Calum Lewis

You guys loved the Mag 7 dashboard, so we built 3 more. Mag 7: chartloom.com/mag-7 SaaS: chartloom.com/saas-stocks Semi & AI: chartloom.com/semiconductor-… Cybersecurity: chartloom.com/cybersecurity-… Completely FREE and free screenshot/exports too.

Need to do some more posts on some stocks soon, maybe later this week

@icanvardar real 🤖 😂😂😂

i’m convinced 75% of twitter accounts aren’t even real people

@naveenlb @YodaStockInvest CEO, you'd think she would know the business better. And these are analyst expectations. Lisa Su CAGR is actually slightly higher than analysts.

@CalumLewis @YodaStockInvest Source? Trust me bro

$AMD should be $400+ RIGHT NOW. Don’t agree? Wait and see when MI450X numbers come in half a year from now. Market is failing to be forward looking right now.

@FurtureRichKid I prefer $INTU + $NOW, over $CRM. Considering rotating my $CRM position since the other two sold off so hard. Bit more expensive, but better businesses I reckon. Need to dig more into the numbers though. I'd prefer the higher growth.

What SaaS stocks are we liking? $CRM $ADBE $INTU $NOW

The UK situation is terrible. I was very fortunate to escape it myself, but going self-employed, so I had more control over my income and work hours. Committing 50-60+ hour weeks for the last 10 years so I can build momentum and escape the rat-race. I don't Americans appreciate the opportunity to grow wealth with more disposable income compared to the UK. Good job on starting really early though, and even doing £2K a year, huge achievement over the norm. Taking big bets to grow capital when it's smaller is the right thing to do in my opinion. Secondly, your biggest / best opportunity, isn't spending all your time for investing at low capital to be honest, your best doing a side hustle, second job, or switch careers. Doing that could drive way better returns than doubling-10x £2K for example. More work would yield better returns, then invest that extra 5-10K per year. That's my friendly advice personally. Do big conviction bets, and grow income as much as possible, so you can invest the difference. Best of luck, $ODD is a smaller position for me, but keep following your content on it. If it helps you further, check out my startup @trychartloom (Chartloom.com) to do even more research too. Can DM me any feedback etc.

🚨 LONG POST ALERT 🚨 Today wealthy people in the U.K. are planning how they are going to maximise their ISA allowances and tax efficiency for the year I can’t get anywhere near filling the annual £20,000 allowance for my stocks and shares ISA. I am lucky if I can scrape together £2,000 for the year My account is aimed at people who don’t have the ability to add endless amounts of money to their accounts I will do the best with what I have. And hope that my decisions will eventually lead me to life changing returns That’s the best a working class citizen can hope for In the U.K. unless you are already wealthy your chances of breaking out of the working class are now close to zero This is as a result of criminal levels of taxation, rocketing inflation, and stagnant wage growth. Combined with hostile government policies designed to punish working families whilst rewarding ones that don’t even contribute to the economy It is now seen as insidious to be able to generate wealth here. The only remaining method is through the stocks and shares ISA. And I predict that will also be attacked within the next decade If you are like me, struggling and frustrated. Here is what you can do for free: Read. Read everything you can get your hands on in relation to stocks. Books from the library. Company reports and filings. Balance sheets. Investor presentations. Free content on the internet related to stocks. Read it all and eventually your brain will start to become hard wired to understand. I believe over the last 5 years I have spent in excess of 10,000 hours reading content in relation to stocks. That’s 6 hours a day. Every day. Aside from exercise and family time, it is all I do. And it’s a very intentional shift designed to turn my brain into a computer. This knowledge compounds over time. I have learned more in the past year than I did in the previous 4 years This level of thinking will eventually lead you down a lonely path. Because you will start to see things that most people cannot see. You will doubt yourself and you will wonder why nobody else sees it I believe this is where I am currently with $ODD The vast majority of people will not even look at it. I wouldn’t have probably even 2 years ago. But now I know better Most people will see the headline, the surface level numbers and give it a wide berth. The stock has been obliterated therefore the company must be trash. This mentality is the norm and most of the time, it is actually true. 99 times out of 100 when a stock tanks 50% in a day it’s for a damn good reason and is often justified But if you are in a position where you can identify that 1 out of a 100 that is an over reaction or even an opportunity in very rare cases, you can position yourself to outperform in the longer term Going back to my original point, as someone who has limited funds and a small account, identifying a rare opportunity and then going in heavy is in my opinion, one of the only methods available to unlock wealth generation If I am right, in 5-10 years I may be in a completely different financial situation to what I am in now. That is the hope Iv spent 5 years searching for this opportunity. And I feel like Iv finally found it in $ODD Put simply, this company is highly likely to return to 20%+ growth at a 20% EBITDA margin within the next 1-2 years Buying that at a PE of 8 is only possible when the market is pricing in terminal decline Once things are back to normal, and the market becomes rational again, prices now are likely to seem extremely silly in a few years time That’s what I am banking on If I am right, I will be substantially better off If I am wrong, I am still highly unlikely to lose my money due to the robust financial profile of the company and the aggressive buyback program which are locking in future accretion constantly I am not telling anyone what to do, I am just sharing my experiences and choices DYOR Not financial advice

