Curt W

Mel Gibson lost his home in the wildfires, yet his response was strikingly calm. “God gives, God takes. We come in with nothing, and we go out with nothing.” He recalled his father’s favorite passage — look at the birds of the air and the flowers of the field; they’re taken care of. So stop worrying about money and possessions. Seek first the kingdom of God, and you’ll always be okay. He even described the loss as “a blessing and a purification,” while acknowledging the nightmare of dealing with insurance companies. When everything material is stripped away, what do you lean on — faith, resilience, or something else?

Garlic Butter Roasted Brussels Sprouts Ingredients •1½ pounds Brussels sprouts, trimmed and halved •3 tablespoons unsalted butter, melted •2 tablespoons olive oil •4 cloves garlic, minced •1 tablespoon fresh lemon juice •½ teaspoon kosher salt •¼ teaspoon freshly ground black pepper •¼ teaspoon red pepper flakes (optional) •2 tablespoons grated Parmesan cheese •1 tablespoon chopped fresh parsley •2 tablespoons toasted sliced almonds (optional) Instructions 1.Preheat oven to 425°F (220°C). Line a baking sheet with parchment paper. 2.Prep the sprouts Place Brussels sprouts on the baking sheet. Drizzle with melted butter and olive oil, then toss to coat evenly. 3.Season Add garlic, salt, pepper, and red pepper flakes (if using). Toss again so everything is well coated. 4.Roast Spread sprouts cut-side down in a single layer. Roast for 20–25 minutes, until crispy on the outside and tender inside. 5.Finish Remove from oven and drizzle with lemon juice. Toss lightly. 6.Garnish & serve Sprinkle with Parmesan, parsley, and toasted almonds. Serve immediately.

DIABETES REVERSAL: A MASTER CLASS : BOOKMARK & SHARE . Type 2 diabetes is not a sudden disease. It is a slow betrayal of metabolism, built quietly over years. The good news is simple and uncomfortable at the same time. What is built slowly can often be undone deliberately. This is not motivation. This is physiology. First principle: Diabetes is a fuel problem, not a sugar problem Blood sugar is only the smoke. Insulin resistance is the fire. Your cells are already full of energy. Excess glucose has nowhere to go. So it spills into blood, damages vessels, nerves, kidneys, eyes. Lowering sugar without fixing insulin resistance is cosmetic medicine. Second principle: Insulin resistance is reversible Human biology evolved for scarcity, movement, and long gaps between meals. Modern life gives: • constant eating • refined carbohydrates • seed oils • sleep debt • zero muscle use Insulin resistance is the logical outcome. Remove the cause, and the body corrects itself. Step 1: Fix food timing before food quality Before supplements. Before drugs. Before fancy diets. Give insulin a rest. • Stop snacking • 2 to 3 meals max • 12 to 16 hour overnight fasting window Insulin falls. Fat burning restarts. Liver glucose output normalizes. This alone can drop fasting sugar significantly. Step 2: Eat to lower insulin, not calories Calories matter less than hormonal response. Prioritise: • Protein at every meal • Whole foods • Natural fats • Vegetables that grow above ground Reduce aggressively: • Sugar • Refined grains • Liquid calories • Late-night eating Rice, roti, bread, juice are not evil. They are tools. Use them rarely and intentionally. Step 3: Muscle is medicine Muscle is the largest glucose sink in the body. No gym membership required. But muscles must work. • Resistance training 3 to 4 times weekly • Walking after meals • Sitting less than 30 minutes at a stretch More muscle means more insulin sensitivity. This is non-negotiable. Step 4: Sleep fixes what diet cannot Poor sleep raises insulin resistance even on a perfect diet. • Sleep before midnight • 7 to 8 hours • Dark, cold room One bad night raises fasting sugar the next morning. This is documented physiology, not opinion. Step 5: Correct silent deficiencies Common in diabetics: • Magnesium • Vitamin D • B12 Low magnesium worsens insulin resistance. Low vitamin D worsens inflammation. Correct them properly, not casually. Step 6: Stress control is metabolic control Chronic cortisol keeps glucose high even in fasting. Breathing, sunlight, walking, prayer, stillness. Pick one. Practice daily. A calm nervous system handles glucose better. Step 7: Medications are tools, not enemies Metformin helps insulin sensitivity. GLP-1 drugs reduce appetite and liver glucose output. Use them intelligently. But do not outsource discipline to prescriptions. The goal is dose reduction, not lifelong dependence. How do you know reversal is happening? Not just HbA1c. Look for: • Falling fasting insulin • Improved TG/HDL ratio • Waist reduction • Energy stability • Reduced post-meal crashes When insulin normalizes, sugar follows. Final truth Diabetes reversal is not heroic. It is boring consistency. Eat less often. Move your body. Sleep deeply. Build muscle. Lower stress. Do this long enough, and the body remembers what health feels like. Not because of motivation. Because that is how humans were designed.

