updraft 🎈

It starts with a dentist visit. One appointment you didn’t plan for 🦷 How often do costs like this catch you out? 👉 updraft.com #MoneyTalk #CostOfLiving #EverydaySpending #Updraft

It starts with a car repair. One bill you didn’t plan for 🚗 How often do costs like this catch you out? 👉 updraft.com #MoneyTalk #CostOfLiving #EverydaySpending #Updraft

It starts with a coffee. One tap. No second thought ☕️ How often do small spends like this add up before you notice? 👉 updraft.com #MoneyTalk #CostOfLiving #EverydaySpending #Updraft

It usually starts small. One tap. No second thought. Our first Updraft TV advert goes live today, showing how everyday moments can quietly add up before you even notice. What’s the small spend you wish you’d stopped sooner? #MoneyTalk #CostOfLiving #JanuaryReset #Updraft

The Bank of England estimates household spending rises by 29% in December. We explore how the Project Pan method can help offset this by saving you up to £413 on festive essentials. Read the full guide to reusing and repurposing this Christmas on the Updraft blog. updraft.com/updraft-news/p…

It is easy to drift into overspending at this time of year. A few extra treats, last-minute gifts, that round of drinks... it all adds up quietly in the background. We built our Christmas Budget Calculator to help you see the full picture before the spending starts. It’s not about cancelling Christmas, it’s about having total visibility so you can enjoy the season without the January surprise. Take a few minutes to budget your spending here: updraft.com/updraft-news/c…

That convenient 'Buy Now, Pay Later' option could be doing more harm than good. New data shows these instalment plans can increase debt-related stress by 17%. Learn the 5 hidden risks you need to be aware of in our latest article: updraft.com/latest-bnpl-in…

Is your smash jar actually costing you money? While stashing physical cash is a great way to build savings habits, it could be losing value to inflation or costing you more if you're carrying high-interest debt. It's time to weigh the pros and cons. In our new blog post, we explore how to get the best of both worlds. Find the smart way to save. Read more: updraft.com/piggy-banks-ar…

New figures show that 1 in 6 parents are using credit cards just to cover essentials, even before soaring summer childcare costs come into play. It’s a hidden crisis that leaves many feeling overwhelmed and stretched to the limit. In our latest article, we break down the real cost of this pressure on UK families and explore what can be done to find solid ground: updraft.com/rising-childca…

The clock is ticking. The July 31st HMRC Payment on Account deadline is just two days away. Don't let a £100+ penalty and rising interest be the price of forgetting. Acting now is the key. Check your account, get it sorted, and move on, read our blog here: updraft.com/1-in-11-brits-…

Research shows a link between physical warmth and how much we value products, a phenomenon known as the 'temperature-premium effect'. This can lead to increased, often impulsive, spending during hot weather. Read our article here: updraft.com/brits-warns-to…

Your credit score is more than just a number, it's a key to your financial future. Taking the first step to improve it is a powerful choice, and it's simpler than you might think. updraft.com/a-journey-to-b…

Credit card APRs just hit a record high of 35.7%. With UK searches for "credit card debt" up 12%, it's clear people are feeling the pressure. Don't get caught in the debt trap. Here are 5 steps to take back control. updraft.com/how-to-beat-cr…

Brits are searching for ‘Labubu’ 193 times per minute. The "blind box" toy craze is fuelling a surge in impulse spending, potentially costing shoppers £375K a day. Is the hype worth the swipe? Read more: updraft.com/brits-are-sear…

Juggling multiple credit card, store card, or overdraft payments? A debt consolidation loan simplifies everything into one single, manageable monthly payment. Our latest guide explains how it works, what to look out for with APR and repayment terms, and how you can check your eligibility without impacting your credit score. Read the full guide here: updraft.com/is-it-worth-co…

A credit card can be one of the most effective tools for building a strong credit score, but only when used wisely. It's all about developing good habits that put you in control. updraft.com/good-credit-sc…

Ready to take control of your finances and boost your savings? Our comprehensive guide provides a clear, step-by-step framework for managing your money in the UK. Learn the simple 50/30/20 budgeting rule, get practical tips on cutting everyday costs, and discover how to build a financial safety net for the future. Read the full guide here: updraft.com/a-comprehensiv…

Juggling multiple credit card and overdraft payments can create financial noise. A debt consolidation loan is designed to simplify this, combining your debts into one straightforward monthly payment. Read our blog here: updraft.com/is-it-worth-co…

Ready to take control of your finances? Becoming debt-free doesn't require drastic changes overnight. It starts with small, consistent habits. Our latest guide shares 8 simple weekly actions you can take, from a 20-minute money check-in to planning expenses, that empower you to manage your money with confidence. Start building your debt-free future today. updraft.com/8-simple-weekl…

It's time to go from financial stress to financial control. Building good credit isn't about magic tricks; it's about having a clear plan and the right support. Whether it's making consistent payments or understanding your credit utilisation, every step forward is a win. We're here to help you break the cycle and see a clear end date for your repayments. updraft.com/good-credit-sc…