Normal Guy

In any company business if you are investing you have to ask few questions before entering that business and becoming part of it. Like you have to ask, do you really understand how to read business or know how to judge fundamentals, or are you just relying and renting other conviction. If you do not have your own conviction that this business will work out then why rent other conviction. These days everyone can research company and do fundamental and technical etc. Technical is just 10% these days because everyone does it and everyone knows it so there is equilibrium. What you know extra matters more :) buymeacoffee.com/normal_2610/ho…

@ThatWhichIsNot Check all the comments, you'll get it, man :) Or do reverse image search - Google Lens - or look at the PPT logo on the right side... at least put in some effort.

@Normal_2610 I am disappointed in you

More importantly, they did not just survive these storms. Over time, they grew through them, expanded their segment portfolio, and moved into higher value-added products. They deployed these capabilities on the ground and monetized them.

@AdityaV0181 Yup

@Normal_2610 There are so many Indian start ups across various incubation centres and doing cutting edge research but some how indian politicians and babus always bring someone from outside

Piyush Goyal meeting Anduril CEO to expand their footprint under Make in India tells you everything. The commerce minister is selling defence access to a US firm while Indian drone startups still wait months for trial orders. The US runs its defence industry by giving its own startups large contracts first, then letting them export. India does it in reverse, rolls out the carpet for foreign firms and asks its own companies to prove themselves with no money and few chocolate orders. Turkey built Baykar into a global drone brand with one private company and full state backing. India shot down those same drones in May 2025 with Akashteer. So India has the defence tech talent. But Tata, L&T, Bharat Forge just got shortlisted for AMCA prototypes in February 2026. That should have happened ten years ago. The problem is not capability, it is the speed of the procurement system.

Ayushman Bharat is a really good scheme, but some private hospitals are just making money out of it and even scamming the government. Each state is doing this, I have seen it with my own eyes, so that is one issue. Plus, private hospitals are now controlled by P/E funds, and they control everything, so that is another issue. The only way forward is that India needs a good Health Minister, at least at the level of Ashwini Vaishnaw, and to expand government hospitals more, maybe change 20% more but give good facilities. Government hospitals are actually really good in India.

What is Actually Happening Right Now is Health Insurance Premiums (the money you pay every year) jumped 50% to 200% in just 3 years for most people. When you go to hospital and claim, more than 50% people get full rejection, partial payment, or have to fight for months. Even cashless treatment (no need to pay first) gets delayed – sometimes you wait 6-48 hours extra at hospital. Complaints to regulator jumped 41% last year to 1,37,361. Insurance actually makes treatment COST MORE! Hospitals know - third party (insurance) is paying so they inflate bills. Cash patients sometimes bargain and pay less. Corporate employees (company pays insurance) usually get full claims easily. Only retail buyers (you and me buying directly) suffer the worst. Why is This Happening? Medical costs are rising like crazy (12-15% every year – much faster than your parents salary). Hospitals charge extra because insurance will pay. Insurers lose money so they increase your bill and start saying No to claims. Old policies don’t cover new treatments like robotic surgery. No one is 100% evil, but the system lets people misuse. One heart surgery or cancer can wipe out years of savings + home loan + school fees. ₹5 lakh cover (old thinking) is now useless - experts say ₹10-20 lakh minimum, ₹50 lakh+ if parents old. Even after paying huge premium, people now keep a separate medical emergency fund because 40% chance insurance will cheat. What normal people like us should do? > Buy base policy + super top-up for big emergencies. > Read policy word-by-word before buying (check robotic surgery, room rent limit). > Keep medical corpus (savings) for the 40% rejection risk. > Choose insurers with 99%+ claim settlement (check IRDAI data). > Reach Ditto, take advice from them and understand what you really need. > Never buy insurance blindly. Agents mostly sell for commission, okay. > Read the terms and conditions of the insurance multiple times. How much they will actually pay, you have to know clearly. > Also, some hospitals are introducing their own insurance policies, like Narayana. You can read about it too and understand how it works. India is a country where you have to take care of yourself because you can get scammed anywhere. The model needs big changes – like fixed hospital prices and better national pooling (like some countries do). Until then, the safety net has big holes.

Every State Government should do this :)

Without China, fighting a war is like going after Targaryen dragon.

@Bakwasur @DivaJain2 china does not need war to fuck india, paki dog is enough for them

@Normal_2610 @DivaJain2 Sir please stick to stocks. This is a laughable analysis. Iran does what it does because it plays like it has nothing to lose (which made nuke threat credible). China has a lot to lose against India - one of their biggest markets for goods & dont forget choking shipping routes

