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1.7K posts

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@NXFinancial
God First ✝️ | Organically growing from 1 follower. Join the Journey! | NOT Financial Advice
Michigan انضم Ağustos 2012
12 يتبع120 المتابعون

@broketobuilt Very perceptive!
Behavior & emotions truly shape everything!
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@NXFinancial The math checks out — if your rate is under 7%, the S&P 500's long-run average wins. But it assumes you actually invest the difference. Most people spend it instead. Behavior beats math. If you'd invest it: keep the mortgage. If you'd spend it: pay it down.
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I paid off my mortgage early like a "responsible" adult… and it quietly cost me $85,000 in lost wealth 🤦🏽♂️
The uncommon truth most gurus won't say out loud in 2026:
If your mortgage rate is under ~7% and you have no high-interest debt + a solid emergency fund… stop paying it off early.
Why this flips conventional wisdom:
- Your money earns ~10% historical average in a simple S&P 500 index fund (after inflation).
- Paying extra principal only "earns" you your mortgage rate (say 6%).
- Mortgage interest is still tax-deductible for most.
- You keep liquidity instead of tying it up in your house.
I ran the exact numbers on my own 5.5% mortgage: investing the extra payments instead grew my net worth dramatically faster — even accounting for market dips.
The rule most miss: Math beats emotion. Low-rate "good debt" can be a wealth accelerator if you invest the difference.
Caveat: This only works if you're disciplined and not living paycheck-to-paycheck.
Change your life?
Comment "MORTGAGE" below if you want my exact spreadsheet template to run your own numbers. Or tell me: Are you still aggressively paying down your house? Why or why not? 👇
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So much sauce being dropped here all the time. Keep killing it my dude 💯🤜🏾🤛🏾
JLoc@JohnLoc18
Last April I got squeezed because $SPY daily RSI was oversold and I ignored it, this is not sugarcoating but from my lesson.
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The U.S. is at war with Iran‼️
Most people are watching the news‼️
Smart money is already positioning🧠
Here are 8 stocks to buy RIGHT NOW while everyone else panics:
🛡️ LMT — Lockheed Martin. F-35s + THAAD interceptors = the war’s backbone. Already up ~15% in 2026.
🚀 RTX — Raytheon. Tomahawk missiles. PAC-3 interceptors. Patriot systems. This IS the war.
✈️ NOC — Northrop Grumman. B-2 stealth bombers flying over Tehran. +6% opening day of the war. More coming.
🧠 PLTR — Palantir. AI mapping Iranian networks, troop movements, Strait of Hormuz choke points. The invisible weapon.
🔐 CRWD — CrowdStrike. Iran has elite cyber warfare units. Someone has to defend us. That’s CrowdStrike.
🛢️ XOM — Exxon. Strait of Hormuz = 20% of global oil. If it closes, crude goes parabolic.
💰 GLD — SPDR Gold ETF. Gold already testing $5,400. War = flight to safety.
⚡ LHX — L3Harris. Comms, sensors, drone tech. The quiet winner nobody’s talking about.
The US is spending $1B/DAY on Operation Epic Fury.
That money goes somewhere.
Now you know where 💯
🔁 RT if this helped. Follow for more.
(Not financial advice — do your own research)
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X أُعيد تغريده

Artificial intelligence drone software maker Swarmer’s shares have surged more than 1,200% in two days, making it the best market entry for a US stock in nearly a year. bloomberg.com/news/articles/…
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