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If you've recently relocated to the blue place (or are considering it) and want to expedite the process of building up your list of follows, I made a thing to help with that:
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Jay Howard
35.3K posts
@HannahWardEdu "Name-brand degrees and alumni networks have lost all networking power."
This seems demonstrably false. This tweet's anecdotes aside, graduates from "elite" colleges with marketable degrees are doing pretty great.
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1. You have to be willing to work for yourself. Careers are over.
2. Name-brand degrees and alumni networks have lost all networking power. You have to build stuff and talk to real people about what you're building. You have to prove yourself daily and credentials won't cut it.
3. This generation needs to get as much college done as they can before 18 (you read that right) then start building. This delay is killing all forward momentum with the American pioneering spirit. High school has been diluted to absolute meaninglessness. College is a repeat of much of high school and holds no weight. It wastes some of our best and most creative years. Credential up between 14-18 if you want to then BUILD BUILD BUILD.
A Pebble 🪨@WaterwornPebble
It's hard out there
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@chriswithans You modestly over-hire with the expectation that some of your employees are going to occasionally vanish for six months at a time. You subsidize that cost by paying everyone slightly less.
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I’m serious about paid leave. Yeah, it’s fine for the public sector when the taxpayer pays the bill and most of the work is fake.
How do people think it works in the private sector? You have a team of six people. One person goes AWOL for six months. What do you think happens to the other five people?
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I'm genuinely trying to figure out what an 8 months old baby can do that can be considered patriarchal 😭
dawn 🌄@dawnofthefemme
the concept of living thru the reality of your 8 month old son already emulating patriarchal conditioning, and having to go thru it knowing no amount of stern education will bypass the male misogynistic socialization rituals society has in place…
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@CnnmnSchnpps @Noahpinion Arguably: no, not really, if the reason they pay more for less is that they have an enormous amount more to spend.
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@Noahpinion Paying more to get less makes Americans poorer, not richer
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Income effects. Americans are much richer than Japanese people, so they're willing to pay a lot more for the same thing.
(Also, America has stricter safety regulations for raw fish.)
にゃんちゅう@tanpukunokami
A full sushi dinner in Tokyo: $15. A California roll in Manhattan: $22. Make it make sense.
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@jarvis_best would have been sad when Temu Wilson disintegrated after a couple months
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@jack_whitcomb_ @PositivistWitch She may mean "half as many *full-time* jobs".
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@PositivistWitch What does the tweet mean? Wouldn't everyone needing two jobs to survive mean we have twice as many jobs in the economy?
If the default state is "4 jobs, 4 people" and suddenly everyone needs 2 jobs, wouldn't there be 8 jobs?
I know I'm trying to make sense of nonsense, but...
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physics phd at it again
tanya@Tanya_Sabrinaaa
everyone needing two jobs to survive means we have half as many jobs in the economy
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@NatePyle79 I mean, why do that? Do they figure they can get more people to attend?
Does it replace the regular service on Sunday Morning (Easter Day), or somehow augment it?
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This has been happening for years around me. Nothing makes me more of a theological curmudgeon.
Ryan Burge 📊@ryanburge
A local non-denominational megachurch held an Easter Service on Friday. They held Easter on Good Friday. That's not how this works. I understand not being liturgical but to basically erase Good Friday is certainly an interesting theologically decision.
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@SgtKOnyx @ryancbriggs ... merchant fees, which means everything would cost somewhat less. If you're someone who pays with cash, or a debit card, or a credit card with meager rewards, then that's pure win for you. You're no longer subsidizing the ~$1500/year payment I get from my credit card company.
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@SgtKOnyx @ryancbriggs Merchants pay 1.5-3% in merchants fees and pass on the cost to their customers, usually regardless of form of payment (i.e. no cash discount). Only people with high-quality rewards cards are getting some portion of that money "back". No rewards would likely result in lower ...
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It still feels completely insane that my credit card company pays me in order to float me a loan for a month
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@fatgayjudyb That's my point. People who pay cash are paying the merchant fees (since merchants build them into their prices) but not getting any sort of reward. Most merchants don't offer a cash discount. No rewards = lower merchant fees.
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These people shouldn't have credit cards to begin with. Tax away I say
Jay Howard@jayphoward
@ryancbriggs My hot take: ban credit card rewards programs. They're a tax on people with bad credit and/or who are low-income and/or who have poor money management skills.
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@marcportermagee Thought there was a bigger one in Texas, but seems not. Largest I could find is Conroe HS near Houston, which has 5252. Allen HS near Dallas is not far behind (5206).
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As far as I can tell the largest brick and mortar high school in the US is Brooklyn Technical High School (5,808 students)
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Careers doing what?
CA High-Speed Rail 🚄💨@CaHSRA
California High-Speed Rail is creating good-paying jobs for hardworking members of the trades. 🛠️16,000+ jobs created 🏗️1,600+ daily-workers dispatched These jobs mean steady, mortgage-paying careers for thousands of Californian families. #BuildHSR
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@NatePyle79 Doesn't seem like relativism to me, and I disagree with Erick about which is more concerning. He seems to be saying they're both terrible, but, gun to his head, he'd choose the Trump one.
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This an awful take. It’s relativism disguised as piety.
Erick Erickson@EWErickson
Look, I don’t think it’s appropriate. Wish he hadn’t. But if I have to choose between this and Trans Recognition Day or whatever on Easter, okay.
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@patio11 ... getting any sort of kick back in the form of rewards. Would not the elimination of rewards programs (and consequently lower interchange fees and lower merchant fees) represent a boon to these individuals?
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@patio11 ... should translate in to higher merchant fees. Since merchants pass their merchant fees onto their customers, and most don't offer a cash discount, these higher fees are paid by every participant in the economy. However, those without a high-quality rewards card aren't ...
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This week on Complex Systems, a continued discussion of credit card rewards, interchange, and what I believe is a persistent misconception about how society should want justice done via payments systems.
It ends with the following, which the team took the liberty of putting into a short clip. (Sound on if you like hearing my voice, but video is subtitled.)
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@Fuquet @sailaunderscore I don't have a problem with risky borrowers having higher rates. I have a problem with risky borrowers having *even higher* rates (than they otherwise would) in order to subsidize the cost of giving me rewards money. Or if not interest rates, then merchant fees.
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I get/mostly agree with the point about incentive structuring but the primary cost to bad credit havers, being higher rates, is entirely due to them having a higher propensity to defaults.
Every debt market is priced according to this, from US treasuries to payday loans.
I'm not necessarily championing 37% APRs or anything but it is ultimately a supply/demand equation at its root.
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You [Rawlsian Reddit chungus]: credit cards are bad because they’re a tax on people with bad credit, low-income, or who have poor management.
Me [Nietzschean Chud Ubermensch]: credit cards are good because they’re a tax on people with bad credit, low-income, or who have poor management.
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@osmarks1 @ryancbriggs @patio11 ... like me are (roughly) breaking even, whereas non-rewards-card users and/or cash users are paying the 1.5-3.0% merchant fee "tax".
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@osmarks1 @ryancbriggs @patio11 I don't see how they could not be. I pay $0/year and get paid ~$1500/year to use my cards. That's cost they have to recoup via revenue somewhere else. If we view rewards as simply a refund (to me) of the premium I have to pay in order to cover merchant's fees, then users ...
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