PointBank

We had a great time hosting our Business Breakfast at the Argyle branch this week. A big thank you to Kystal Yates for her insightful presentation on “Navigating Risk with AI.” It was a pleasure to connect and network with our local business community. And, thank you to everyone who joined us! We hope to see YOU at our next event! For more information, visit pointbank.com/business-break… Member FDIC

POINTBANK BREAKFAST LOCATED AT THE LEWISVILLE BRANCH! Bringing insightful business tips to the small business owners in Denton County. Business Community Town Hall Ben Bumgarner Texas House Representative 63rd District 8AM THURSDAY, May 14th, 2026 915 W MAIN ST LEWISVILLE, TX 75067 WE WILL BE ABLE TO SEAT THE FIRST 40 ATTENDEES Please RSVP to Alfredo Cedillo at acedillo@pointbank.com BY YOUR ATTENDANCE YOU ARE IN AGREEMENT WITH "By attending this event, you are attesting you are generally in good health (not displaying any symptoms of COVID, such as fever or body aches, and have not been in close contact which would require CDC-recommended quarantine). Additionally, you understand that even with wearing a face covering and by practicing responsible social distancing, there are still chances of potentially being exposed to the COVID-19 virus. Furthermore, you fully acknowledge the liability associated with those risks lies with you. If you cannot, in good conscience, attest to your general well-being and/or if you do not wish to accept the possible risks, you are advised not to enter the event venue and/or strongly urged to depart the premises. You hereby release, waive and forever discharge PointBank of any and all liability." Remember: There will be additional opportunities to socialize/network in the near future. Member FDIC

Another successful closing completed. Our team recently financed a $2,900,000 commercial loan, helping move a local project forward. It’s a great example of how community-focused lending can provide tailored solutions and keep projects progressing close to home. Proud to support the vision and momentum of businesses in our community. Member FDIC

A thriving community is built on strong local businesses. When they flourish, our entire area grows stronger. We take great pride in providing the financial foundation that helps these hard-working neighbors stay focused on what they do best. If you’re looking for a bank that values your vision as much as you do, come see us or apply online now pointbank.com/business-loans/! Member FDIC

We were honored to attend the Mayors’ Prayer Breakfast this week at Lakeland Baptist Church. It was a beautiful opportunity to pause, join our voices with local leaders, and lift up our community in prayer. We returned to the office with refreshed hearts and a renewed commitment to serve our neighbors well. Member FDIC

Our local business owners are the backbone of this community. When they succeed, we all do. We’re proud to be the financial partner behind the scenes for people who make this area a great place to live. If you’re ready to grow your business, come see us or apply online now pointbank.com/business-loans/. Let’s build something great together. Member FDIC

POINTBANK IS HOSTING AN IN-PERSON BUSINESS BREAKFAST AT THE DENTON SOUTH LOCATION! Bringing insightful business tips to the small business owners in Denton County. “University Update” Harrison Keller President of the University of North Texas 8AM TUESDAY, May 19th, 2026 Denton South Community Room 525 South I-35E, Denton, TX 76205 Please send RSVP to Aaron Benedict at abenedict@pointbank.com BY YOUR ATTENDANCE YOU ARE IN AGREEMENT WITH "By attending this event, you are attesting you are generally in good health (not displaying any symptoms of COVID, such as fever or body aches, and have not been in close contact which would require CDC-recommended quarantine). Additionally, you understand that even with wearing a face covering and by practicing responsible social distancing, there are still chances of potentially being exposed to the COVID-19 virus. Furthermore, you fully acknowledge the liability associated with those risks lies with you. If you cannot, in good conscience, attest to your general well-being and/or if you do not wish to accept the possible risks, you are advised not to enter the event venue and/or strongly urged to depart the premises. You hereby release, waive and forever discharge PointBank of any and all liability." Remember: There will be additional opportunities to socialize/network in the near future. Member FDIC

POINTBANK BREAKFAST LOCATED AT THE AUBREY BRANCH! Bringing insightful business tips to the small business owners in Denton County. Learn about our local 9-1-1 system, including technology and features you may not have heard of! Justin Grass Community Engagement Specialist with Denco 911 8AM THURSDAY, May 7th, 2026 AUBREY BRANCH 922 S HWY 377 AUBREY, TX 76227 Please RSVP to Shannon Black at sblack@pointbank.com BY YOUR ATTENDANCE YOU ARE IN AGREEMENT WITH "By attending this event, you are attesting you are generally in good health (not displaying any symptoms of COVID, such as fever or body aches, and have not been in close contact which would require CDC-recommended quarantine). Additionally, you understand that even with wearing a face covering and by practicing responsible social distancing, there are still chances of potentially being exposed to the COVID-19 virus. Furthermore, you fully acknowledge the liability associated with those risks lies with you. If you cannot, in good conscience, attest to your general well-being and/or if you do not wish to accept the possible risks, you are advised not to enter the event venue and/or strongly urged to depart the premises. You hereby release, waive and forever discharge PointBank of any and all liability." Remember: There will be additional opportunities to socialize/network in the near future. Member FDIC