@StockMarketNerd Great list, I can probably help get this built into Chartloom if you wanted an automated/live version to use?

Updated FCF comp sheet:

@TradingPulseX Yes very true, I think the issue is trying to overcomplicate it

@CalumLewis In a way buying great companies is also trying to outsmart the market. Choose the way that you are most.competent in.

Harsh truth: Stop trying to outsmart the market. Just buy great companies and wait.

@weary_centurion Must be frustrating for him, probably cause he’s playing defence constantly

$NKE CEO : “I’m so tired” Spare a thought for the shareholders I am sure they are far more tired than you are People are attacking me for saying the business is not improving and appears to be in decline Where are the bulls with coherent cases to the contrary? Come at me

@JakeWolffy @Mindset4Money_X Yes absolutely. Good idea, as it's preference

@CalumLewis @Mindset4Money_X Yea saw you already responded with it to someone else. Glad you have it. :) I think it's a good idea to add that toggle you suggested

It’s early 2017 and the hottest messaging app in the world goes public. You invest $10K. Today, that's worth just $1,900. Why didn't $SNAP work?

@JakeWolffy @Mindset4Money_X Yes, full Y axis for you.

@CalumLewis @Mindset4Money_X Improper chart design for the y axis, but ye still get the point

@IndexAndForget Very true to be fair, good point. I guess it really depends on the person individually. I'd minimize any depreciating asset cost as much as possible though

@CalumLewis If its too much you'd rather put a down payment on a house than buy an expensive car But again net worth plays a big factor, if you're a millionaire with no debt then go for it

How much is too much for a car?

I applaud @herbertong for his neutral take on $TSLA in this video. While patience is key, that’s been the case for years now. I wish the rest of the investing community were more willing to be critical and call out headwinds as they appear. On the plus side, there are several upcoming catalysts to watch. youtube.com/watch?v=WZ7Gvi…

@InvestingAddict Might have to take her to the Haribo section

Ring shopping with my lady today. Do I tell her now or later that I bought the dip with her engagement ring fund?

@IndexAndForget That's a completely fair idea

If you followed me and I didn't follow back It's probably because you didn't reply to me Im not following people that don't engage

Good point about the Y-axis; I’ll add an optional toggle to adjust it. I agree with you there - no need for hostility. My point regarding personal preference is still valid, though in absolute terms, it makes no difference as I mentioned. As my original post stated, while companies do dilute, I view SBC as an actual expense and a key part of the problem. Hence 'might be one part of it'. They can 100% cut-fat. It's an app, doesn't need 25% SBC as a % of revenue for years like it did.

@CalumLewis @Mindset4Money_X “Good point… not sure what your point is” You sure you’re sure you know what you’re saying? My point is that without the exaggeration it mirrors pretty much any other growing stock’s gradual increase in share issuance. You think companies offer shares to the public once? 😂

@weary_centurion Revenue in Greater China declined 17% (reported), citing a trend of declining store traffic and elevated promotional activity that management expects to continue through fiscal 2026... I think bulls would be missing this negative 🙃

$NKE is a potential melting ice cube A dumpster fire infected by corporate bloat and moronic ideology Competition has taken full advantage I would not touch, even at these levels $PYPL was cheaper, even before it dumped and is a better business imo Not financial advice

@mackay3688418 @Mindset4Money_X 😂😂😂

@CalumLewis @Mindset4Money_X Should change the ticker to EVAN.

@j208988 @Mindset4Money_X Good point, but doesn't change the absolute change at all. And personally I prefer to see the magnitude of the change, not just make it look better than the reality anyway? So not sure what you point is. Nothing is 'exaggerated'? It is exactly as it actually is.

@CalumLewis @Mindset4Money_X I hate these kinds of charts. So obviously manipulated to exaggerate the issue. This is what your chart would look like without the truncated Y-axis