Insight Actuaries & Consultants

📊 Insight Life Solutions Industry Survey: Where Is the Industry Heading Next? Each year, Insight Life Solutions engages with the South African life insurance market to better understand the challenges, priorities, and opportunities shaping the industry. Our 2026 Survey is now open, and this time, we're taking a broader view. While IFRS 17 remains an important topic, the conversation has evolved. The focus is shifting toward how organisations are operating, adapting, and building resilience in a more complex environment. This year’s survey expands into areas such as AI and automation within actuarial functions, climate risk readiness, data and modelling environments, actuarial team capacity and skills, and more. The aim is to build a clearer, more practical view of where the industry stands today, and where it is heading next. We look forward to engaging with industry participants and sharing the insights that emerge. To participate in the survey, fill in this form – forms.office.com/pages/response…

🎧 In Focus with Insight Conversations unpacking the forces shaping healthcare, life insurance, Advisory Solutions, and the broader actuarial landscape. In Focus keeps a pulse on emerging trends, real-world challenges, and the experts driving meaningful change across the industry. Subscribe on your preferred platform and stay up to date with our latest episodes: 📺YouTube: @insighthealthandlifesolutions/videos" target="_blank" rel="nofollow noopener">youtube.com/@insighthealth… 🎙️Spotify:open.spotify.com/show/0oTyn6RUx… 🎙️Apple: podcasts.apple.com/za/podcast/in-… #InFocusWithInsight

🎙️ Actuarial Armour: Embedding Climate Risks in Insurance and Pensions Our head of Insight Life Solutions, Pamela Hellig, recently joined the EBnet podcast, sponsored by Sanlam, for a conversation on climate change and the ASSA Climate Index. In this episode, Pamela unpacks how climate risk is moving from theory into practice, and what it takes to meaningfully embed these considerations into actuarial functions using the framework developed for the ASSA Sustainability and Climate Change Committee. As the industry navigates increasing complexity and accountability around sustainability, the discussion explores how actuarial thinking, data, and structured tools can support more informed, resilient decision-making. A big thank you to the hosts for facilitating an open and engaging conversation on a topic that continues to shape the industry's future. 🔗 Listen to the full episode on your preferred platform: EBnet: ebnet.co.za/heatwave-horiz… Youtube: youtube.com/watch?v=zO_SiU… Spotify: open.spotify.com/episode/11YHue… Apple: podcasts.apple.com/us/podcast/hea…

🎧 National Health Insurance In Focus 🎙️ In the latest episode of In Focus with Insight, we sit down with global health policy expert and Associate Director at Aceso Global, Jonty Roland, to explore the realities of National Health Insurance (NHI) reform. Drawing on international experience, he shares what it takes to turn policy ambition into real-world impact. We unpack why universal coverage often falls short, from “magical thinking” in policy design to the challenge of aligning public and private sectors, alongside the importance of strengthening the provider side of reform. ▶️ Tune in on your preferred platform: 📺YouTube: youtube.com/watch?v=qDMWsG… 🎙️Spotify: open.spotify.com/episode/30xl4e… 🎙️Apple: podcasts.apple.com/za/podcast/wha… #InFocusWithInsight

🌏 From Hong Kong: Rethinking Medical Inflation Our Asia Launch Lead, Piet Maree, recently moderated a panel at the 7th Health Insurance & Healthcare Innovation Congress, exploring a question that continues to surface across markets: Are we managing medical inflation… or managing around it? Across the Asia-Pacific region, there is growing recognition that medical inflation is structural rather than cyclical. Costs are rising, utilisation is increasing, and pressure on affordability continues to build. Yet many responses remain reactive, focused on pricing rather than the underlying system. What stood out in the discussion was a clear shift in thinking: Sustainability is not just a cost problem. It is a system design problem. When incentives across providers, payers, and patients are not aligned, systems tend to optimise for activity over outcomes, driving higher costs without improving value. Encouragingly, there was strong alignment on the challenge, with the conversation moving beyond theory towards what actually works in practice. Many of the levers are already known. The real difficulty lies in aligning incentives and executing consistently across the ecosystem. If current approaches persist, we are likely to see increased regulatory pressure and continued fragmentation in the near term. Looking ahead, the question is no longer whether inflation can be managed, but whether the system can evolve.

