David O’Leary, CFA

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David O’Leary, CFA

David O’Leary, CFA

@DavidPOLeary

🇨🇦 Founder @KindWealth_ca | Advice-Only Family Office | Father. Former boxer. Fighting for social & economic justice | Writes about money, meaning & impact.

Toronto, Ontario انضم Mart 2010
920 يتبع3.2K المتابعون
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David O’Leary, CFA
David O’Leary, CFA@DavidPOLeary·
A surprising fact: Many of the wealthiest people/families working with high paid professionals (accountants, lawyers, etc) still do not have a financial plan & aren’t optimizing their wealth. Why? Because …
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David O’Leary, CFA
David O’Leary, CFA@DavidPOLeary·
When it comes to investing investing, the difference between professionals and amateurs essentially boils down to risk management.
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David O’Leary, CFA
David O’Leary, CFA@DavidPOLeary·
The return-to-office crowd really picked their moment.🤦‍♂️
LimitLess@LimitlesCobz

🚨 THE EU JUST ISSUED ENERGY LOCKDOWNS AND NOBODY IS CALLING IT WHAT IT IS The European Commission is urging Europeans to work from home, drive less, and fly less because of the Gulf conflict. EU Energy Commissioner Dan Jørgensen says this crisis won't end even if the war ends tomorrow. Read that again. "Even if peace is established tomorrow, we will not return to normal." 💀 This means the EU is permanently screwed. Not temporarily. 💀 No immediate supply shortages yet — but diesel and jet fuel are already under pressure. 💀 Global gas markets facing "increasing constraints." Electricity prices surging. 💀 26 of 27 EU member states are currently under infringement proceedings for failing to implement electricity market rules. 💀 Europe's grid is so outdated it can't even handle the renewables they already built — 120 GW of clean energy projects are at risk of being STRANDED. ⚠️ But here's what EU Energy Commissioner Jørgensen is NOT telling you: The EU had cheap Russian energy. They chose to refuse it. The EU had nuclear. They chose to phase it out. Germany shut down its last nuclear plants in 2023. Seven EU countries still actively BLOCK nuclear alternatives in energy law. They replaced reliable energy with ideology. And now they're out of options. Here's the logic chain: → EU kills Russian gas imports → EU kills nuclear power → EU builds renewables on an outdated grid that can't connect them → Gulf conflict hits — no buffer, no options, no plan → Solution: behavioral control. Tell citizens to drive less, fly less, work from home. Do you understand what that means? They're showing you: "Gulf conflict triggers energy emergency." They're NOT showing you: EU politicians spent years building the most fragile, ideology-driven, unresiliently f*cked energy system in modern history. This isn't a Gulf conflict problem. This is a European political failure dressed up as an act of God. COVID lockdowns told you to stay home. Energy lockdowns are telling you to stay home. Same instruction. Different excuse. Both times — the crisis was real. The cause was manufactured by the same class of people. This is the most predictable energy catastrophe since the 1970s oil embargo — except this time, Europe did it to themselves.

