Systematic Investor

“Don’t buy a car, it’s a depreciating asset.” Brother, I myself am a depreciating asset. I won’t be here forever.

no accountability, and robotic responses with zero real help or explanation. How can a financial platform handle users’ money so casually?

@ashishkashyap Absolutely unacceptable experience with @INDmoneyApp. It’s been over 15 days since I placed a withdrawal request, and my money is still not credited. This is not just a delay—it’s negligence. What’s worse is the customer support: completely clueless,

After Oracle layoff, this interesting post from their employee !

Stocks declining 3% or more Start of Day: 988 End of Day: 97

Not many people know this, but for a brief moment, 'Ozark' was neck and neck with 'Breaking Bad'.

A man breaks, he cries, yet he keeps going—because his entire family's weight rests on his shoulders. Speechless. 🙌

If you want to understand how much of an outlier March 2026 was with respect to volatility March 2026 had 9+ days of more than a thousand stocks declining by 3% or more

Nitin Gadkari ji says "A new AI-driven toll system will capture photos of number plates & deduct toll amount directly from bank accounts". So why can’t we use same technology to capture photos of potholes & deduct salaries of govt employees? Accountability can't be one sided!

Something I’ve had to relearn again and again: Nothing changes if nothing changes. The new life you want doesn’t magically appear. It’s built through ruthless action. New habits. New mindsets. New standards. New boundaries. Reinvention has a cost of entry. Pay it with pride.

Nobody tells you this: When you feel stuck, shrink the time horizon. Don't ask what the year needs. Ask what today needs. One finished task. One workout. One closed loop. One hard conversation. Momentum is a byproduct of movement. Remember that.

The most important periods of your life look like stagnation from the outside, and then, one day, everyone is surprised that you "suddenly made it." So many great opportunities are found as you are "wasting your time." Serendipity dies when you are obsessed with control:

YTD performance over the years. 12 of 20 years were negative as of end of March. 2026 currently 3rd worst.

How much has Nifty Smallcap250 fallen from its All-Time-High in Sep-2024? The answer is -21.31%, as can be seen in Blue line. How does it compare with 2020 fall from highs of 2018? That's Red line - 60.7% Shows where we are now (2024-26), in terms of time and price correction compared to 2018-20 correction. Note - X-Axis is the number of days since the highs.

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The older I get, the clearer it becomes…if you don’t take risks, you’ll stay exactly where you are

If your portfolio is hurting, you're not alone. As of yesterday, more than 85% of stocks were down over 20% from their 52-week highs. The market has a moment of respite today, though 🤞

March 2020 when we were running advisory services, we had panic emails and messages from the subscribers. It was esp around 23rd Mar. It was absolutely normal. One of the messages was "I want to sell everything and exit from the market". We had no idea if it was bottom or there is more pain coming due to ongoing health crises. But we learnt from our experience that such falls never disappoint you as best money is made when falls of these magnitude comes. So we advised the subscribers to hold on, it don't want to add. Else they will be out of the market on a permanent basis. Hindsight, that panic was the bottom. It didn't fall to those levels during more lethal 2nd wave. Correction shakes the best. Always remember, it's not a profit till is booked, nor it is a loss till it is booked.

Was feeling bad at seeing a 4% cut in Portfolio. But looking at my own NAV, I see that I suffered a 5% cut on 7th April 2025. Had totally forgotten that :) #thistooshallpass

Such is the pain, nothing is spared List is very long, this is for MCAP > 5000 Cr Nifty Smallcap 250 stocks median drawdown from ATH is 44% 1 in 2 stocks down 52% from ATH (MCAP > 100 Cr) Median drawdown in stocks with MarketCap below 3,000 Cr from their 2017-18 peaks had reached around ~65% pre covid Currently, median drawdown is ~64.4% Data is suggesting worst might be near, not a time to be bearish✅