MetaLend

Big MetaLend news! We're pumped to announce our partnership with the @MetaMask Card 💳 & @LineaBuild. Combining DeFi yield optimization with real-world spending. Here's the breakdown 🧵👇

Have you tried the MetaLend API + Claude Code yet? Build your own personal savings account or launch a safe and secure 'earn and spend' account for you users in minutes: github.com/MetaLend-DeFi/…

This isn't an April Fools' joke. An AI actually built me a savings account that earns 10x the average national savings rate. In 20 minutes. $10K in USDC earning 4.13% APY — and it automatically rebalances to the best yield within my safety parameters. Here's what happened 🧵

I keep some money on my @MetaMask card for day to day spending, has worked very well internationally. I've used it in Germany, Poland, Switzerland and Japan so far with no troubles. Attached to @MetaLend_DeFi you can still earn DeFi yields while the money sits in your wallet.

@onderyazici @MetaMask Yield is variable but currently around 4.5-5% I believe - last year was over 9% for much of the year as well. You get the highest rates in blue chip defi through automated rebalancing, but you can spend with your card too!

Excited for US @MetaMask Card users to try MetaLend to get the highest DeFi yield and spend anywhere!!

@danieljosep_eth @MetaLend_DeFi Yes, its great :)

@ohdatskate Mercado Pago 😁 Plus @uselulo @MetaLend_DeFi

Now that the MetaMask Card is live all over the US - have you tried out how it works with @MetaLend_DeFi ? They've got such a cool third party integration to card to rotate your spendable balance between all the Aave, Morpho and Euler pools/markets/vaults on all networks

MetaLend delivers higher returns than traditional banking while giving both partners and users full transparency and control over where capital is deployed.

Whether the market is up or down, you can always earn with your stablecoins on MetaLend.

What's your favorite chain for DeFi?

Finding the best DeFi lending yields is harder than it should be. Different blockchains. Dozens of pools. Rates that shift by the hour. For the fintechs looking to offer stablecoin yields, navigating this complexity in-house is a massive overhead most teams don't want. MetaLend handles it automatically. We scan the top pools across every major chain, route funds to the highest-yielding options, and rebalance continuously as rates change, all within the safety parameters you define. The result? You can offer your existing users competitive stablecoin yields without building the infrastructure yourself. Faster to market, less technical lift, and full control over how it works. That's what MetaLend was built for.

@chidex_andrew 👀 someone's early to the game

@MetaLend_DeFi Metalend infrastructures 👀👀👀

Fintech <-> MetaLend API <-> DeFi Yields.

Banks don't build payment rails. They use Visa, Mastercard, ACH. Fintechs don't build fraud detection. They use Sift, Sardine, Unit. Nobody builds auth from scratch. They use Auth0, Okta, Clerk. Specialization works. Yet when it comes to DeFi yields, many fintechs still think they need to build it themselves. Integrate protocols directly. Manage gas optimization. Build rate monitoring systems. Handle rebalancing logic. That's like building your own payment network because you want to accept credit cards. Infrastructure should be infrastructure. You should focus on your product, your users, your brand. MetaLend exists so you don't have to become a DeFi company to offer DeFi yields.

@veri_ty On our website the rates automatically update to the best pools. Yesterday was 5.8%, today is 5% and we'll have to see for tomorrow!

@MetaLend_DeFi I understand the current yield is 3% only

Prediction: In 3 years, offering DeFi yields won't be a competitive advantage. It'll be table stakes. Just like: Real-time transfers (used to be special, now expected) Mobile check deposit (revolutionary in 2012, boring in 2026) P2P payments (Venmo changed the game, now everyone has it) Right now, offering 7% yields when banks offer 0.5% is a huge differentiator. Users notice. They switch platforms for it. But as more fintechs integrate DeFi infrastructure, the baseline shifts. Soon, NOT offering competitive yields will be the exception. The question becomes "how good is your yield?" not "do you have yields?" The window for early mover advantage is open. But it's closing. The fintechs integrating in 2026 will have: 3 years of product expertise Established user trust in their earn products Higher average deposits and better unit economics Brand positioning as innovative (not reactive) The fintechs integrating in 2029 will be playing catch-up in a commoditized market. At MetaLend, we're building for that future. Infrastructure that scales as yields become ubiquitous. But right now, there's still an edge to be gained.

@chidex_andrew This guy knows what he's talking about 🔥

Stop letting your stablecoins rot in a wallet collecting dust (or worse, 0.01% in a trad bank) I just found out the key to our staking problems I know you Usually, you have to choose: 🔴 Lock funds in DeFi for high APY (but can't spend them). 🔴 Keep funds in a wallet for spending (but earn zero yield). ​The friction of unstaking -> bridging -> off ramping -> bank transfer is why we don't "live" onchain yet. But we have @MetaLend_DeFi that's solves all that. HOW? First let's imagine MetaLend as your AI powered savings account, and MetaMask Card as your debit card. ​But unlike a bank, you hold the keys, and the "interest rate" is actual DeFi yield (Aave, Morpho, etc.), not some arbitrary number. AND The MetaMask Card isn't a prepaid card you have to top up manually. It connects directly to your onchain wallet (@base, @LineaBuild, @solana). • You swipe the card at Starbucks. • It pulls $USDC/ $USDT directly from your wallet. • Transaction settles onchain in seconds. Do you know.. 👀👀👀?? On top of the DeFi yield, the MetaMask Card gives you: • Up to 3% crypto cashback on purchases. • No foreign transaction fees (huge for nomads). • Accepted anywhere Mastercard is. ​Double dipping on rewards? Yes, please. Don't move it to a CEX. Just stake it, earn on it, and spend it.

One savings account, all of DeFi!

Future-proof your payments and yield infrastructure by integrating the MetaLend API. We helps companies and fintechs offer blockchain-powered checking and savings accounts with yield generated from the top stablecoin lending protocols. Whether you're building a fintech, payment platform, or app, the shift toward onchain financial services is happening now.