Our team loved celebrating the amazing work being done right here in our community by Communities In Schools of North Texas. Their Stay in School Banquet last week was yet another inspiring event. We’re already looking forward to next year! Member FDIC

We appreciate your continued support! BestOfDenton.com - Best Bank/ Financial Services - Best Customer Service - Best Mortgage Company Member FDIC Equal Housing Lender

Our Pilot Point branch is setting the standard and our customers agree! These 5-star reviews mean the world to our team. Thank you for trusting us and for taking the time to share your reviews. Member FDIC

POINTBANK BREAKFAST LOCATED AT THE ARGYLE BRANCH! "Navigating Risk with AI" Krystal Yates SPHR, SHRM-SCP Bringing insightful business tips to the small business owners in Denton County. 8am Tuesday, May 5th, 2026 NEW LOCATION: PointBank Argyle Branch 302 U.S. 377 ARGYLE, TX 76226 WE WILL BE ABLE TO SEAT THE FIRST 40 ATTENDEES Please RSVP to Jane Swoboda at Jswoboda@pointbank.com BY YOUR ATTENDANCE YOU ARE IN AGREEMENT WITH "By attending this event, you are attesting you are generally in good health (not displaying any symptoms of COVID, such as fever or body aches, and have not been in close contact which would require CDC-recommended quarantine). Additionally, you understand that even with wearing a face covering and by practicing responsible social distancing, there are still chances of potentially being exposed to the COVID-19 virus. Furthermore, you fully acknowledge the liability associated with those risks lies with you. If you cannot, in good conscience, attest to your general well-being and/or if you do not wish to accept the possible risks, you are advised not to enter the event venue and/or strongly urged to depart the premises. You hereby release, waive and forever discharge PointBank of any and all liability." Remember: There will be additional opportunities to socialize/network in the near future. Member FDIC

Huge Thank You to everyone who joined us for our last Business Breakfast in Flower Mound! A special shout-out to Jacob Jimenez from Workforce Solutions for North Central Texas for the invaluable update on small business grants and labor trends. Don't miss our next Flower Mound Business Breakfast when we’ll discuss the tech behind our local 9-1-1 system. • Speaker: Justin Grass, Denco 9-1-1 • When: Thursday, April 23rd at 8:00 AM • Where: PointBank, 4920 Long Prairie Rd, Flower Mound Member FDIC

POINTBANK BREAKFAST LOCATED AT THE LITTLE ELM BRANCH! Bringing insightful business tips to the small business owners in Denton County. “From Tips to Trust: Why Crime Stoppers Matters to Small Business” Lori Nelson Denton County Crime Stoppers Board Secretary 8AM TUESDAY, April 28th, 2026 2103 E Eldorado Pkwy, Little Elm Co-Hosted with the Little Elm Chamber of Commerce WE WILL BE ABLE TO SEAT THE FIRST 25 ATTENDEES Please RSVP to Raymond Longstreth at rlongstreth@pointbank.com BY YOUR ATTENDANCE YOU ARE IN AGREEMENT WITH "By attending this event, you are attesting you are generally in good health (not displaying any symptoms of COVID, such as fever or body aches, and have not been in close contact which would require CDC-recommended quarantine). Additionally, you understand that even with wearing a face covering and by practicing responsible social distancing, there are still chances of potentially being exposed to the COVID-19 virus. Furthermore, you fully acknowledge the liability associated with those risks lies with you. If you cannot, in good conscience, attest to your general well-being and/or if you do not wish to accept the possible risks, you are advised not to enter the event venue and/or strongly urged to depart the premises. You hereby release, waive and forever discharge Point Bank of any and all liability." Remember: There will be additional opportunities to socialize/network in the near future. Member FDIC

