Martina Sanchez
4.2K posts
Martina Sanchez
@Matinalasanchez
Tengo tres bebés: Mía, Nala y Café 🐶🐶🐶 Administración de empresas. Uso X como mi diario personal.
On January 20 2026, Tenpo officially became the first licensed neobank in Chile. The approval came from the Comisión para el Mercado Financiero under the country banking law This marks a major step for digital banking in Latin America. Tenpo started in 2019 as a fintech offering prepaid cards and basic services. Today it serves more than two million users With a full banking license it can now offer deposits lending and investment products under direct regulatory oversight. Why This Event Matters Chile has been cautious with digital banking licenses. Tenpo approval sets a precedent for other neobanks in the region It also reflects a broader shift where regulators now expect fintechs to operate with the same standards as traditional banks. The focus is no longer just growth. It is about resilience compliance and data protection As neobanks scale they must handle sensitive financial data while meeting strict KYC and AML requirements. Where Seismic fits In This is where seismic becomes relevant. As a privacy focused blockchain built for fintechs it supports encrypted transactions with compliance built in Neobanks can prove regulatory alignment without exposing user data on public infrastructure. For licensed neobanks expanding into credit stablecoin payments or cross border transfers this balance between privacy and oversight is critical Infrastructure that supports both becomes a competitive advantage. In a nutshell, tenpo milestone shows that neobanks are entering a more mature phase Gmic CT A big announcement coming up So stay seated and remember magnitude is @xealistt @NoxxW3 @heathcliff_eth @xplanettt
💳 Si pagan sus cuentas en la App de Tenpo, están devolviendo hasta 5 luquitas 👀. 🔗 go.rata.link/RvQ5OO
