De Captain💛

RIP to the people who died and stopped tweeting while we all thought they simply took a break from social media 🕊️

The reason you are sad inside is because you know you are wasting your potential. Not because life is unfair or circumstances are hard. Deep down you know exactly what you are capable of and exactly how far you are living below it. That gap is where the sadness lives. No amount of distraction, scrolling or numbing makes it go away because you cannot fool yourself at that level. The only cure is to start closing the gap. Do the thing. Build the thing. Become who you already know you are supposed to be.

And it was also on this app that my friend told me to escort him to a friend of his that was opening his new house he built at Akobo. We got to the place, I see big boy with escorts wearing suits following him around, multimillion Naira Mansion. Fortunately, the guy sabi me for X, treated us really special con still dey beg me make I follow back. I carry my phone give am say make he follow himself back then I notice say baba no even dey verified…. I’ve gotten multiple nice financial connections from him after that day. It’s just plain st00p!d to look down on any account 😭😂

If you’re Nigerian and you didn’t drop litter in your environment today, like & RT. I want to check something.

During that Christland school girl saga, one of my tweets was mass reported. Twitter then restricted my account and gave me the option to delete the 'offending' tweet to regain access. I had chaotic internal deliberations over it for some time and in the end, I deleted it. Immediately after, I felt myself losing virtue I felt gagged I felt like a coward felt I had betrayed myself felt I had cowered in the face of consequence felt my illustrious slave owning ancestors look down on me in disappointment regret and contempt. Couldn't shake the feeling, so I asked myself "What's the worst thing that can happen if I make that same tweet again" "You lose an account with 14k followers" Was the answer Small price to pay So I made the tweet again. A couple hours later, the account got suspended. Saw the pop up notification on the bottom right corner of my screen while working and swelled with pride Because I had redeemed myself, regained my dignity and the respect of my ancestors I had stood on business until the very end - the business here being going against concensus and saying what I believe to be true irrespective of how much it costs me. Moral of the story: Those who say they want a better Nigeria Those who admonish others to get their pvc, have refused to realise that the Nigeria they want will not happen via the ballot box. We have been trying that channel for decades across republics. It doesn't work So the Nigeria they want - or more realistically, the version of Nigeria they want - whatever name it is called, will have to be payed for in blood A lot of it 2027 will come, Tinubu will 'win' - Whatever 'win' means And we will either tweet about it over a weekend, and resume work on the Monday that follows Or we will make the country ungovernable until he steps down. Shots will ring out, blood will spill, mothers will cry but that is the only way If we are not willing or able to do that; to suffer, to sacrifice, to bleed, then we do not want a country that works Our desire for a better Nigeria, is in a fundamental sense, like my belief in the freedom of speech: It is only as meaningful as the price we are willing to pay for it. If we are not willing to suffer for it, we do not want it. Desire without sacrifice is wishful thinking and if wishes were horses...

That’s an ecosystem. It’s also what the VFD Group is doing too With Herel for Real Estate Vbank for microfinance banking Abbey for Commercial banking Boardroom Apartments for hospitality Anchoria Assets for Asset management VFD tech for IT infrastructure Slowly but surely…. 😊

Barcelona returning Marcus Rashford back to Man Utd:

