Hikaru ｜Founder of Scoring

Most credit screening tools bake the vendor's opinion into the score. We are building it the other way. You set what your bank cares about. Minutes later, USAspending data shaped to your rules is in front of you. Scored. Daily. Workshop June 3. lu.ma/qcb200em

A $50M federal contract ceiling can hide a $12M reality. Lenders who confuse the two over-extend on early stage contractors. We are running a 30 min private session on June 3 for credit teams covering govt contractors. 5 seats and no recording. lu.ma/qcb200em

Most credit data updates monthly or quarterly. By then, the score has already moved. Our screening tool refreshes daily. 100 early stage US defense, AI, and hard tech contractors. Score change since yesterday on all 5 axes. Triage in 30 seconds. scoring.global

D&B credit scores rely on Trade References that contractors pick themselves. USAspending.gov records every invoice they filed with the US government. For early-stage defense contractors, only one of these maps to reality. scoring.global

FRONTIER-100 supports detailed credit analysis. Cash flow visibility, agency concentration, 3 year risk bands. After talking with credit teams in PE, VC, and banking, the strongest use case is screening. 100 small defense contractors triaged in 30 seconds.

We audited 100 early-stage US defense contractors. 8 were subsidiaries of mega-primes like RTX, L3Harris, GE, and Dell. A $20M independent is nothing like a $20M subsidiary of a $100B parent. Different credit risk. FRONTIER-100: scoring.global

"Contract value" and "cash received" are two different numbers in defense. Obligated = promised. Outlayed = paid. Gap: 18+ months on typical DoD contracts. Credit teams reading only contract value are betting on money that has not moved. scoring.global

Two real defense contractors in FRONTIER-100. Vertex Aerospace: 816. AIM Intelligent Machines: 215. Same $1M-$30M range. Same USAspending data. Completely different credit picture. D&B treats them about the same. …-kcmmnwefubb9sescdr7ri3.streamlit.app/?product=front…

Early-stage defense contractors are painful to underwrite. D&B has nothing. Filings are thin. But they are winning real DoD/NASA/Space Force contracts, all on USAspending. Nobody scored that gap cleanly. So we built FRONTIER-100. …-kcmmnwefubb9sescdr7ri3.streamlit.app/?product=front…

50 Fortune companies scored on cyber risk. Public data only. Shodan, NVD, CISA, HIBP. Market avg: 813/1,000 Top 5 avg: 900 Bottom 5 avg: 657 scoring.global

Rocket insurance is still priced on gut feeling and broker relationships. We scored 473 rockets from 0 to 1,000. Falcon 9 Block 5 got 942. The lowest scored 62. 15x gap in risk, but premiums barely reflect it. bit.ly/4dvgcG0

Most credit scores miss government contractors. Old data. Self-reported. We score them 0 to 1,000 using USAspending.gov. Public data. Updated daily. Send company names, get a CSV in 24 hours. Free. bit.ly/supply-1000

A lot of people who say ‘read more books’ are just using it as an excuse to not take action.

We scored 15 US federal agencies on a 0 to 1,000 scale. Top: USDA 706, SSA 688, HHS 680 Bottom: State 454, Treasury 405, Commerce 360 All from USAspending.gov. No opinions. Just data. …-ftrnj9mbkqixysn445sgty.streamlit.app #GovTech #OpenData

The Iran conflict is disrupting global shipping routes. But which ports are actually at risk? I scored 59 major ports worldwide on a 0 to 1,000 scale. Singapore: 944 Rotterdam: 875 Dubai: 873 Hong Kong: 818 Real data. World Bank API + port authority reports.

Traditional credit scores look at the past. We built SMB-1000 to look at the present. It scores US government contractors by integrating port logistics, state fiscal health, digital infrastructure, and real contract data. One score. 0 to 1,000.

The US government awarded over $770B in contracts last year. Nobody scores the companies behind them. I built SUPPLY-1000. It maps government supply chains and scores every contractor 0 to 1,000. 584 companies. Real data. All from USAspending.gov.

S&P rates governments. Moody's rates credit risk. Nobody rates everything on the same scale. I built 8 scoring products. Stocks, central banks, commodities, government, real estate, ports, cybersecurity. All 0 to 1,000. All real data. All live.

I scored all 50 US states on a 0-1,000 scale. Top 3: Wyoming 730 Iowa 718 New Mexico 704 Bottom 3: Louisiana 533 Rhode Island 528 West Virginia 508 Wyoming: almost no debt, big surplus. West Virginia: high debt, weak economy. Free to try:…-ftrnj9mbkqixysn445sgty.streamlit.app

Oil: 810 Gold: 751 Copper: 685 I score commodities on the same 0-1,000 scale. Oil is down 19 points this week. Gold is up 8 points. What is driving the move? Check the 5-axis breakdown:…-zehg8lxlmgqiozscdtgxpu.streamlit.app #Commodities #Oil #Gold #Trading #Fintech