edo🍑

in fact, there IS a solution for this which has been live for a long time: FiRM by @InverseFinance instead of a @NotionalFinance style zero-coupon bond, FiRM provides fixed-rate borrowing by tokenizing borrow rate into DBR (dola borrow rate). 1 DBR gives you the right to borrow 1 DOLA (@InverseFinance's own stablecoin) for 1 year. say you want to borrow 1,000 DOLA for 1 year, which requires 1000 DBR in your wallet, and you buy DBR at a price of $0.04, then the fixed borrow rate you are paying is effectively 4% annualized. and it's super flexible as well: if you want to exit earlier, you can just repay the loan, and sell the unused DBR. you can also borrow more DOLA without purchasing more DBR, as long as you are fine with reduced duration. for example, the same 1000 DBR can be used to support 2000 DOLA loan which will expire in 6 months. this model does have problems: 1) lenders (DOLA liquidity providers) don't get fixed rate. 2) relies on its own CDP stablecoin, difficult to apply to other stablecoin lending markets. still, i think this is the most elegant solution DeFi can have for fixed-rate lending. even its "problems" are just demonstrations of two facts: 1. it's impossible to get fixed rates + instant liquidity without a secondary market of yield (DBR is itself this yield market) 2. overcollateralized stablecoins CAN outcompete USDC in many areas because as a user, you can issue the former, but not the latter

Monolith is live. Stablecoins are DeFi’s most important money primitive, but launching one has always been too hard, too centralized, or too dependent on trusted operators. Monolith changes that. A permissionless protocol for creating crypto-backed stablecoins built to last. 🧵

sDOLA is yielding 17.2% APY. That figure is the direct output of borrowing demand on FiRM: when borrowers buy DBR to lock in fixed rates, that revenue routes to sDOLA stakers. No emissions, no off-chain strategy.

The best stablecoin yield across DeFi. #sDOLA is back on the menu🍴

Monolith is on mainnet. Official launch on Monday.

@dcfgod @ResolvLabs DOLA mostly unaffected x.com/InverseFinance…

Quick updates on USR / @ResolvLabs exploit: - Exploiter mints 50M USR - Sells it via metamask swap (farming the airdrop ofc) - USR goes to 5c - Protocol could snapshot everyones balances pre exploit as the exploiter didn't take any of the underlying funds - LPs rekt as exploiter is able to dump into AMM pools - Dola getting hit as a sideffect as its partially backed by USR / USR-DOLA LP - Probably not a good idea to buy USR as the exploiter still has their minted USR and you'd be screwed if team refunds based on pre exploit snapshot - Haven't seen any word from the resolv team but hopefully they're on it - Shoutout @yieldsandmore for being all over this

We are aware of the Resolv/USR exploit. At this time, Inverse Finance's exposure has been fully contained. A full account of what happened and where things stand: A compromised Resolv operator (to be confirmed) approved the minting of ~$80M USR against $200K in USDC collateral. USR depegged sharply, creating downward price pressure on the DOLA/wstUSR LP and a brief secondary DOLA depeg on DEX markets. The RWG acted swiftly in pausing the wstUSR-DOLA FiRM markets within 15 minutes of the initial exploit. FiRM had active borrowers carrying ~$10M in DOLA debt against looped wstUSR-DOLA LP positions. Liquidators brought these position to zero. Remaining bad debt: $340,060 DOLA. DOLA's broader collateral base is not materially affected. The $340K event is contained and will be covered. Resolv has paused all redemptions while developing recovery plans. We will continue to monitor as the situation develops.

Supply vs. Demand. Visualized. The chart below tracks the pulse of our lending market: - Green = DBR Issuance (new lending capacity added) - Purple = DBR Burn (borrowing demand consuming capacity) When the purple line overtakes the green, credit tightens and DOLA demand is high. We monitor this delta 24/7.

@Thehidden131 @InverseFinance Send me a DM

@InverseFinance Good evening, I would like to speak with the person responsible for the bug bounty program at your company, Immunefi, because I found a bug there and I'm unable to report it. How do I do that?

Trying out @X's Community feature with the Inverse Universe 🌌 An open forum for FiRM borrowers, DOLA holders, DBR speculators, and DAO members alike. Share your @InverseFinance content, devise FiRM/DOLA/INV strategies, discuss governance, explore protocol mechanics, and help shape the future of fixed-rate DeFi. Whether you're actively using the protocol or just curious, all are welcome here 🫂 x.com/i/communities/…

Any other DeFi protocols hitting ATHs first week of the new year?

Three years ago, we rejected the utilization curve. We launched FiRM with an unconventional thesis: borrowers deserve certainty, not volatility. By introducing DOLA Borrowing Rights ($DBR) we put the borrower in control of their interest rates, with no surprises. Today marks the start of our month-long retrospective: "FiRM: Three Years of Fixed-Rate Lending." We will be breaking down the design choices, the stress tests, and the outcomes of the only protocol allowing fixed rates for any time period.

@dcfgod believe more in tempcosystem (temple/tgld/ohm/inv/drv) believe less in fat washed up lying scammers with permanent PMS (here's put protection i promise, don't worry that i delete tweets and change docs all the time after promising things!!)

My 2025 twitter wrapped @grok

The ticker is $INV

@WazzCrypto where are screenshots from?

Very happy with my overall performance on the second half of the year so far Since Sept it's been my best perf relative to market on both my Tardfi acct and my Crypto Port Just as the market is seeing mass panic and -30% drawdowns I'm +10% the last 3 months on both crypto and tardfi I guess it was really worth it to abstract myself from the market for a few months and recenter my priorities. Costliest mistake was shorting the $MYX scam which almost took me to the cleaners on my perp accounts i would have been higher if not for that, thankfully I bounced back super fast and im steadily at yearly highs on my perp acct, also not selling Hypurr NFT on reveal was dumb Best decision was derisking majority of my BTC at the top (123K), and then the rest at 115K, and also most of my ETH at 3.8K+ Best trades were on 10/10 catching some bottoms on a few shitcoins and also longing AVNT from 0.2 which gave me the boost I needed to comeback from my MYX loss Hope to keep this up and finish the year strong, now it's all about keeping the momentum

Big fan of this. The RWG will work towards having @InverseFinance certified on all fronts just as soon as SEAL begins issuing formal certifications in Q1 2026