Davido’s recently deleted social media post may have been a temporary lapse in corporate discretion, but for the Nigerian capital market, it provided the most definitive receipt of the year. By posting a picture of the unexecuted private placement form for the Dangote Petroleum Refinery & Petrochemicals FZE, the Afrobeats star accidentally handed the market the exact coordinates of Africa's most anticipated listing. While the form itself was blank, the printed offer parameters were highly telling: the private placement is structured around 3 billion ordinary shares priced at $0.35 (35 cents) per share. Here is the breakdown of what this leak means for the upcoming Initial Public Offering (IPO) and the valuation of the refinery. The Private Placement Valuation Math Using the prevailing exchange rate of ₦1,373 per US Dollar as a benchmark, we can calculate the exact domestic cost basis of this early-stage capital round: 1. Price Per Share (In Naira): $0.35 × 1373 = ₦480.55 One pre-IPO share is priced at approximately ₦480.55. 2. Total Value of the Private Placement Tranche: The total value of this specific 3-billion-share private offering is approximately **₦1.442 Trillion** (roughly $1.05 billion). Narrowing the IPO Pricing Band In corporate finance, private placements executed ahead of a public listing are typically offered at a strategic discount (usually ranging between 15% and 30%) to compensate early anchor investors (such as possibly his friend Femi Otedola, who has reported requested a $100 million stake) for illiquidity and execution risk. If ₦480.55 represents the discounted, pre-IPO entry level, we can logically project the public listing price on the Nigerian Exchange (NGX) to land within the ₦600 to ₦800 per share corridor. This pricing strategy has major implications for the market: 1. Democratic Market Liquidity: At ₦600 to ₦800 per share, the stock remains highly accessible to retail investors. Unlike elite, high-priced peers like Seplat (which recently crossed the ₦10,000 milestone) or Aradel (trading above ₦1,200), a sub-₦1,000 entry price ensures massive retail volume, deep order books, and healthy post-listing liquidity. 2. Implied Total Valuation: If Dangote Group plans to float approximately 10% of the refinery’s equity to raise up to $5 billion, a private placement of $1.05 billion (representing ~2% to 2.5% of the company at this stage) aligns perfectly with the target overall valuation of $40 billion to $50 billion. The Wolf’s Verdict The leak confirms that the valuation of the Dangote Refinery is not built on speculative hype but on precise, dollar-denominated assets. Buying in at the private placement rate of ~₦480.55 is a structural advantage, but even if retail investors have to wait for the official public listing in the ₦600 to ₦800 range, the long-term outlook remains incredibly robust. Given that the refinery is already operating at a massive scale and generating USD-equivalent revenues (with dividends promised in USD despite buying in Naira), this will undoubtedly become the anchor asset of the Nigerian capital market. The speculation is over. The pricing corridor is set. Position your cash reserves accordingly before the September bell rings. The game is the game. 🐺

You barely have anything of quality to post or create content about because you spend your entire life on the internet. You don’t read, go out, indulge in experiences, or do anything that’ll give you the ability to tell stories. That’s the reason you’re not a successful content creator.

You can go a whole day in Nigeria and never leave Tony Elumelu’s empire. Most people don’t even notice they’re doing it. Wake up, check your bank app. That’s UBA. His. Pay your insurance. Heirs. His. The power keeping your lights on? Transcorp feeds part of that grid. Weekend at the Transcorp Hilton. His. Reach for your HMO card at the hospital. Avon. His too. Banking. Power. Insurance. Hotels. Healthcare. Real estate. Tech. One man, quietly sitting inside almost every part of your day. And it wasn’t luck. He left UBA back in 2010 with one plan, own the things a country simply cannot do without. Fifteen years later, he does. One man. The spine of an entire economy.

This is exactly why we built SafeAlertNG 🛡️ Civilians working with police at checkpoints, no ID, no uniform, no accountability. This happens every day across Nigeria and nobody tracks it. On SafeAlertNG, you can report illegal checkpoints, flag unprofessional officers, and submit anonymous tips directly to DSS, Police HQ and NSCDC , without fear. Our Checkpoint Tracker lets Nigerians report suspicious checkpoints in real time so other drivers know what they're driving into before they get there. No more silence. No more fear. Report it.

You miss a lot of opportunities to make money when you don’t have money

People forget your good deeds too quickly.

E reach time for men to activate divorce glow, women wan set rules and regulations Na lie😂😂

Men’s silence enable most of you “people” esp. with your unjustified inflated ego.

Neverrrrrrrr disrespect a man when he is at his lowest. A man never forgets disrespect. It’s either buried deep in his heart or used as revenge but never forgotten.

Gas finished last night and the kids were craving shawarma, I was too. Hubby said to go out to get it for all of us with drinks for dinner, I punched my calculator to see how much it will cost for a family of 5. I arrived at over 35k. 12kg gas now cost 24k, we would use it 4weeks at least. I chose gas over shawarma. That is for a family where both partners work and earn decently. We couldn't even afford a basic treat without punching the calculator. Everything extra is now considered luxury Now imagine the life of a child whose both parents are skilless, unemployed or earns meagerly. I know many of you will come and ask if shawarma is food, no it's not but everyone deserves a treat once in a while. We all know what we are doing but you people should fear Allah.

people envying you when you’re not even where you wanna be at yet is so crazy.

