Israel Ifeoluwa

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Israel Ifeoluwa

Israel Ifeoluwa

@FinWithIsrael

Kingdom finance Enthusiast💸 × I help teenagers build a healthy relationship with money God's way.

参加日 Kasım 2021
364 フォロー中126 フォロワー
固定されたツイート
Israel Ifeoluwa
Israel Ifeoluwa@FinWithIsrael·
The Hidden Trap of Online Loans in Nigeria - And How to Escape It. The Scale of the Crisis: Across Lagos, Abuja, and other Nigerian cities, millions of families have been pulled into a digital debt crisis that started with one click on a loan app. The FCCPC alone received over 2,000 complaints against illegal digital lenders in 2022 - and experts say that's just a fraction of the real number While legitimate banks charge 15–35% annually, these apps impose daily rates that translate to 300–1000% APR - turning a ₦10,000 emergency loan into a ₦100,000 nightmare within months How the Trap Is Set The apps target users showing signs of financial stress - people searching for jobs or emergency funds. Loan amounts start small (₦5,000–₦50,000), but hidden fees can consume 30–40% of the loan before it even reaches the borrower. One victim requested ₦100,000 but received only ₦67,200 after mysterious deductions - yet interest was charged on the full ₦100,000. The Harassment Tactics: Recovery agents forge fake arrest warrants with EFCC and Immigration Service letterheads, circulate "WANTED" posters of borrowers on social media (sometimes including their children's photos), and send defamatory messages to every contact in the borrower's phone. One victim said she contemplated drinking Sniper pesticide because the shame became unbearable. The Debt Spiral When borrowers can't repay, they're pushed to take new loans from other apps to service the first. People end up juggling 20–35 different loan apps at once, with each default triggering a fresh wave of public harassment. Your Legal Rights Human rights lawyer Pelumi Olajengbesi confirmed that the inability to repay a loan is not a criminal offence in Nigeria. Under the Cybercrimes Act, cyberbullying carries up to 10 years imprisonment and ₦25 million in fines. NITDA has already fined Soko Lending Company ₦10 million for privacy violations. How to Escape The article outlines a step-by-step strategy: Send a disclaimer to your contacts immediately when harassment begins. Report to the FCCPC, NITDA, and ICPC. Use the debt avalanche method - pay minimums on all loans while aggressively targeting the highest-interest one first. Join support communities on WhatsApp, Telegram, and Facebook. Replace loan apps with legitimate alternatives like employer loans (10–15% annually), community savings groups (ajo/esusu), or dollar-denominated investments. Source: Financial Watch Nigeria
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Israel Ifeoluwa
Israel Ifeoluwa@FinWithIsrael·
@PopBase Issues around privacy and medical confidentiality are likely to be central here.
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Pop Base
Pop Base@PopBase·
Tennessee republicans voted unanimously to advance an anti-trans bill to create a public list of trans people located in the state. House Bill 754 would force medical providers to provide information to the state and identify them. (open.substack.com/pub/transitics…)
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Oreoluwa Bukola, CFA.
Whoever feeds you can starve you. That is not a threat, it is a principle. If one person, one company, one client, or one opportunity is the only source of what you need, they already have more power over your life than you think. The moment they pull back, you are stuck. The moment they leave, you are lost. Dependence always looks like loyalty until it does not. This is why you build. This is why you diversify. This is why you never let your entire future sit in somebody else’s hands. Grow your own table. Create your own options. The goal is not to be ungrateful, it is to be uncontrollable. Nobody should have the power to starve you simply because they once fed you.
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Cristiano Ronaldo
Cristiano Ronaldo@Cristiano·
De onde venho e para quem vivo. Feliz Dia do Pai ❤️
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Polymarket
Polymarket@Polymarket·
BREAKING: Jeff Bezos reportedly in talks to raise $100 billion for new fund that will acquire manufacturing companies and automate them with AI.
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Men in Blazers
Men in Blazers@MenInBlazers·
𝐏𝐋𝐀𝐘𝐄𝐑 𝐓𝐎 𝐖𝐀𝐓𝐂𝐇: 𝐌𝐎𝐔𝐑𝐈𝐍𝐇𝐎'𝐒 𝐍𝐄𝐖 𝐒𝐏𝐄𝐂𝐈𝐀𝐋 𝐎𝐍𝐄 🌟 An excerpt from the Men in Blazers Newsletter (free to read) ⬇️ "Benfica’s 17-year-old right-back Daniel Banjaqui has only played a handful of first-team matches, he’s already the subject of several YouTube compilations entitled, 'Welcome to (insert name of gigantic European club here).' His manager, José Mourinho, is fighting tooth and nail to keep him as half of England and Europe allegedly try to prise him away. Ahead of turning 18 next week, Banjaqui’s natural abundance of pace and dream combo of robust defensive instincts and attacking intuition have already drawn heady comparisons with compatriot, Nuno Mendes. The right-footed teenager is also already a champion at youth level, having won both the U17 World Cup and U17 European Championship. Banjaqui’s contract expires next year, and he’s yet to commit his future to the club he’s played for since he was nine, so it wouldn’t be a surprise to see swoops from his many suitors this summer..." Read MORE in the MiB Newsletter. SUBSCRIBE: mibcourage.co/4lo2B52
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Sir Nelson
Sir Nelson@Crypto_Diet·
You will touch ₦1,000,000 in 7 days time
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Curiosity
Curiosity@CuriosityonX·
800 billion stars. This is Sombrero Galaxy. 31 million light-years away from us.
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Boluson
Boluson@Bdigital17·
one of my frens paid $100 for youtube automation class 2 weeks ago the teacher no dey reply ham again😭😂
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Blossom Affia◽
Blossom Affia◽@Blossomaffia·
You know that one person that shows up on your posts every single time? Likes. Comments. Cheers you on. Even when the post lowkey flopped. They're the real MVPs and they deserve their flowers. Tag your person and appreciate them out loud.
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Pop Crave
Pop Crave@PopCrave·
ABC cancels Taylor Frankie Paul's season of ‘The Bachelorette’ following released footage of her attacking ex Dakota Mortensen in front of their child.
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B/R Football
B/R Football@brfootball·
Nottingham Forest turned a 1-0 first-leg loss around to win on penalties against Midtjylland. Their Europa League run continues 💪
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Graphic Designer
Graphic Designer@MimiTheDesigner·
One of my followers just sent me a gift I’m in awe😭❤️
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Anna Nwafor | Content Creator
I worked today and will be working tomorrow. Nawa oh! Remote work is good, remote work is good, but una no dey observe public holidays. 😭
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Israel Ifeoluwa
Israel Ifeoluwa@FinWithIsrael·
@footballontnt crystal palace and nottingham forest both through to european quarter finals on the same night
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Football on TNT Sports
Football on TNT Sports@footballontnt·
✅ Crystal Palace through to the Conference League quarter-final ✅ Nottingham Forest through to the Europa League quarter-final A successful evening for English sides so far 📈
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Israel Ifeoluwa
Israel Ifeoluwa@FinWithIsrael·
my entry.💜
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Dr. Ose Etiobhio@osemagnum