Most dads over 40 are intermittent fasting, skipping workouts, and drinking alcohol multiple nights per week. Then they wonder why they can't lose weight. Here are 10 No-BS Rules to drop 20-40 lbs by summer: #1) Eat 50g of protein at breakfast

Many retirees who overpay in taxes aren’t doing so due to bad investments. But rather taking income from the wrong sources at the wrong time. Here are 5 tax-smart moves that can make a big difference as you approach or enter retirement:

1/3 Lp(a) is often framed as a fixed cardiovascular “villain,” but that view ignores biology and context. In an insulin-sensitive, low-inflammation state with intact endothelial function, vascular risk expression is fundamentally different. /2

There's a 10-yr window between retiring at 55 and Social Security at 65. Married couples can live on $131k/year of capital gains during that window at 0% federal tax. Standard deduction plus the 0% capital gains bracket stacked together. Most people retire too late to use it.

Crispy Zucchini Sticks Ingredients: 2 medium zucchinis 100 g panko (Japanese breadcrumbs) 50 g grated Parmesan cheese 1 teaspoon garlic powder Salt and black pepper, to taste 2 eggs (Optional) 2–3 tablespoons flour Instructions: Prep the zucchini Wash and cut into sticks (like fries) Lightly salt and let sit for 10–15 minutes to draw out moisture Pat dry with paper towels Prepare coating In one bowl: beat the eggs In another: mix panko, Parmesan, garlic powder, salt, and pepper Coat the zucchini (Optional) Lightly coat zucchini in flour first Dip into egg, then coat well in the panko mixture Bake or air fry Oven: Bake at 200°C (400°F) for 20–25 minutes until golden and crispy Air fryer: Cook at 180°C (350°F) for 10–15 minutes Serve Serve hot with your favorite dip (garlic sauce, ranch, or marinara 😋) Tips: Don’t overcrowd → helps them stay crispy Spray lightly with oil for extra crunch Best eaten fresh and hot 🔥

Knee Osteoarthritis: Thread Number 3 The most powerful intervention for knee osteoarthritis is not a pill, not an injection, and not a surgery. It's not PRP and certainly not stem cells. It is the muscle above and below the joint. If you have knee OA and you are not doing targeted strength training, you are leaving the most effective treatment on the table. 🧵

Crispy Garlic Parmesan Chicken Delight Ingredients: 4 boneless, skinless chicken breasts 1 cup grated Parmesan cheese 1 tablespoon minced garlic 1 teaspoon salt 1/2 teaspoon black pepper 1/2 teaspoon paprika 2 eggs 1 cup all-purpose flour 1 cup breadcrumbs 1/4 cup parsley, chopped 2 tablespoons olive oil Directions: Flatten the chicken breasts to even thickness using a meat mallet. In a shallow bowl, combine the grated Parmesan, garlic, salt, pepper, and paprika. In another bowl, whisk the eggs. In a third bowl, place the flour and in a fourth, the breadcrumbs. Dredge each chicken breast first in flour, dip in egg, then coat in the Parmesan mixture, and finally in breadcrumbs. Heat olive oil in a large skillet over medium heat and cook the chicken until golden and crispy, about 4-5 minutes per side. Garnish with chopped parsley before serving.

