Steve Apostolopoulos
2K posts
Steve Apostolopoulos
@SteveApost
Entrepreneur, Managing Partner - Triple Group of Companies, Real Estate.
Toronto, Detroit Sumali Mart 2013
913 Sinusundan1.6K Mga Tagasunod
Client bought a lake house in 2019.
$485,000 purchase price. "We'll use it every weekend."
They used it 11 times in 5 years.
Here's what that lake house actually cost:
$31,200/year mortgage
$14,400/year property taxes and insurance
$8,700/year maintenance and repairs
$6,200/year utilities
$4,100/year HOA
Total: $64,600 a year.
They could have rented premium lake houses across the country every single summer for $12,000.
And kept the additional compounding in their portfolio with far less problems to deal with.
They were tired of the headaches. They just listed it.
"We thought it would bring the family together."
The family came twice.
Real estate feels like an asset BUT it can turn into an expensive hobby with a deed.
English
@ambermac My condolences to you and your entire family. May he rest in peace.
English
My dad was my best friend. We could finish each other's sentences, and we spoke every day of my life about business, politics, life, and most importantly, family.
He passed away last night (Nov 12th) with all of us at his side. Until the last minute, he worked with us on everything from his obituary, to what he wanted at his funeral, and how we can keep his legacy alive (including our strong PEI roots in Georgetown and beyond).
He was the healthiest person I knew, active for 3 hours a day through his late 70s until a sudden AML leukemia diagnosis this spring rocked our lives.
My dad fought so hard throughout this battle, and he never complained. The nurses would ask him how he was doing and he would smile, compliment their "terrific" work, and ask them about their lives.
Late in the summer, the chemo started to work so we had him home with us on PEI where we enjoyed many wonderful days. Unfortunately, this past Friday, things took a turn for the worse and we rushed from our home in Toronto to be by his side. The leukemia had returned with a vengeance, and the chemo was no longer working.
I am grateful that we had six extra (and often tough) months with him thanks to modern medicine and phenomenal healthcare teams in both Toronto (@Sunnybrook) and on the Island (@QEHFoundation).
Also, more than 50 blood transfusions kept him alive throughout this time and gave him more better days than worse (thank you @CanadasLifeline - if you can donate, please do).
My dad's funeral is this Saturday, which will be a celebration of his incredible life. I look forward to sharing more about him, but it will undoubtedly be the toughest speech of my life because you couldn't possibly sum up what he meant to me and so many others in such a short amount of time.
facebook.com/share/p/jtYo6V…
Love you, Dad xo
English
As a resident of #Whitby and a three-time elected official, I know well the challenges we face after nine long years of Justin Trudeau.
I’m ready to bring my experience to Ottawa and continue standing up for you, the Whitby taxpayer.
Join us at @SteveYamadaCPC
#BringItHome
English
To all the Haters of this post, you are simply missing the point.
I suspect every single Person wishes Kate all the best & hopes she’s well, myself included.
The Point is you’re ALL being LIED to AGAIN.
This slowed down clip is from the original one released.
If you don’t wish to accept it, then you are literally denying the evidence of your own eyes - as often seems to be the case these days.
I’m pretty sure George Orwell wrote something or other about it……
Concerned Citizen@BGatesIsaPyscho
Dear Dying Legacy Mainstream Media, I truly hope you take the time to read & reflect upon this post. The entire World is waking up to your lies, manipulation and continued omission of the Truth - this is why both trust & viewership for you is at an all time low, across every Legacy Media Channel. You’ve treated the everyday viewing public as idiots for far too long, people are sick of your constant Gas-Lighting. The ongoing Kate Middleton story is a perfect example, which is why it’s such a big deal - the MSM initially released clearly doctored fake pictures & videos expecting us to simply swallow it as truth. That didn’t work, so effort were ‘doubled down’ with a further video allegedly of the Princess - now you’re telling us all that should be the end of this particular issue……? It’s not - you can call us all the slurs you want, but we won’t cease until you STOP LYING, we’re not as stupid as you think we all are. Did you really think people weren’t going to use AI to detect deep fakes? How about the fact her ring clearly disappears from her finger at 1:19 in the published clip? Did you forget to delete all the old clips of Kate wearing the same 7 year old sweater? How about the magical mole on Kates face? I could go on asking obvious questions pointing out clear inaccuracies & flaws with this latest attempt to bury the story. However this post honestly isn’t even about Kate Middleton, it’s about Legacy Media’s continued deception & overall obvious contempt for the General Public - we are sick of it, Covid, Vaccines, Ukraine, Climate Change it’s just all non-stop relentless State sponsored propaganda. Why don’t you start owning your LIES, stop treating the public for fools & maybe then you might cease digging your own grave, which is getting deeper by the day. Legacy Media is dead. I truly truly hope the same isn’t true for Kate Middleton - but literally who knows? This is ultimately the goddamn point. Yours sincerely The sick & weary, fed up, entire awakening World
English
I’m from Detroit, of course I’m not going to let anyone talk down on my city! #DetroitVsEverybody
Detroit, MI 🇺🇸 English
Well said, Mark! They praised the very people for stepping up and coming to save the country when the pandemic was in full force, but now this? It's not fair to attack CEOs of major grocery chains without fully understanding the complexities of their business models. It's also important to acknowledge that the government plays a role in the economy and has a responsibility to manage inflationary pressures. We should strive for productive dialogue and evidence-based solutions rather than resorting to sensationalism and soundbites.