This is Brutal Roasting @DivaJain2 🫡 Qatar signed a 42 billion dollar defense deal with the US in May 2025. 10 months later, one Iranian ballistic missile got through and hit Ras Laffan. The damaged LNG trains alone cost 26 billion dollars to build. So the damage from one missile may end up costing more than half the defense deal. THAAD system Qatar just bought was not even delivered yet. The timing tells you everything about how US arms sales work. They sell the insurance after the house burns down. Add it all up and Qatar has spent over 40 billion dollars on American weapons and base support. Iran has been under sanctions for decades, runs on a fraction of that budget, and still put Ras Laffan offline. Shahed drones that hit Qatar cost a few thousand dollars each. The Patriot interceptors Qatar fires back cost 3 to 4 million each. This cost ratio is the real story of this war. Cheap offense beats expensive defense every time. India should study this carefully. We are also a big buyer of foreign defense systems. Gulf states had the best American air defense money could buy and still lost their most valuable energy infrastructure. If a country like Iran can do this to Qatar, what can China do to Indian energy and port infrastructure along the western coast. The lesson is not to buy more foreign systems. The lesson is that no air defense is perfect and you need to harden your energy infrastructure, build reserves, and plan for the hit that gets through.

@DivaJain2 Proxy Nations will learn a lot of lesson from this Conflict x.com/Normal_2610/st…

Even I consider Qatar a very clever state in the Middle East - it controls energy, controls diplomatic assets. Oman is a negotiation hub. There is a big US base in Qatar, and it holds Al Jazeera, so it is hard to touch Qatar in the Middle East because of US immunity. That is why they play all sides. But when things go wrong, nothing matters - only courage matters, how much leverage you hold, and how much you can lose. And this time I also see how rival enemies try to hit you when time is against you. Anyone can see how precisely Iran neutralised American assets in the Middle East with hard precision, thanks to Russian intel and Chinese technology. The US did a lot of damage to Russia through Ukraine, and now this is the turn of Russia to do the same to the US. This war is like a golden period for Russia. If Russia somehow manages China and India on energy, then this war will extend more. Everything depends on who will blink first.

The world is moving from a fake-money, paper-asset, globalization-heavy system to a harder, more physical, more fragmented, more inflationary system.

@DevendraKu73103 I gave the source of the article below too. If you haven't read it, just read it. I only added a few things when I read it today.

@Normal_2610 Hey man you copied the post . I read the same post yesterday.

What actually happening right now is US and Israel launched airstrikes on Iran on February 28, 2026 an operation called Epic Fury. During these strikes, the US used cheap kamikaze drones called LUCAS. One of these LUCAS drones crashed in Iraq and was found intact by locals, with its Starlink antenna hanging out for everyone to see. That is a security problem because now adversaries can study the tech. Here is the fun part - LUCAS drone that America just used against Iran? It's basically a copy of Iran's Shahed-136. And the Shahed-136? It traces its design back to a 1980s German drone called the DAR, built by Dornier. Even the Shahed's engine is likely reverse-engineered from a German Limbach engine. Israel's Harpy and Harop (which India used in Operation Sindoor against Pakistan) also share the same delta-wing design DNA. So the Germany invented this stuff decades ago, and now everyone - the US, Iran, Russia, Israel is building variations of the same basic design. They all look alike because the physics and economics point to the same answer - delta wings are cheap, strong, give good lift, carry more fuel, and survive the stress of a kamikaze dive. Germany literally invented the foundational weapons being used in this war (V-1 cruise missile → modern drones, V-2 rocket → ballistic missiles, StG 44 → assault rifles). Since Germany and Japan are now rearming massively (Germany spending €108 billion on defence in 2026, Japan at $60 billion), India should lock in strategic partnerships with them for co-production deals and tech transfers while the window is open. These Nation are God Gifted :) forget who invented what in 1944, the real lesson is that $35,000 disposable drones are now deciding wars, the US itself only has dozens in stock, and India has zero equivalent mass-production program.

US started this war to weaken Iran but ended up making Russia richer. Before the war, Russian crude sold at a big discount to Brent because of sanctions. Now that discount is shrinking because everyone needs Russian barrels. The US had to ease its own sanctions just to stop prices from going higher. Putin did not fire a single shot in this war and still came out with more revenue, more leverage, and fewer restrictions on his oil exports.

@suru27 😂 Trump will lose election in November Iran is not in hurry :)

Only the Nuclear Detarance can stop any future attack.

India gets 46% of its LNG from Qatar. Petronet has already issued force majeure notices on both sides. Two of Qatar's 14 LNG trains are damaged, 12.8 million tonnes a year gone for three to five years. India has been told to cut gas use by 10 to 20%. There is no strategic LNG reserve. This is a supply problem with no quick fix. Five years of force majeure on long-term contracts to Italy, Belgium, Korea, and China means this is not a disruption. 26 billion dollars in damaged trains cannot be rebuilt while missiles are still flying. Global LNG spare capacity does not exist to fill a 17% cut in Qatar's output. US LNG exporters and Cheniere are the biggest winners here. Spot cargoes will be priced like gold for years. Iran hit Ras Laffan during Ramadan. Qatar called it an attack from a brotherly Muslim country. Qatar now has a reason to join the US-led coalition, not stay neutral. If Qatar flips from mediator to participant, the last diplomatic channel between Iran and the Gulf will be gone. Now it have to go though Russia & China

I only Addicted to Economist Cover :)