Linda and Mark were both 68 and had been retired for three years. They had $2.1M saved, no debt, and felt confident they had “done everything right.” But during a retirement review, they realized several decisions were quietly costing them flexibility and increasing future taxes. Here’s what was happening: •Most of their assets were in traditional IRAs rolled over from old 401(k)s, meaning nearly every withdrawal was fully taxable. •They had started Social Security at 65 without analyzing the long-term tax impact, survivor income needs, or how it would interact with RMDs and Medicare premiums. •Withdrawals were taken evenly from accounts instead of using a tax-efficient strategy to manage brackets, future RMDs, and Social Security taxation. •Required Minimum Distributions (RMDs) beginning at 73 would force large taxable income later, increasing the risk of higher tax brackets, higher Medicare Part B/D premiums (IRMAA), and greater taxation of Social Security. •They were donating to charities from their checking account rather than taking advantage of tax-efficient tools like Qualified Charitable Distributions (QCDs) from IRAs. Here are some possible solutions: •Partial Roth conversions in the early retirement years, before RMDs start, could reduce future taxable income, smooth tax brackets, and lower long-term Medicare premiums. •Using QCDs directly from IRAs after age 73½ could satisfy charitable goals while potentially reducing future taxable income and RMD exposure. •Coordinating Social Security timing with tax strategy could reduce the taxation of benefits and improve survivor income. •Implementing a withdrawal strategy based on taxes, rather than account type alone, could preserve Roth assets, manage brackets, and reduce the risk of large RMD-driven tax spikes. •Maintaining a short-term cash or bond bucket could cover near-term spending needs and reduce the chance of selling investments in market downturns. Over the next 10 years, these adjustments could reduce lifetime taxes, lower RMD pressure, optimize Social Security and Medicare impacts, and create more predictable income throughout retirement. Retirement isn’t just about having enough money. It’s about turning savings into income in the most tax-efficient and flexible way possible. (Example for illustrative purposes only)

Your iPhone is dying by 2 PM every day. It's not the battery. It's 14 settings Apple turned ON by default that are silently draining it in the background. I changed all of them and gained 4+ hours of daily battery life. Steal them

Yesterday I walked through how RSUs, NQSOs, and ISOs actually work. Today I want to talk about why this matters even more as you get closer to retirement. A client came to us at 58 with $2 Million in net worth. $900,000 of it was sitting in unvested and unexercised equity compensation. He had never modeled what happens when those vest and exercise events collide with his last few working years. Here is the problem nobody warned him about. Those final working years are often your highest income years. Salary. Bonus. Large vest events. Option exercises. All stacking on top of each other in the same tax year. Then you retire and your income drops significantly. The window between your last paycheck and your first Social Security check can be some of the lowest income years of your life. That window is exactly where a smart equity compensation strategy either saves you a fortune or costs you one. We mapped every remaining vest and exercise event against his projected retirement date. We modeled which ones to accelerate before retirement and which to defer into lower income years. We identified appreciated shares he could donate directly to charity and completely eliminate the capital gains tax on the appreciation. The result was not just a cleaner tax picture. It completely changed the sequencing of his entire retirement income plan. Equity compensation feels like a reward. And it is. But leaving your company without a deliberate plan for what to actually do with it is one of the most expensive mistakes I see high earners make. The math on this does not forgive waiting until the last year to figure it out. Hypothetical composite example. Not personalized tax or financial advice. Always consult your own CPA and advisor.

BAD NEWS FOR STATIN LOVERS Recent studies and large-scale population data indicate a "cholesterol paradox," suggesting that moderate to high LDL cholesterol levels are associated with longer lifespans

@YoungHerschel1 @ege5thburner I wouldn’t draft 1 in first round. Later rounds or FA

@85CDub @ege5thburner You are delusional!! Who do we have at Right Tackle?!? Slow Joe from Boise,ID? No Name James from IA-Ames?? We have to prioritize the protection of Patrick Lavon!!! If we don't . . . he could become Joe Burrow 🤕. We have enough picks to get our wants and our needs 👍

This might be one of my favorite mocks yet. how we feel about it?

1/12 For years I’ve looked into statins, and I’m going to be blunt: the damage they can do is being downplayed, and in some cases, outright missed. In a clinical series from a neuro rehabilitation setting, patients didn’t come in complaining of muscle pain,the symptom /2

Good Ole Boys Like Me

@VinnysCorner1 Fisk

Age yourself by naming an MLB Catcher you grew up watching….. I’ll start: Gary Carter

Walking videos are everywhere — "walk 10,000 steps and melt belly fat." The conclusion is right: walking does reduce body fat. But the explanation is completely wrong. Your body compensates for ~80% of exercise calories. The real reason walking transforms metabolic health has almost nothing to do with calories burned. Here's the actual science. youtu.be/ryaG4GZujMg

When a cardiologist who published in the BMJ reposts your statin data, the truth is getting out. Dr. Malhotra @DrAseemMalhotra put his career on the line to expose what the pharmaceutical industry doesn't want you to know. Proud to be building HealthTruth together.