Hemant Sood

Fees are certain. Returns are not. That is where the active vs passive debate should begin.

Stop buying the headache and start buying the yield. Most people think commercial real estate is only for the wealthy. REITs changed that. Same asset class. No landlord headaches. Start with Rs 400. Swipe to see why direct property ownership is not always the smartest play.

While everyone debates ChatGPT vs Gemini vs Claude, one thing is certain. They all need power. India needs to nearly double its entire electricity grid by 2035. Data centres are just the headline. The build-out is the real story. Please share your views in comments

Two IPL deals. Same week. $3.4 billion in transactions. Vanity? FOMO? Or the smartest money in the room? Swipe to see the full numbers — including how RCB compares to Man City, LA Dodgers and Golden State Warriors on revenue multiples. The answer might surprise you. #IPL #Cricket #SportsBusiness #Investing #Valuations

The Ivy League acceptance rate you see advertised is not the full story. It never was. Swipe to see why the headline number is flawed — and what the real data actually shows. #IvyLeague #CollegeAdmissions #HigherEducation #StudyAbroad #EarlyDecision

MTF is powerful—but only if you understand the cost. When borrowing costs (12–18%) match market returns (~12%), and tax benefits are gone, leverage becomes expensive fast. Add rising rates, stricter RBI norms, and a volatile market—risk multiplies. ₹1.2 lakh crore in MTF hasn’t faced a real bear test yet. At Findoc, we offer MTF with clarity—not hype. Right stock. Right timing. Right usage. Because responsible broking isn’t about pushing leverage—it’s about explaining it. Follow @FindocGroup #MTF #MarginTrading #Nifty50 #IndianMarkets #ResponsibleInvesting #Findoc

In this latest @abplive article, Happy to share my views on the ongoing market volatility amid geopolitical tensions. "Markets are rattled. Crude is above $100. The rupee is at a record low. And yet, for the patient investor, every crisis in history has been a dress rehearsal for the next opportunity." Link to the article : tinyurl.com/4ymkkm52

RBI’s current account rules solved a visibility problem—but created a capital efficiency problem. For large borrowers, it worked. For the ₹5–50 crore segment, it pushed cash flows underground, increased financing costs, and distorted balance sheets. The opportunity now is clear: shift from account control to data visibility. With India’s digital rails in place, the next reform should unlock liquidity—not restrict it. Smart regulation isn’t about tighter control. It’s about better information. @RBI @minmsme @FinMinIndia

India’s MSME Exporters Are Lending Money to the Government. Involuntarily. The numbers first. MSMEs contribute 30.1% of India’s GDP, 35.4% of manufacturing, and 45.73% of all exports. They employ 110 million people. Here’s what’s happening. Exports are zero-rated under GST. Every rupee an exporter pays on inputs is legally owed back to them as a refund. But that money sits frozen in the GSTN system — sometimes for months. The RBI’s own Expert Committee has estimated the MSME credit gap at Rs. 20–25 trillion. A significant, unquantified slice of that gap is simply GST refunds that haven’t moved To address this structural liquidity challenge, Three reforms. No new government spending. Just execution. 1. RBI: Allow financing against GST refund receivables The Reserve Bank of India may consider enabling banks and regulated financial institutions to extend working capital facilities against verified GST refund receivables, similar to financing structures used for export receivables. This would allow exporters to access liquidity during the refund processing cycle without creating fiscal exposure for the government. 2 — GST Council: Enable a formal lien framework Amend the CGST Act to let banks place a digital lien on pending refund claims — proposed by the bank, accepted by the exporter on the portal itself. One click. Legal certainty created. GSTN credits the bank directly when the refund is processed. This is exactly how FD liens work today. Apply the same logic to GST refunds. 3 — CBIC: Make the 7-day SLA real Rule 91 already mandates 90% provisional refund within 7 days of acknowledgement. It is not happening in reality. Make it enforceable — automatic interest at 1.5× repo rate if breached, real-time dashboard, mandatory ICEGATE-GSTN sync within 24 hours. India’s TReDS system for trade receivables is actually more advanced than anything the UK, US, or China has built for this specific use case. The infrastructure exists. The legal framework just needs one amendment. India has a genuine opportunity to set a global precedent here The result: Rs. 50,000–80,000 crore of working capital unlocked annually. No subsidy. No new scheme. No budget allocation @RBI @GSTCouncilIndia @CBICIndia @minmsme @PiyushGoyal @ficci_india @FollowCII @ASSOCHAM4India @eepcindia

Empowering India’s youth through financial literacy and entrepreneurship remains a core mission for me and @FindocGroup. Grateful for the encouraging response from students at University Business School (UBS), Ludhiana, @lpuuniversity & @PCTEofficial — this is just the beginning.

My views on the recent rally in defence stocks have been featured by @moneycontrol The surge reflects expectations of higher defence spending in the upcoming Budget, driven by global geopolitical developments. tinyurl.com/nnk69etp

Sports. Tech. Culture. The game is waiting — will you lead the first move, @elonmusk?

Congratulations to @NSEIndia & @ashishchauhan on reaching 1 lakh shareholders and a ₹5 lakh crore market cap! A landmark moment for Indian markets 🇮🇳

आज जयपुर में आयोजित ट्रेडर एवं इन्वेस्टर समिट में सहभागिता कर उपस्थित जनों को संबोधित किया। इस अवसर पर सभी को हमारी सरकार द्वारा ट्रेडिंग सुविधाओं, निवेश अवसरों, एवं व्यापारिक प्रोत्साहन योजनाओं के बारे में विस्तृत जानकारी दी। साथ ही राज्य सरकार द्वारा ट्रेडर्स के हित में किए जा रहे नवीन प्रयासों पर भी प्रकाश डाला। #आपणो_अग्रणी_राजस्थान

Honored to have Mr. @DrPremBairwa , Deputy CM of Rajasthan, at Traders for Life 4.0 in Jaipur! He emphasized learning & collaboration—also the core theme of #TradersForLife—to achieve Vikshit Bharat, as envisioned by PM Shri @narendramodi Ji. 🇮🇳 Now in its 4th edition, this event continues to be a key platform for traders to meet, learn & network. Proud to host it in Jaipur! @moneycontrolcom @FindocGroup

At Traders for Life 4.0, organized by @FindocGroup in association with @moneycontrolcom , we just had a fascinating session by Mr.@harshubh , exploring the link between Astrology & Trading! Another interesting & unique dimension to trading Indeed !

Honored to have Mr. @kkvishnoibjp , Minister of State (Sports, Youth Affairs, Skill & Employment, Entrepreneurship, Govt. of Rajasthan), join us for our event "Traders for Life 4.0" at Jaipur. Now in its 4th edition, #TradersForLife is a platform for traders to meet, learn & network. Mr. Vishnoi highlighted Rajasthan’s growth under Shri Narendra Modi Ji’s leadership, its rising investor interest & the role of youth in the financial sector. At Findoc, we see immense potential in Rajasthan & look forward to strengthening our presence here!

Had the privilege of meeting Mr. @alok_sama , former President at SoftBank. His speech was truly inspiring—insightful stories, leadership lessons & a deep dive into investments. Honored to receive a copy of his book The Money Trap—excited to dive in!

Great workplace starts with happy employees! At @FindocGroup , we believe in creating an environment where our team feels valued and motivated. With initiatives like daily lunch and recreation zones, we’re building an environment where employees feels happy.