@InvUncovered I like it. 80/20 good risk to index ratio. Holding all world and S&P is underrated as it increases US tech exposure while staying reasonably safe. If you want to do this further you can do 40% all world 20% S&P 20% Nasdaq 20% individual stocks
@InvUncovered Personally I'd have some divi payers to create cashflow to re invest. The market can't take away a divi, but it can take unrealised gains away.
Imagine if schools spent as much time teaching compound interest as they do teaching polynomial long division.
One has the potential to change the trajectory of your financial life.
The other mostly proves you can solve abstract problems on paper.
@InvUncovered I like, I don’t have any ETF’s or stocks that consolidate a lot of companies - only individual stocks atm, what would you say is best to get into?
When did you start investing?
What convinced you to?
I’ll go first.
September 2020.
The Chief Technology Officer where I used to work offered a 1 hour presentation after hours on long term investing. Essentially debunking myths, and encouraging us to take control of our financial future.
I think he must have felt sorry for us as we were probably all underpaid.
About 20 people turned up (120 members for staff worked at the org).
Not sure if anyone else took what he said seriously, but I did.
He also shared ‘bob, the world’s worst market timer’ story, and that is such an important one.