Nicholas Tait
9K posts

Nicholas Tait
@NicholasCTait
Patriot 🏴 | bookcrafty. classical musician. burgeoning sailor. TS Eliot & Roger Scruton disciple. pronatalist. remigration
New Zealand Beigetreten Ağustos 2012
1.9K Folgt538 Follower
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UK resi property as investment remains a hot topic, with a lot of misinformation and misconception…
40% of British household wealth is locked in a single illiquid asset class that has delivered negative real returns for a decade.
Prime central London down 25% from 2014. London BTL netting 3.4% while gilts pay 4.5% risk-free. Real wages up 2% total since 2010. Foreign buyers collapsed from 8% to 1%.
The property-as-pension model relied on 7-10% annual capital appreciation. That’s over. What remains is an illiquid, high-maintenance asset that underperforms a government bond.
Schroders found equities beat UK property over every time horizon from 5 to 30 years. Rathbones found £100 in London property in 2016 worth £111 by 2025. Same £100 in equities: £174.
The UK ranks 15th of 29 OECD countries for financial literacy. A nation that put £4 trillion into one leveraged bet never had the financial education to question whether it was a good idea.
Full piece: ‘The Clearing Price’
open.substack.com/pub/anglofutur…
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Everyone talks about Argentina and Uruguay as the WW3 hedge. I'd pick New Zealand. Not even a close call.
It's structurally harder to break than anywhere else on that list:
- Genuinely isolated. A remote island at the edge of the world, not a contested continent
- AAA institutions, rule of law, no capital controls
- English-speaking, first-world healthcare and schools
The vehicle is the Active Investor Plus visa:
- ~US$2.9M (NZ$5M) into NZ businesses and funds, locked 3 years
- 21 days on the ground, total, over those 3 years
- At the end: PR that never expires, zero presence required: you can leave for a decade, walk back in whenever
- Spouse and kids are included automatically for PR
- Critically, any child born there to a PR holder is a citizen by birth
You're buying an unconditional right of return to a stable, remote, English-speaking democracy, for your entire family, forever. Three years of locked capital in. Three weeks on the ground.
Caribbean passports are a different story. The southern cone is great, true...until it isn't.
Serious paths always outlast clever shortcuts.
Also, New Zealand looks like this.




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@CptHastings1916 A lot of people of very average intelligence never recovered from 2016 and blame everything on Brexit, this applies to middle aged Brits and young foreign 30 year olds
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Relieved to be fully out of London property since September last year.
I no longer view real estate as a viable asset class (in the near term, or even medium term, future) per se. Moreover, who will buy all the £1m+ properties nationwide when the boomers die? Median wages are several multiples lower and due to inflation no one is saving anything approaching a deposit for such a property. Smells like a bubble waiting to pop.
The market will be flooded with these ‘assets’ in the next 15-20 years and the prices will have to crater unless something changes. Perhaps AI increasing wages of the new managerial class will rise to meet it. But somehow I cynically doubt it.
Meanwhile, you have to live somewhere of course and our home is very much that. A home, not an asset.
London Money@LondonMoneyFS
Wish I’d thought of this account
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We are about to witness a speed of White replacement previous thought impossible
GB Politics@GBPolitcs
Two-Child Benefit Cap Scrapped from Today gbpolitics.uk/2026/04/06/two…
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Had a South African girlfriend fairly recently—her family were dairy farmers who left the Johannesburg area—and I’ll never forget her mother saying to me one day, “It’s so nice just to be able to get out of my car, outside my home, and not worry about being murdered.”
Volkstaat@Volkstaat10
There is a rising consensus amongst Americans working with Afrikaner refugees that most of them need Post Traumatic Stress counseling for what they have lived though in South Africa: The endless threat to life and property, openly discrimted against and hated in their land, etc
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What was taken is unquantifiable. There’s no telling who you might have been, how your life might have been different had they not taken your country from you. One things for sure though everyone’s life is worse as result.
Severus@SeverusChud
There's something really tragic about watching old footage of England and realising your entire civilisation has been stolen from you.
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Went into town for a while today. First time I've done that in ages.
Genuinely astonishing how many foreigners there were. The number of Africans was just insane, with at least half of them appearing mentally ill.
Parts of my town are completely colonised by these people.
I will vote for any party that gets rid of them. They should not be here.
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@Steve_Laws_ yeah it needs to stop now, the beans lubricate the rest of the meal
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Boomers conflate technological progress with civilisational progress. They see cheap mobile phones and Sky TV and assume life must have improved across the board. But the things that matter most — a first home, family formation, high quality of life — are more out of reach today than at any point in their lives.
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