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David O’Leary, CFA
David O’Leary, CFA@DavidPOLeary·
There is a lot of debate among impact investors about where our capital is best allocated to make the biggest impact. If you had to pick just one area, investing in the well-being of children might be it. 🧵Here are 3 examples of child lens investing & why it's so impactful:
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David O’Leary, CFA أُعيد تغريده
David O’Leary, CFA
David O’Leary, CFA@DavidPOLeary·
A Shakespearean tragedy in 5 acts: 1. Humankind gives birth to Capitalism 2. Capitalism gives birth to Technology 3. Like moths to a flame, our insatiable demand for growth rushes us headlong into AI. 4. AI kills Capitalism 5. AI kills Humankind Find a seat, Act 4 has begun.
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David O’Leary, CFA أُعيد تغريده
David O’Leary, CFA
David O’Leary, CFA@DavidPOLeary·
Far too many people ask the wrong question. It’s not “Will this make us money?” It’s “Will this make my life better?”
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David O’Leary, CFA
David O’Leary, CFA@DavidPOLeary·
@bryanhasling 100%. What’s disappointing with Wealthsimple doing this is that they have so much opportunity for growth in ways that aren’t detrimental to their clients’ wellbeing. Here’s a great opportunity to show some integrity, and they’re taking a hard pass.
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David O’Leary, CFA
David O’Leary, CFA@DavidPOLeary·
@bryanhasling Lots. But I'd say the core problem is our unrelenting demand for economic growth without any regard for the societal impact.
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David O’Leary, CFA
David O’Leary, CFA@DavidPOLeary·
@pbroos1 If you can help him understand the risks of these things (and the financial motivation Wealthsimple has in offering them), do you think that could help him steer clear of their offers/ads?
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Paul Broos
Paul Broos@pbroos1·
@DavidPOLeary My 20 year old son just moved his TFSA to Wealthsimple, this is not a good development
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Matt@Matt_isnotfunny·
@DavidPOLeary @jasonpereira And will spam margin and private credit to retail… Mix in predictions for the 3 legged parlay!
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David O’Leary, CFA
David O’Leary, CFA@DavidPOLeary·
Sports boils down to one kid looking over at another kid, saying, "I bet I can do that better than you."
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David O’Leary, CFA
David O’Leary, CFA@DavidPOLeary·
Help me keep this Impact Investing in Canada infographic up to date. Click the link below to submit any other organizations or investment opportunities I'm missing. airtable.com/shrapDWMROofxb…
GIF
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David O’Leary, CFA
David O’Leary, CFA@DavidPOLeary·
@kbessey @jasonpereira Yup, “clients” is a generous term for a lot of these relationships. There’s often a long tail of people an advisor sold products to once and may never speak to again.
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David O’Leary, CFA
David O’Leary, CFA@DavidPOLeary·
Pro Tip: When you're looking for a financial advisor, one of the best questions you can ask is how many clients they work with. Here's why ...
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David O’Leary, CFA
David O’Leary, CFA@DavidPOLeary·
Well said. 🎯
Prestige Couch@prestigecouch_

I hate to disagree with the big guy, but here goes. Look, the point about digging into negatives too much and carving deeper brain grooves is fair. It happens. I've seen patients get stuck in loops where every session just replays the same hurt without forward motion. That kind of endless ruminating definitely makes things worse. But here's where the picture gets more interesting. Real therapy, the kind that actually shifts people long-term, isn't about wallowing. It's about shining a light on those hidden patterns the ones you keep repeating without even knowing why so you can finally choose something different. You get the insight first. Then you test new behaviors in the real world. The understanding fuels the action, and the action locks in the change. Skip the insight part and you're mostly white-knuckling surface fixes that crack under stress. Go back to the office next week and boom, same old patterns show up again. I've watched this play out hundreds of times. Guy comes in furious at his dad for the millionth time. We trace how that anger echoes stuff from way back, how it leaks into his marriage now. Once he sees the thread clearly not just feels the rage but gets why it's there he starts catching himself mid-argument at home. He pauses. Tries a calmer response. It feels weird at first, but it works. The new path gets walked enough times that the old rut starts to fade. Brain starts wiring toward flexibility instead of the same tired loop. That's not rumination. That's targeted excavation followed by deliberate rebuilding. Pure "just do something" advice sounds tough and practical. Sometimes it helps kickstart momentum. But without that deeper map of your own mind? You end up running hard in circles. The evidence from years in the room is pretty clear. Insight plus action beats either one alone every time.

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David O’Leary, CFA أُعيد تغريده
David O’Leary, CFA
David O’Leary, CFA@DavidPOLeary·
So after a lifetime of burying my head in the sand, I finally took the plunge to get tested for ADHD. Receiving a diagnosis has been life-changing for me, and my family. Here’s what happened.
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