English
What do we want for our country?
I know what Mr Singh wants: Socialism.
The CEOs of major 🇨🇦 grocery chains, all publicly traded companies, are not to blame for the rise in food prices. Grocers make approximately $1 of profit for every $25 basket of groceries. That’s a 4% profit margin. The numbers that Mr. Singh is referring to, the size of the “record profits” are because of how big the companies actually are and profits from the other services they offer.
Together with the government they continue to prop up, the NDP remain in full support of inflationary deficits and money printing.
Things cost more because our dollar is worth less. We printed too much money, Our weaker dollar is to blame for where we are, some taxes are adding more pressure too. Ironically, the fact that we remain a petrodollar helps us a lot otherwise who knows where we would be, and what things would cost.
During the pandemic, we lauded these CEOs for keeping their stores open in the name of feeding 🇨🇦. Now you attack them from your position of power, why? Because you can?
Shame on you sir for not doing your homework and for sowing the seeds of discord as you chase soundbites.
Jagmeet Singh@theJagmeetSingh
Honestly, if I sound upset, I am. I do not and will not accept that it is okay - that families are struggling to afford groceries, while greedy CEOs feel entitled to make record profits and millions of dollars in bonuses. Shame on you Mr. Weston.
English
For Immediate Release
March 12, 2023
WASHINGTON – Silicon Valley Bank, Santa Clara, California, was closed today by the California Department of Financial Protection and Innovation, which appointed the Federal Deposit Insurance Corporation (FDIC) as receiver. To protect insured depositors, the FDIC created the Deposit Insurance National Bank of Santa Clara (DINB). At the time of closing, the FDIC as receiver immediately transferred to the DINB all insured deposits of Silicon Valley Bank.
All insured depositors will have full access to their insured deposits no later than Monday morning, March 13, 2023. The FDIC will pay uninsured depositors an advance dividend within the next week. Uninsured depositors will receive a receivership certificate for the remaining amount of their uninsured funds. As the FDIC sells the assets of Silicon Valley Bank, future dividend payments may be made to uninsured depositors.
Silicon Valley Bank had 17 branches in California and Massachusetts. The main office and all branches of Silicon Valley Bank will reopen on Monday, March 13, 2023. The DINB will maintain Silicon Valley Bank’s normal business hours. Banking activities will resume no later than Monday, March 13, including on-line banking and other services. Silicon Valley Bank’s official checks will continue to clear. Under the Federal Deposit Insurance Act, the FDIC may create a DINB to ensure that customers have continued access to their insured funds.
As of December 31, 2022, Silicon Valley Bank had approximately $209.0 billion in total assets and about $175.4 billion in total deposits. At the time of closing, the amount of deposits in excess of the insurance limits was undetermined. The amount of uninsured deposits will be determined once the FDIC obtains additional information from the bank and customers.
Customers with accounts in excess of $250,000 should contact the FDIC toll–free at 1-866-799-0959.
The FDIC as receiver will retain all the assets from Silicon Valley Bank for later disposition. Loan customers should continue to make their payments as usual.
Silicon Valley Bank is the first FDIC–insured institution to fail this year. The last FDIC–insured institution to close was Almena State Bank, Almena, Kansas, on October 23, 2020.
FDIC: PR-16-2023
English
@USNorthernCmd @NORADCommand So was it the PM who ordered it downed or the US Pres?
English
U.S. Northern Command Update on Recovery Operations, Feb. 11, 2023
English
English
I am so proud of what #team @caarycapital has accomplished in such a short time. Thank you for your hard #work, I see and appreciate everything you do.The #success our organization has experienced would not be possible without you."If you can dream it, you can do it.” Walt Disney
Caary Capital@caarycapital
Check out our favourite photos from Caary’s end-of-year townhall yesterday. The team came together to reflect on our growth over the past year and look ahead to some exciting plans for 2023 👀
English
@mayordaveryan Thank you for being a strong leader and advocate, for always having an open door. It’s been a pleasure to work with you.Your accomplishments are many, and your successes plenty. I hope you enjoy some well deserved rest, and time with your family @DliveDurham
English
Small business is BIG business for the economy! Your dreams, your future, your way! That’s why I started @caarycapital @MastercardCA #SmallBusiness #economy #fintech
English
So very proud of this! @caarycapital #SmallBusiness #takeoffwithcaary #fintech #Toronto 🚀🚀 Launch Day
English
Starting @caarycapital to help #smallbiz get the most out of a corporate credit card 💳 creating a financial os for your business. Here’s more!! @canadian_sme #Accounting #smallbusiness #canada
Caary Capital@caarycapital
Read the exclusive interview with Caary co-founders Steve Apostolopoulos and Jason Sawyer in this month’s issue of @canadian_sme. Steve and Jason delve into one of their favourite topics – the growing relationship between small business and #fintech: hubs.li/Q01866zv0
English