POINTBANK BREAKFAST LOCATED AT THE FLOWER MOUND BRANCH! Bringing insightful business tips to the small business owners in Denton County. Learn about our local 9-1-1 system, including technology and features you may not have heard of! Justin Grass Community Engagement Specialist with Denco 911 8AM THURSDAY April 23rd, 2026 4920 LONG PRAIRIE RD. FLOWER MOUND Please RSVP to Shannon Black at sblack@pointbank.com BY YOUR ATTENDANCE YOU ARE IN AGREEMENT WITH "By attending this event, you are attesting you are generally in good health (not displaying any symptoms of COVID, such as fever or body aches, and have not been in close contact which would require CDC-recommended quarantine). Additionally, you understand that even with wearing a face covering and by practicing responsible social distancing, there are still chances of potentially being exposed to the COVID-19 virus. Furthermore, you fully acknowledge the liability associated with those risks lies with you. If you cannot, in good conscience, attest to your general well-being and/or if you do not wish to accept the possible risks, you are advised not to enter the event venue and/or strongly urged to depart the premises. You hereby release, waive and forever discharge Point Bank of any and all liability." Remember: There will be additional opportunities to socialize/network in the near future. Member FDIC

YOU'RE INVITED TO A BUSINESS BREAKFAST HOSTED AT OUR PILOT POINT BRANCH COMMUNITY CENTER! From Tips to Trust: Why Crime Stoppers Matters to Small Business Lori Nelson Denton County Crime Stoppers Board Secretary Bringing insightful business tips to the small business owners in Denton County. 8AM WEDNESDAY, April 22nd, 2026 739 E LIBERTY ST PILOT POINT Please send RSVP to Lisa Cave at lcave@pointbank.com BY YOUR ATTENDANCE YOU ARE IN AGREEMENT WITH "By attending this event, you are attesting you are generally in good health (not displaying any symptoms of COVID, such as fever or body aches, and have not been in close contact which would require CDC-recommended quarantine). Additionally, you understand that even with wearing a face covering and by practicing responsible social distancing, there are still chances of potentially being exposed to the COVID-19 virus. Furthermore, you fully acknowledge the liability associated with those risks lies with you. If you cannot, in good conscience, attest to your general well-being and/or if you do not wish to accept the possible risks, you are advised not to enter the event venue and/or strongly urged to depart the premises. You hereby release, waive and forever discharge PointBank of any and all liability." Remember: There will be additional opportunities to socialize/network in the near future. Member FDIC

POINTBANK IS HOSTING AN IN-PERSON BUSINESS BREAKFAST AT THE DENTON SOUTH LOCATION! Bringing insightful business tips to the small business owners in Denton County. “Senate Update” Brent Hagenbuch Texas District 30 Senator 8AM TUESDAY, April 21st, 2026 Denton South Community Room 525 South I-35E, Denton, TX 76205 Please send RSVP to Aaron Benedict at abenedict@pointbank.com BY YOUR ATTENDANCE YOU ARE IN AGREEMENT WITH "By attending this event, you are attesting you are generally in good health (not displaying any symptoms of COVID, such as fever or body aches, and have not been in close contact which would require CDC-recommended quarantine). Additionally, you understand that even with wearing a face covering and by practicing responsible social distancing, there are still chances of potentially being exposed to the COVID-19 virus. Furthermore, you fully acknowledge the liability associated with those risks lies with you. If you cannot, in good conscience, attest to your general well-being and/or if you do not wish to accept the possible risks, you are advised not to enter the event venue and/or strongly urged to depart the premises. You hereby release, waive and forever discharge PointBank of any and all liability." Remember: There will be additional opportunities to socialize/network in the near future. Member FDIC

Join us for some Easter fun TOMORROW! Stop by and see us at tomorrow’s Easter Egg Hunt. It’s happening INDOORS, so no worries about the weather. Argyle Middle School – Athletic Indoor Center 9am – 11am We’d love to see you there! Member FDIC

POINTBANK BREAKFAST LOCATED AT THE LEWISVILLE BRANCH! Bringing insightful business tips to the small business owners in Denton County. Navigating Risk & Opportunity in Your Business Krystal Yates SPHR, SHRM-SCP 8AM THURSDAY, April 9th, 2026 915 W MAIN ST LEWISVILLE, TX 75067 WE WILL BE ABLE TO SEAT THE FIRST 40 ATTENDEES Please RSVP to Alfredo Cedillo at acedillo@pointbank.com BY YOUR ATTENDANCE YOU ARE IN AGREEMENT WITH "By attending this event, you are attesting you are generally in good health (not displaying any symptoms of COVID, such as fever or body aches, and have not been in close contact which would require CDC-recommended quarantine). Additionally, you understand that even with wearing a face covering and by practicing responsible social distancing, there are still chances of potentially being exposed to the COVID-19 virus. Furthermore, you fully acknowledge the liability associated with those risks lies with you. If you cannot, in good conscience, attest to your general well-being and/or if you do not wish to accept the possible risks, you are advised not to enter the event venue and/or strongly urged to depart the premises. You hereby release, waive and forever discharge PointBank of any and all liability." Remember: There will be additional opportunities to socialize/network in the near future. Member FDIC