Jess Martin

@olsonplanner Thanks to your advice (as well as @StudentLoanTrav ), I switched from REPAYE to PAYE, and my monthly payment is SO much more affordable now. Thank you!!

Get ready to start making student loan payments on 9/1.

@JessieAllanMD @ianchuamd @DeannaMarie208 @PASMeeting @ETSshow @OddoDr @kbgastineau @drkatielockwood @AlokPatelMD @AnnieAndrewsMD @DrNikki4Kids I’m so sad I didn’t get to see you!!

Advocacy orange 🧡 With some of my favorites @ianchuamd @DeannaMarie208 #PAS2023 #passelfie #AdvocacyChic

@StudentLoanAdv That makes sense, thank you so much, I really appreciate it.

@JessCMartinMD No. I would switch into PAYE now and if new REPAYE becomes available later on switch into it. You want the ability to MFS now to have the most affordable payments.

Student loan/tax question for anyone that can help: if one is married and on the current REPAYE plan but hoping to file separately to exclude spouse income from student loan monthly payments, do we expect that the new REPAYE will be in place in time for that to happen?

@olsonplanner thank you so much - in this scenario, would it make sense to switch into PAYE to take advantage of filing separately from spouse to maximize lower monthly payments? Otherwise when payments restart, they would be higher than based on current single income

@olsonplanner Thank you so much for all your advice! Do you know where we stand on new REPAYE? My payments would restart at a higher amount because they previously took into account spouse’s income. We filed separately this year to lower payments, but I’m still on old REPAYE.

The restarting of federal student loan payments explained.

@reverendofdoubt @olsonplanner If on REPAYE and married now, having just filed separately to take advantage of only one income calculated into monthly payments, would you advise switching into PAYE before the July deadline?

@olsonplanner I’m assuming if the modified REPAYE doesn’t go through by the time we all have to start paying again, then PAYE if married probably makes the most sense?

Not yet. Still waiting for it to become official.

@StudentLoanTrav @olsonplanner Additionally, would you recommend submitting recertification sooner if the previous monthly payments amount were higher (my prior payments included spouse income in calculation so would be significantly more than they would be with new REPAYE)?

@olsonplanner @JessCMartinMD Yes unless your recertification date is going to be after April 2024

Filing separately for PSLF purposes has two drawbacks: 1) you may lose some tax credits if you have kids. But often the loan payment reduction and subsequent forgiveness increase is worth it. 2) Roth contributions must use the Three Step Method.

@StudentLoanTrav @olsonplanner Thank you so much! Can you explain why it would not be updated if recertification was after April 2024? Or is that simply because we would have filed 2023 taxes before that point?

@Acyn Armed good guys did not stop this!! What are you paying attention to?? There were armed policeman at the scene. The one constant in all of these shootings is guns. So make it harder for people to get guns. It’s not hard to comprehend.

Cruz: Ultimately, as we all know, what stops armed bad guys is armed good guys

@CharlesWeh95 @HomaThaBrave @SenJoniErnst So by your logic, we should not even try to stop shootings from happening, to try to stop children from being murdered? We should just let it happen, because “it will happen anyways”? There is proof in other countries with stricter gun legislation that that is not the case.

@HomaThaBrave @SenJoniErnst Lol. Because criminals are just chomping at the bit to follow new gun control laws 🤦‍♂️ Tell me one criminal that follows laws passed by our government. I’ll wait.

A senseless, horrendous act of evil. My heart is with all those in Texas right now.

Kudos to ⁦@stanfordpedsres⁩ presenters at today’s regional APA meeting: ⁦@LizNguyenMD⁩ ⁦@beccajMD⁩ ⁦@JessCMartinMD⁩ ⁦@PNicoleking⁩ and Amy Alayari! ⁦@LPCHPedsChiefs⁩

Proud to be part of the mentor team for this important project being led by @beccajMD @JessCMartinMD

Stanford vaccine algorithm failed to prioritize housestaff. The Dept of Peds Chair, Division Chiefs, Associate Chairs, educational leaders and others who are not high risk have offered to wait until all clinically-facing housestaff have been offered vaccination. #Housestaff first