boost your small-cap exposure, especially if it's along the Efficient Frontier. But the way to do so is the direct route: if you want to boost your small-cap exposure, buy a small-cap fund. If you want to boost your value exposure, buy a value fund. An Equally Weighted index is not a good substitute for a Total Market fund. They perform different functions, and therefore they're not interchangeable.

@APurpleLifeBlog @fromonegeek Hmm. Contentment? What's up over there?

@fromonegeek: How are your posts coming along? @AllOptions_AOC: What's up over there? 4/8

@TreadLightly_RE: This is a reminder to take care of yourself lady 😘.  @stephonee: Did you move tasks to the app? @ModMillionaires: Remember to prioritize your main goals while taking care of yourself! 2/8

parents could spend almost $26,000 to care for one kid in 2024, a 41.5% increase since 2016 with no end in sight

Dude bros gonna dude bro. Hang out instead with a community that recognizes that the playing field isn't equal or equitable, and supports you chasing your very best life even knowing that truth.

In case anyone needs the reminder: Successful people don’t waste their time trolling the accounts of strangers. They rarely comment, unless it’s to show appreciation or contribute meaningfully, in a thoughtful and nuanced manner. Nope — in case you’re wondering, nothing happened recently that made me post this. But I’ve been reflecting on how much time I wasted in my 20s, stressing out about troll comments because I interpreted this as “feedback from my audience.” Here’s an example: In 2017, I lost about 30 pounds and was really happy about it. I had never previously posted many photos of myself to Instagram, but I started becoming much more active on there. One guy reached out and said, “stop posting so many selfies. We want to see pictures of houses.” From a business perspective, I took this as audience feedback, consumer feedback. And it stifled me. I started posting less frequently. In hindsight, that was the wrong move. If that particular commenter wants to see photos of houses, he can find an alternative feed that posts those. My job is to make what I make, and I’ll attract the right audience. My job is not to alter what I make in order to suit the whims of the wrong audience. That’s a business lesson that it took me far, far too many years to learn. And I missed a lot of opportunity in the process of learning this. When I was in my 20’s, I used to listen to strangers on social media who would tell me what & how to post. I’d dispense advice, and they’d reply “don’t tell others what to do!,” and so I’d silence myself. I’d post about a success, and they’d reply “don’t brag!,” so I’d silence my achievements. It took me years — and lots of deprogramming the people-pleasing way that I’d been socialized — to learn self-advocacy.

@AffordAnything Thanks for this Paula, and thanks for this today. Just heard from someone dealing with a harmful troll, and that's what got me to log on today. Your message is spot on, and feels like perfect timing. Thank you for this reminder. 🌈

Hey y'all! Good news! 😀📢 New Year, New Planning Opportunity! 🎉🌈 alloptionsconsidered.com/2024/01/11/new…

@APurpleLifeBlog @fromonegeek There's a rare unicorn being spotted on the internet machine... it's a new post! alloptionsconsidered.com/2024/01/11/new…

@fromonegeek: How are your posts coming along? @AllOptions_AOC: What's up over there? 4/8

Hello My Lovelies💜! I hope you're having a wonderful day. These are the things you asked me to remind you about:

@APurpleLifeBlog @fromonegeek Just getting ready for today’s angel investing meetings. Hope you’re doing well Purple!!!

@fromonegeek: How are your posts coming along? @AllOptions_AOC: What's up over there? 4/8

Hello My Lovelies💜! I hope you're having a wonderful day. These are the things you asked me to remind you about:

📢new post🎉 Life After FI – 5 Years in Retirement alloptionsconsidered.com/2023/10/30/lif…

In case you missed it, catch Farnoosh Torabi's @Farnoosh session at the Plutus Impact Summit last month in the Whova App. Learn how to turn fear into your superpower! 💪 The video is temporarily available & only for those who registered. plutusimpact.com

Stepping into Barefoot Shoes — My New Hobby #PFshare via @fimechanic financialmechanic.com/stepping-into-…

Ask the Hammer: Catch-up Contributions Now Permitted Until 2026 #PFshare via @CPAPlanner thestreet.com/retirement-dai…

Open Enrollment: Health Insurance #PFshare via @simplify_enjoy simplifyandenjoy.com/open-enrollmen…

10 Budgeting Apps That Won’t Leave You Broke #PFshare via @adimesaved adimesaved.com/dont-mess-up-y…

What do you think is wealthy? I share my definition with the @SBenjaminscast crew! Check out the fun with @AffordAnything, @AverageJoeMoney, & @lenpenzo and me as we talk wealth and health. buff.ly/3PLnYhn

Usain Bolt is the Simone Biles of Running. Michael Phelps is the Simone Biles of Swimming.