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My year end musings: India at 77. 1. Go for growth. Let’s get enterprise and animal spirits firing. 2. ROTI is Return on time invested. Go relentlessly for productivity. 3. Shun protectionism. It may benefit in the short term. Long term it makes us uncompetitive. 4. We need a plan to eliminate the current account deficit in reasonable time. 5. Increase investment in defence. Power is power. Safety is prerequisite for prosperity. 6. Continue with gentle and steady fiscal consolidation from here. 7. Avoid over regulation and micro management across sectors. Zero accident policy is high risk to growth. 8. Respect free and fair markets. Intervene only if there is evidence of bubbles or manipulation. 9. India is 1.4 billion people. Let many flowers bloom. 10.We must get out of having amongst the most polluted cities in the world. Let us walk the talk.