President Bola Ahmed Tinubu just provided further details on his heavily hyped Renewed Hope Agenda, and the sheer mathematics of this project is deeply disturbing, especially since this mega scheme is aggressively marketed as a lifeline to better the lives of ordinary Nigerians. In the quoted tweet below, President Tinubu claimed that exactly ₦128 billion in mortgages has been generously delivered to 1,859 families at a fixed interest rate of 9.75% spread over 20 long years through the Ministry of Finance Incorporated. On the surface, this looks like the ultimate utopian dream project, primarily because a 9.75% mortgage rate is ridiculously low, especially when you compare it to the predatory standard market rates which presently sit anywhere between 20%, 25%, 30%, or even higher depending on the bank. However, even with this seemingly charitable low interest rate, a simple, cold mathematical breakdown instantly exposes that these supposed affordable homes are entirely out of reach for the average, hardworking Nigerian in whose very name this multibillion Naira PR project is being violently advertised. To see this blatant scam, simply divide ₦128 billion among 1,859 families, and you will rapidly discover that the average mortgage size is a staggering, eye-watering ₦68.8 million per home. Now, under the exact terms quoted by Tinubu, which is 9.75% interest over 20 years with a mandatory 10% equity contribution of roughly ₦6.8 million, a single family would have to reliably cough up roughly ₦600,000 to ₦650,000 every single month just to service this impossible mortgage. This mathematical reality clearly demonstrates that the policy architects behind this Renewed Hope Agenda have completely, and spectacularly lost their minds, their touch with reality, and their basic common sense. First of all, the brand new minimum wage recently signed into law in Nigeria is an alleged, highly disputed ₦70,000, which is an insulting amount that many state governors claim they cannot even afford to pay, sustain, or budget for. Even with this symbolic, poverty-level wage, the average Nigerian that these houses are supposedly built for would genuinely need to starve, save every single kobo, and work for one full uninterrupted year just to afford a single one-month mortgage repayment. Currently, absolutely no middle-class citizen in Nigeria with an honest, verifiable, and legitimate source of living can ever afford to burn this massive amount every month for a house, no matter how stupid, lavish, or financially reckless they want to be. Now this begs the incredibly obvious, screaming question: why on earth is the Tinubu administration deliberately wasting ₦128 billion (a massive $90 million) to provide subsidized affordable housing to a tiny fraction of 1,859 families who are obviously loaded with cash, highly connected, financially immune, and can easily afford luxury apartments, fund their own private estates, secure massive commercial bank loans, or buy premium properties outright? This ridiculous allocation of scarce public funds makes zero strategic sense because the exact amount quoted for this vanity project is comfortably enough to buy about 4 highly advanced MQ-9 Reaper drones, fully equip them, heavily arm them, and ship them straight to the bleeding frontlines of Northern Nigeria. These military-grade drones can stay airborne for 30 continuous hours, monitor the entire terror-infested forests in Borno in less than one hour, track moving targets, and violently update the Nigerian military in real time for any mass gatherings of armed bandits, hostage holding areas, illegal gold mining operations, or cross-border insurgent movements. The colossal amount of money involved in this project is not merely the ₦128 billion senselessly wasted so far. Obviously, before this entire grand, systemic money laundering scheme is fully completed, more than ₦320 billion will have magically vanished, migrated, and evaporated from the Nigerian Treasury directly into the bloated private offshore accounts of ghost contractors, corrupt civil servants, APC campaign financiers, loyal party chieftains, and the ruling party's untouchable inner circle. This is complete madness. Our brave men in uniform are constantly being taken by surprise, ambushed, and rounded up by ragtag terrorists simply because their vulnerable forward operating bases do not come equipped with basic acoustic sensors, infrared thermal cameras, night vision goggle, or basic aerial reconnaissance drones to serve as early warning mechanisms. Yet the Commander in Chief is cheerfully burning hundreds of billions of Naira under the guise of public welfare, deliberately laundering public treasury funds into the deep back pockets of shady construction companies, and happily providing heavily subsidized affordable housing to his ultra-rich, highly privileged, and politically connected friends.

As someone who works remotely from Nigeria, the first thing you should invest in once you start making money is not clothes It’s not a fancy desk setup, extra monitors, or aesthetic accessories. It’s the things that make your work easier If you already have a laptop, get a MiFi or a stronger internet connection. Whether it’s Starlink or any provider that works well in your area, reliable internet should be a priority Then find a way to solve the power problem It doesn’t have to be expensive. Even one solar panel and a single battery that can charge your laptop and phone is enough to get started A good laptop, reliable internet, and backup power. Those three things will save you more stress than any fancy setup ever will Once you have those covered, then you can start investing in the rest😒

@Iam_Zukko 😂😂

@decaptain1972 Aje seh

how maroon 5 take know say marun na five? 🤔🤔