Optimum Pensions

"A successful retirement isn’t one without problems, but one in which you learn how to manage and overcome them". ~ Robert Laura #FridayReflection #Retirement #RetirementPlanning #RetirementIncome #Superannuation #LongevityRisk #RedesigningRetirement

You've probably seen all the reports on the latest Mercer CFA Institute Global Pension Index. Australia has slipped back to sixth with a B+ grade—a system with a sound structure and many good features with room for improvement. bit.ly/40kRIZz

In our latest blog post, @generationlife1 explores seven reasons why Australians may overlook investment-linked lifetime annuities and seven compelling facts that highlight their benefits: bit.ly/4f4teYp #Retirement #RetirementIncome #Superannuation #LongevityRisk

It is not true that people stop pursuing dreams because they grow old, they grow old because they stop pursuing dreams. ~ Gabriel García Márquez #FridayReflection #Retirement #RetirementPlanning #RetirementIncome #Superannuation #LongevityRisk #RedesigningRetirement

One of the most critical assumptions in retirement planning is 𝘧𝘶𝘵𝘶𝘳𝘦 𝘭𝘪𝘧𝘦𝘴𝘱𝘢𝘯. In our latest article, we explore why getting this assumption right is key to ensuring retirees don’t outlive their savings. lnkd.in/gpadWURq #Retirement #RetirementPlanning

𝗧𝗵𝗲 𝗘𝘃𝗼𝗹𝘂𝘁𝗶𝗼𝗻 𝗼𝗳 𝗥𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗜𝗻𝗰𝗼𝗺𝗲: 𝗔 𝗦𝘁𝗼𝗿𝘆 𝗼𝗳 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗜𝗻𝗻𝗼𝘃𝗮𝘁𝗶𝗼𝗻 Our latest article explores the history of retirement income products bit.ly/3XOdFxf #Retirement #RetirementPlanning #RetirementIncome #Annuities

Anyone who stops learning is old, whether at twenty or eighty. Anyone who keeps learning stays young. The greatest thing in life is to keep your mind young. ~ Henry Ford #Friday Reflection #Retirement #RetirementPlanning #RetirementIncome #Superannuation #LongevityRisk

The older I get, the greater power I seem to have to help the world; I am like a snowball - the further I am rolled the more I gain. ~ Susan B. Anthony #FridayReflection #Retirement #RetirementPlanning #RetirementIncome #Superannuation #LongevityRisk #RedesigningRetirement

Jane Austen up there with the greats when it comes to “Most mentions of annuities in literature” award

“An annuity is a very serious business; it comes over and over every year, and there is no getting rid of it” Fanny Dashwood, in Jane Austen’s Sense & Sensibility. #FridayReflection #Retirement #RetirementPlanning #RetirementIncome #Superannuation #LongevityRisk

"Retirement is a time to unlock dreams." ~ Julia Cameron #FridayReflection #Retirement #RetirementPlanning #RetirementIncome #Superannuation #LongevityRisk #RedesigningRetirement

Age is a relative matter. If you continue to work and to absorb the beauty in the world about you, you find that age does not necessarily mean getting old. ~ Pablo Casals #FridayReflection #Retirement #RetirementPlanning #RetirementIncome #Superannuation #LongevityRisk

The idea is not to live forever, it is to create something that will. ~ Andy Warhol #FridayReflection #Retirement #RetirementPlanning #RetirementIncome #Superannuation #LongevityRisk #RedesigningRetirement

There is a fountain of youth: it is your mind, your talents, the creativity you bring to your life and the lives of people you love. When you learn to tap this source, you will truly have defeated age. ~ Sophia Loren #FridayReflection #Retirement

"𝙃𝙤𝙬 𝙢𝙪𝙘𝙝 𝙙𝙤 𝙄 𝙣𝙚𝙚𝙙 𝙩𝙤 𝙧𝙚𝙩𝙞𝙧𝙚 𝙘𝙤𝙢𝙛𝙤𝙧𝙩𝙖𝙗𝙡𝙮?" Our latest article shows that it is possible to fund the ASFA Comfortable lifestyle standard with a lower superannuation balance at retirement than quoted by ASFA bit.ly/3Wr1jvy

"The afternoon of life is just as full of meaning as the morning; only, its meaning and purpose are different". ~ Carl Jung #FridayReflection #Retirement #RetirementPlanning #RetirementIncome #Superannuation #LongevityRisk #RedesigningRetirement #RealLifetimePension

2 in 5 older Australians (aged 65 years and older) living at home needed some assistance with everyday activities in 2022. New data from the Survey of Disability, Ageing and Carers is available now. Find out more: nuvi.me/buh3vs

"The secret to longevity is to keep breathing." ~ Sophie Tucker #FridayReflection #Retirement #RetirementPlanning #RetirementIncome #Superannuation #LongevityRisk #RedesigningRetirement #RealLifetimePension

Planning for retirement includes plenty of uncertainties, including future lifespan. @dcorford and @JimHennington explain why the term ‘life expectancy’ is hazardous when it comes to estimating how long an individual’s retirement might last. bit.ly/3L8hcAk

Just imagine if there was a product that superannuation funds could offer their members that would guarantee an income for life in retirement 🤔 bit.ly/3W4Ny5f #Retirement #RetirementPlanning #RetirementIncome #Superannuation #LongevityRisk #RedesigningRetirement