Dustin Wallace

@rdd147 20% downpayment is required for every DSCR loan I’ve encountered, unless LTV is <80%.

Nobody realizes the pain coming to DSCR loan market. This is a leveraged loan market that allowed normal people to take out tens to hundreds of loans each to buy homes for $ABNB with little to no downpayment needed. 50% of existing loans scores fell under lending standards in 2024. YTD in 2026, 50% of DSCR are now under water meaning they can’t produce the revenue to cover loan payment. The properties can’t easily be sold because 5% originating loan cost penalties exist for early repayment of loans. 3 million DSCR loans now exist in America for residential properties used for AirBnB rentals and long term rentals. 1.5 million under water. The average DSCR property owner holds 5 loans on 5 different properties. Default rates already jumped from 2% to 3% this year and taking off exponentially. People don’t understand what’s coming. Far worse the mortgage crisis of 2007-11.

@EricSpracklen Click bait… lol I’m sure you’ve said this multiple times over the past 18 months.

The housing market is going to crash and anyone saying otherwise is either a realtor gaslighting you or a property owner unwilling to accept the fact that they couldn’t sell their property at their Zillow “Zestimate” if they tried to. Prices are going to come down massively.

@EllieFi64177312 @PatMcAfeeShow Every game they lost was in conference

@PatMcAfeeShow I hope Alabama plays cupcake games for every non-conference game. No need to challenge yourself and risk hurting players since it clearly has nothing to do with strength of schedule.

The official CFP Bracket has been released.. SMU IN Alabama AHT 4 Big Ten 3 SEC 2 ACC 1 Big 12 1 Mountain West 1 Non Conference How do we feel?

Looking at that first full slate of a College Football Saturday twitter.com/kanobiipaths/s…

@TheCinesthetic You shall not pass. -Gandolf the grey

name THE hardest line in all of fiction.

@AuburnFootball This team is trash. OL is hot garbage

At the break 🐅

The 5% Up Rule: Every two weeks, increase your weights by at least 5%. Progressive overload keeps muscles adapting and growing.

@haithamahmedmd @JayMorris_MD What’s with the DJ at the foot of the bed

For those thinking they can buy an ECMO machine on EBay to use in their living room, this is what ECMO looks like. From @JayMorris_MD

@LandrumRoberts 2 big things… could not get a pass rush even with blitz… no true number 1 WR

@hooptider @AuburnFootball Thanks 😂😂

@AuburnFootball You sure did!Congrats on the moral victory.I’m sure more to come.

Fought until the final whistle. #WarEagle | #AuburnMade

Let this be a reminder to go a little bit heavier on those weights today 😘 #DoTheRPE

Graphic: Marine Releases Unbelievable Video Compilation From Securing The Airport In Kabul, Afghanistan barstoolsports.com/blog/3381595/g…

@S__Baksh Sodium chloride

Name a more iconic duo than piperacillin-tazobactam ….. I’ll wait

You look like.. 1. What you eat 2. How you train Your performance comes from.. 1. What you eat 2. How you train The way you feel comes from.. 1. What you eat 2. How you train Don’t accept shitty training sets, just like you wouldn’t accept eating shitty food.

@Gutboybarrelho1 @GregMcElroy @macandcube That’s the @whoop strain he pulled not miles he ran

@GregMcElroy @macandcube If you do 14.3 miles in 34 minutes you should be at the Olympics or maybe you are a horse

Let’s have a day! @macandcube

Superb…

Weird dad flex: Running my windshield wipers slower than other Dads and smirking when I pass by..

@Vancbromycin The term mid level also isn’t demeaning

@Vancbromycin The term Provider isn’t demeaning

@DocEBROhimi @MedFitBlondie Creeper

@MedFitBlondie I was scrolling and this stopped my scrolling.