Create a fire picture of yourself. I will love to see the best❤️🔥 1) Open Grok/ChatGpt/Gemini 2) Use this prompt A) Men: Create a high-fashion editorial studio portrait using the man from the reference image. Preserve his exact facial features, beard style, hair texture, and overall identity with 100% accuracy — no alterations to face structure or expression. He is seated in a modern minimalist designer chair, wearing a sharply tailored black power suit with a structured blazer and a smooth black silk shirt (top two buttons open, no tie). The fit is precise and premium. His posture is relaxed yet commanding, legs crossed with effortless poise, conveying quiet strength and self-assurance. The setting is a contemporary studio with concrete-gray walls and soft professional softbox lighting subtly visible at the edges of the frame. Behind him hangs a large expressive abstract painting of his own face, rendered in neutral beige, black, and charcoal tones, featuring bold brush strokes and subtle paint drips, and below is written the signature [insert your name] B) Women Create a high-fashion editorial portrait of a young woman from the reference image. A confident woman sits in a modern designer chair, wearing a sharp, tailored black power suit with a structured blazer and sleek black silk blouse, no tie, paired with elegant pointed-toe heels. Her posture is relaxed yet commanding, legs crossed with effortless poise, conveying quiet strength and self-assurance. The setting is a contemporary studio with concrete-gray walls and soft professional softbox lighting subtly visible at the edges of the frame. Behind her hangs a large expressive abstract painting of her own face, rendered in neutral beige, black, and charcoal tones, featuring bold brush strokes and subtle paint drips, and below is written the signature [insert your name] omg!... I'm in love with myself!... let's see the best

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Supernatural
Supernatural@Gottabegabzii·
@FinWithIsrael Don't think so. If you own a car or probably use mass transport you should know that police always stop you for unnecessary check up just to get something
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Supernatural
Supernatural@Gottabegabzii·
So many roads To success But the problems are the police
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Israel Ifeoluwa
Israel Ifeoluwa@FinWithIsrael·
@PopBase @grok should public holidays ever be named after individuals given how often this situation arises?
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Pop Base
Pop Base@PopBase·
California is renaming César Chavez Day to ‘Farmworkers Day’ following sexual abuse allegations. The holiday is on March 31st.
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Israel Ifeoluwa
Israel Ifeoluwa@FinWithIsrael·
@PopBase cool addition. game of thrones has the designs to make great fortnite skins.
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Pop Base
Pop Base@PopBase·
First look at Jon Snow and the Night King in Fortnite. Coming to the game tomorrow.
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