🎉 Join us in welcoming Ismaaeel Shaikh Ebrahim 🎉 We’re delighted to have Ismaaeel join the Insight team as a Data Support Analyst. Wishing you every success as you settle in, get stuck into the work, and make your mark. 👏 #InsightWithImpact #WelcomeToTheTeam

🎉 Join us in welcoming Tsoakae Mafatshe 🎉 We’re delighted to have Tsoakae join the Insight team as a Clinical Policy Specialist. We’re glad to have you on board and wish you every success in your new role. 👏 #InsightWithImpact #WelcomeToTheTeam

🎉 Celebrating Our March Birthdays 🎂 Happy birthday to all our colleagues who celebrated their special days in March. Your contribution, commitment and presence are part of what makes our team who we are and what keeps us moving forward. We wish you a year ahead filled with growth, good health and meaningful milestones. #InsightWithImpact #TeamInsight #HappyBirthday

🎧 In Focus with Insight Real conversations about the forces shaping healthcare, life insurance, Advisory Solutions, and the broader actuarial landscape. Subscribe on your preferred platform, and ring the bell to get notified about the latest episodes: 📺YouTube: @insighthealthandlifesolutions/videos" target="_blank" rel="nofollow noopener">youtube.com/@insighthealth…   🎙️Spotify:open.spotify.com/show/0oTyn6RUx…  🎙️Apple: podcasts.apple.com/za/podcast/in-…  #InFocusWithInsight #InsightWithImpact

🎧 In Focus with Avril Kennedy 🎧 Medical scheme members pay their contributions every month in good faith. But when they are most vulnerable, who is truly responsible for protecting them? In this episode, Lubalethu Dube sits down with Avril Kennedy to unpack what member protection really means under the Medical Schemes Act - and why accountability does not rest with medical schemes alone. Drawing on a 16-year journey within the regulatory environment, this conversation explores compliance oversight, board governance, leadership culture and the evolution of regulatory engagement in South Africa. We reflect on what regulators get right, where improvement is needed, and why increased collaboration across the system signals a meaningful shift for the industry. Tune in now on your preferred platform: 📺 YouTube: youtube.com/watch?v=wSCiQ5… 🎙️ Spotify: open.spotify.com/episode/2kncwZ… 🎙️ Apple: podcasts.apple.com/za/podcast/who… #InFocusWithInsight #HealthcareGovernance #MedicalSchemes #Regulation #InsightWithImpact

📍YOU ARE HERE📍 Complex systems do not stand still. Healthcare evolves. Regulation shifts. Costs move. Behaviour changes. Data multiplies. In that movement, leaders need clarity. Our 2026 theme, “You Are Here,” reflects the strength of our multidisciplinary approach. Across our actuarial, clinical, analytics and advisory teams, we work together to help organisations understand their businesses better. By combining these perspectives, we enable better-informed decisions. #YouAreHere #InsightWithImpact

🎙️ Shaun Burger Smal is an Open Book📖 In this episode of Open Books on In Focus with Insight, Pamela Hellig sits down with Shaun Burger Smal, Acting Chief Investment Officer, responsible for Actuarial and Financial Risk Management at the Road Accident Fund. He reflects on leading complex loss-of-earnings valuations in the public sector, the responsibility of translating rigorous actuarial work for Parliament, his commitment to supporting actuarial students, the life-changing influence of Hermione Granger, and much more in this engaging conversation. Tune in on your preferred platform now! 📺YouTube: youtube.com/watch?v=ROYxd2… 🎙️Spotify: open.spotify.com/episode/5OkXvD… 🎙️Apple: podcasts.apple.com/za/podcast/sha… #OpenBooks #InsightWithImpact #RiskManagement

💼 2026 Budget Speech: What It Means for Your Pocket and Your Health 💼 The 2026 Budget Speech brings important changes that could impact your retirement planning, tax strategy, and healthcare affordability. We’ve unpacked the key shifts and what they mean for your pocket and your long-term financial health. Read our full breakdown now: insight.co.za/the-2026-budge… #InsightWithImpact #BudgetSpeech #HealthcareContributions #TaxStrategy

