Soham Deshpande
1.8K posts

Soham Deshpande
@findsoham
“So-hum” | Fueling startup ideas | Bridging founders & investors | Invested. Genuine. Hungry. Good at connecting the dots






Interest roll-up loans are one of the smartest (and riskiest) tools in startup financing. Instead of paying interest monthly, it gets added to the principal and compounds, perfect for businesses who need to preserve cash. From a lender/investors perspective: 🟢It shows discipline: you’re not burning cash on interest payments. 🟢It signals confidence in future growth (you expect higher valuation later). 🟠But investors/lenders watch the effective cost closely, if the roll-up pushes your total debt too high, they can dilute equity or make the next round harder.





Was just wondering… when you’re on a vacation, would you actually enjoy making your own pizza? 🍕 Like spending a couple of hours doing a proper wood-fired, farm-to-table experience 🍃🔥 Or would you rather just relax and eat a ready pizza? 😌 Planning a cute outdoor pizza setup at one of our Katha Retreat villas ✨ Trying to understand what people would genuinely enjoy more.



Worth a read! 😍 My mom wanted to send me homemade pickles. But I said ‘no’. I was 27, living in New York, working on Wall Street. I didn't need pickles shipped across the world. The shipping would cost more than buying them here. Three years later, I read the psychologist take on what I'd actually done. When you reject someone's offer to help, you're not just declining assistance. You're declining their need to matter to you! Benjamin Franklin figured this out in 1736. He had a rival in the Pennsylvania legislature who hated him. Instead of trying to win him over with favors, Franklin asked the rival to lend him a rare book. The rival agreed. They became lifelong friends. It's called the Ben Franklin effect.When people do something for you, they convince themselves they must like you. Otherwise, why would they help? My mom didn't want to send pickles because I needed them. She wanted to send them because SHE needed to feel useful to me. To feel like despite the ocean between us, she still had a role in my life. Every time I said "I'll manage," I was taking that away from her. Here's what I learned after a decade of living away from home: → Accepting small favors isn't about you needing help. It's about letting people you love feel needed. Your dad wants to transfer ₹5000 even though you earn well? Let him. Your friend wants to pick you up from the airport even though Uber exists? Say yes. Your partner wants to make you tea even though you can make it yourself? Accept it. The people who love you don't want to solve your big problems. They want to matter in your small moments. Let them. #lifelesson














