Complex Law

Have you had a vehicle on finance since 2007? If so, you could be owed money. Click below to check if you can claim. It only takes 60 seconds! 👉🏻

@Pamaro25 We completely understand the confusion! The change in compensation estimates comes from what the FCA has recently established, the current average is around £700 per car. We’re always transparent and will keep clients fully informed as updates come in.

@PCPComplexLaw We’ve been told £920 by other companies!!! Also at the beginning we were told we were owed thousands of pounds???? How much are the solicitors getting?

@PCPComplexLaw Need paperwork

FCA: Drivers overcharged on car finance could get refunds. £8.2 billion in compensation proposed, avg £700 each. See if your agreement qualifies T&Cs apply

@Markant62 The FCA’s latest announcement means the average payout is now around £700 per car, but if you’ve had two or more vehicles on finance, your refund could easily reach into the thousands.

@PCPComplexLaw £700 less the 30% fee won't leave you much, these vultures were always telling you you could get 1'000's back too.

You do it all... from packed lunches to family budgets Now the FCA says millions of drivers (including mums like you) were overcharged on car finance Average refund £700+! See if you could be owed. T&Cs apply

Yes, Anna, it can be straightforward in some cases. However, one of the key challenges is that many people had cars on finance during periods where lenders may no longer hold the data, as they have to delete records after a certain time. This makes it difficult for consumers to retrieve all the necessary information from credit bureaus, personal records, or old documents at home. In some instances, lenders may even claim they no longer recognise the customer or the agreement, which complicates things further. That’s where legal expertise becomes essential, to help navigate these situations, challenge lenders where appropriate, and ensure people aren't unfairly dismissed just because of missing historical data.

ATTENTION UK DRIVERS Following the Supreme Court's decision, millions of consumers are still due redress. This means you could still be eligible for compensation of £1,000s. Check now with Complex Law.

@frenthegeordie Hi Fren, the best way would be checking if you could qualify. The possible compensation is normally based on interest rate.

I bought my car with 0% interest and nothing to pay for 3 years, would I qualify?

Hi! If you lose, you do not pay expenses. There may be rare scenarios set out within the document where you are liable to meet the charges even if you do not win. An example of this would be where you stop instructing us, making it impossible for us to win your case or if we have incurred disbursements on your behalf which are not covered by an ATE Policy or Third Party Funding Agreement.

Absolutely! We only charge a fee if the claim is successful. Our service is for people who don’t want to claim alone and feel more comfortable with lawyers or aren’t sure how many cars they had, or which lenders they used. Many people simply don’t remember all their past lenders, but if you still wish to go through it yourself, that is absolutely fine.

Hi Doug, Car finance lenders aren't completely off the hook. It is looking like customers who signed car finance agreements containing a "discretionary commission arrangement" (DCA) could be in line for compensation following the Supreme Court judgment. A DCA is where a car dealer earned a commission from the bank or lender depending on how much interest the dealer got customers to sign up to in their car finance agreement. So, while today's judgment means motor finance firms won't have to pay out an estimated £30bn in redress, analysts estimate that compensation could still reach into the billions of pounds.

Don’t both to as the high court has just ruled no claim can be made

Hi Avril, Car finance lenders aren't completely off the hook. It is looking like customers who signed car finance agreements containing a "discretionary commission arrangement" (DCA) could be in line for compensation following the Supreme Court judgment. A DCA is where a car dealer earned a commission from the bank or lender depending on how much interest the dealer got customers to sign up to in their car finance agreement. So, while today's judgment means motor finance firms won't have to pay out an estimated £30bn in redress, analysts estimate that compensation could still reach into the billions of pounds.

Court has ruled against any claims today..

Why do a Car Finance Claim with a law firm? You might not remember that car you bought in 2010. But we do. And you might be owed up to £4,000!!! It's easier, it's faster, and you might just not want to go through the hassle alone. Start your claim today.

@PCPComplexLaw How can I get in touch?

We see each client relationship as a true partnership. We can’t do our job if we don’t understand your case in detail, and we work closely with you to ensure we have the information we need for a successful outcome. #complexLaw #pcpClaimsUk

At Complex Law, we’re forward-thinking problem solvers who always put our clients first. #CarFinanceClaims #NoWinNoFee #ConsumerRights #ComplexLaw