AVL
477 posts


@iris_seraphina I would say this range is even smaller. I am 82. No cell phone until college and high speed internet going into college. Experiencing CD’s and transferring quickly into Napster and Kazaa and others. Used a typewriter to type out senior high school papers.
English


@CFBHome @SSN_AppState @SSN_GASouthern @AppStateHQ Look, I hate all of these Ga So posters….but they’re right. We’ll have a skeleton team show up. Surprised the line is only +7.
English

@matt_vanswol Black Balsam Knob is our favorite hike. Views, hard enough to feel like you did something but easy enough for kids.
English

I've rewritten this several times, but I can't find any better way to say it... so here it goes.
One of the things I'm scared of most, is time.
Particularly, time that is wasted.
There's a sundial that hangs on my wall with an inscription that says,
"I have done nothing good today, I have lost a day."
X has always been a place where I wanted to put out things that didn't waste anyone's time.
Whatever post I put out, whatever thought, whatever story, comment,... whatever it was, was worth the time for you to read it, and for me to create it.
Because I know, in my bones, that the time we have is precious and thought of wasting even a minute of yours or mine doing something worthless, is genuinely one of my greatest fears.
As we were walking down this mountain together, my son looks up at me and says, "Dad... God made me VERY good at hiking."
I laughed and say, "Yeah he did!"
A couple minutes go by and he stops, he turns at looks at me, and goes:
"Dad, God made you VERY good at work and work is very important..."
That got me.
I often worry that my work pulls me too far away from my kids.
Even more than that...
...I know that what I do on X does cause and will cause life to be harder for my kids than if I chose to remain silent
Walking off that mountain, one of my deepest fears about wasting time was answered by the very person I was afraid I might be hurting.
As a dad, that means everything.
English

@Invested_In_You It’s better than that. Take current marginal rate less future effective rate. Assuming the same tax rates, it’ll ne lower than 10%.
English

If you put $1,000 in a pre-tax 401(k) at the 35% tax bracket you'll save $350 on taxes
Some people don't bother because they don't want to be forced to pay taxes in the future.
And they're right, required minimum distributions are very real.
BUT, if you withdraw that money at a lower tax bracket, say 10%, you'll save the difference (35%-10%).
In this case, $250 or 25% of your dollar.
A completely free 25% return on top of your investment returns.
That's called smart tax planning.
English

@zachmelloh26 You need to consider current marginal tax rate vs future effective tax rate.
English

If you enjoyed this thread:
Hit the follow button for daily personal finance content
Like & Bookmark the post below:
x.com/zachmelloh26/s…
Zach Melloh, CFP®@zachmelloh26
To choose Roth or Traditional? It’s one of the most common financial planning questions. The appeal of lifetime tax-free growth is strong. But Roth isn’t always the winner. Here are 4 factors that can help you determine Roth vs. Traditional:
English

@HouseUnited2 Unfortunately it feels like a continuation of previous years. Probably an overreaction but thats how it feels…
English

@matt_vanswol When you’re really frustrated or angry towards them or their behavior, imagine you are 80 years old: what would you be willing to pay then to spend 15 minutes in that exact moment. Let that feeling guide your discipline.
English

@matt_vanswol Not new but here’s our son’s story during Helene:
foxcarolina.com/video/2025/03/…
English

@matt_vanswol “I don’t have enough faith to be an atheist”
Norman Geisler& Frank Turek
English

@morganhousel Yep, bought our first house in 2012 for $176k, sold in 2024 for $500k. Huge catalyst.
English

@matt_vanswol If you’re looking for a church close by, please check out Brookstone Church in Weaverville. Easter is a good time to go. I’ll be glad to meet you there so you don’t have to sit a lone.
English
AVL がリツイート

Buncombe County 5th Grader Uses Dual Language Skills To Help After Helene foxcarolina.com/2025/03/27/bun…
English

@CasualPreppers As a CPA, I enjoyed this episode. Not sure if anyone else did…good stuff!
English

@matt_vanswol We would love to have you check out Brookstone Church in Weaverville. Very welcoming group of people!
English

@CasualPreppers 2025….then sell it and then I’d have money like a dentist to buy more gear.
English

@CasualPreppers Thanks for what you guys do. I was (mostly) prepared when Helene hit Western NC…lots of lessons learned!
English