🎉 Celebrating our February Birthdays 🎂 February had its fair share of candles, cake, and celebrations 🎈 A big happy birthday to all our Insight colleagues who celebrated this month. Thank you for all the energy, commitment, and value you bring to the team. Wishing you a fantastic year ahead. #InsightWithImpact #TeamInsight #HappyBirthday

🌍 Climate risk guidance is rising faster than sea levels, and actuaries are feeling the pressure. South African insurers are facing growing expectations from the Prudential Authority and group level ESG programmes. The challenge? Figuring out where to start without drowning in complexity. Here’s the good news: 1️⃣ You don’t need a perfect solution on day one - climate risk management is iterative. 2️⃣ A materiality assessment workshop is the smartest first step. It helps you identify which risks truly matter to your business and gives you a clear roadmap forward. At Insight, we’ve guided insurers through these early stages with practical tools and frameworks that cut through the overwhelm and make compliance cost effective. 👉 Read the full blog: insight.co.za/to-the-actuary… 📩 Or connect with Pamela Hellig directly at pamelah@insight.co.za to turn regulatory pressure into a clear, actionable plan. #ClimateRisk #RiskManagement #RegulatoryPressure

🎧 An entire industry in focus, right in the palm of your hand 🙌 In Focus with Insight brings the actuarial world to life through real conversations with the people shaping change across insurance, healthcare, and beyond. No scripts. No surface-level talk. Just honest insights from those driving the industry forward. Don’t forget to subscribe and hit the bell to stay notified when new episodes drop. 📺 YouTube: @insighthealthandlifesolutions/videos" target="_blank" rel="nofollow noopener">youtube.com/@insighthealth… 🎙️ Spotify:open.spotify.com/show/0oTyn6RUx… 🎙️ Apple: podcasts.apple.com/za/podcast/in-… #InFocusWithInsight #InsightWithImpact #ActuarialPodcast

🎙️ Insight on Air with Woman Radio 🎙️ Join our Head of Insight Life Solutions, Pamela Hellig, and Managing Principal of Insight Advisory Solutions, Anthea Towert, on air with Woman Radio tonight from 6-7pm. They will be joining the host of the Imali Matters, Gugulethu Motsei, to explore the role Insight plays across life insurance and healthcare funding, and why these behind-the-scenes disciplines matter to both individuals and organisations. 📻 Listen live: womanr.co.za #InsightWithImpact #WomanRadio #HealthcareFunding

👋Welcome Aboard Please join us in giving a warm welcome to our new colleagues: Vuyokazi Mpongoshe - Consultant: Clinical Programs Elizabeth Gough - Operations & Project Coordinator We’re looking forward to having them on board and to the contributions they’ll bring to the team. #TeamInsight #Welcome #NewJoiners

🎓 January 2026 @AIMvacwork Programme ✅ Last week marked the final day of the January AIM Programme, and we’d like to compliment Pamela Hellig and team on another successful cycle of this initiative. Once again, the programme has proven invaluable, offering practical learning, real-world exposure, and a meaningful platform for aspiring actuaries to build their confidence and capabilities. A sincere thank you to the Insight staff who contributed as business owners this year: Martin Coxon, Henri Gonin, Poonam Vala, Lubalethu Dube, Masimba mareverwa, Felicia mhlanga, Louis van as and Christelle Oosthuizen. Your guidance and participation continue to add real value to the development of future talent in our industry. To all the students - congratulations, and well done on the commitment and effort you’ve shown throughout the programme We wish you every success as you take the next steps in your actuarial journey. #AIM2026 #FutureActuaries #SkillsDevelopment #InsightWithImpact

🎉 Celebrating Our January Birthdays! 🎉 As January comes to a close, we’re taking a moment to celebrate the Insight team members who marked their birthdays this month. Thank you for bringing such positive energy to the start of our year; it’s a wonderful way to set the tone for 2026. Wishing each of you a year ahead filled with purpose, growth and memorable moments. #InsightWithImpact #HappyBirthday #Celebration