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24.4K posts

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@rawespresso

reject the rat race

EU 가입일 Temmuz 2022
45 팔로잉171.3K 팔로워
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What do you actually do between 6pm and midnight on a weekday? Be honest.
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Genuine question for UK people — how many Turkish barbers and vape shops are now on your local high street? Reply with the town and the count. I'll start: my local has 6 vape shops and 4 Turkish barbers inside a 5-minute walk.
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What's the one skill you'd learn right now if you had 3 months of free time and zero risk of failure?
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£169.50 a year to watch the BBC. You can't legally own a TV in this country without paying it, even if you only watch Netflix. The BBC pays its top presenters over £1M a year and they've been caught lying about basic facts for the last decade. Try not paying the licence fee and you'll end up in court. The presenters never face the same consequence for getting it wrong.
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You'll work for roughly 45 years. The state pension is £11,500 a year. After 45 years of paying into the system, they'll give you £958 a month. Rent on a one-bed flat: £750. Energy: £190. Council tax: £165. Food for one: £250. Phone: £30. That's £1,385 in basic costs. Your pension covers £958. You're £427 short. Every single month. After 45 years of work. That's the retirement they promised you.
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The UK is the only country in Europe where earning more can leave you worse off. Get a pay rise from £99K to £104K and after losing tax-free childcare, your personal allowance taper and child benefit, your take-home actually drops. We have built a tax system that quietly punishes you for working harder and we call it 'fair.'
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His April caption was "rinse and repeat the lessons learned in this campus." Multiple payments landing throughout the first week. Cupping business payments, credit transfers, different income streams all from skills he picked up inside TRW. If you want to learn how to stack multiple income streams, check my bio.
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A 1-bed flat in Zone 3 London now costs £1,800 a month to rent. The average London salary after tax is £2,400. You're paying 75% of your take-home to a landlord for the privilege of being close to the job that pays you. And we wonder why nobody's having kids.
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The job you applied for in March had 1,847 applicants. It paid £29,500. The company took 11 weeks to reply. They hired internally. This is the 'job market is recovering' the news keeps telling you about.
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One day you're 21 with a brand new degree thinking you're about to take on the world. Then you blink and you're 26, in a role you fell into because it was "available," earning enough to survive but not enough to leave. Five years of "just for now" and it became your entire career.
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University is a 3-year holiday that costs £50k and teaches you how to write essays about things that won't make you money. The most successful people I know either dropped out or never went. The rest spent their early twenties learning to drink and came out the other side with a certificate that HR glances at for 3 seconds before asking about experience.
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$2,150 in March from content creation and social media management. Three payments, steady clients. He's not flexing a Lamborghini. He's just quietly building something that pays him every month. If you want to learn content creation and social media management, check my bio.
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The personal allowance has been frozen at £12,570 since 2021. In the same time your wages went up 18% to keep pace with inflation. Which means you're now paying tax on more of your income than ever while your actual spending power is lower than it was 5 years ago. This is called 'fiscal drag' and it's the reason you're working harder for less and feeling insane.
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Nearly 1 in 3 UK adults aged 20-34 still live with their parents. Not because they want to. Because the average rent in any city worth living in eats over half of a graduate salary, and they need every pound they're saving just to have a chance at a deposit before they're 40.
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@dudufolio bro's getting his money's worth
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Your savings account pays 4% interest. Inflation is running at 5.5%. Your money is losing purchasing power every single month while sitting in the bank. Your £10,000 in savings will buy you £9,850 worth of stuff next year. The year after that, less. Every year you "save responsibly" you're getting quietly poorer. And your bank sends you an email celebrating your £33 monthly interest like it's a win.
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Ask yourself why. Why have they let this happen to almost every British town?
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You walked through your old high street last week. Wilko's gone. WHSmith is gone. There's a row of vape shops on one street. A few more are Turkish barbers. There's a kebab shop where the Argos used to be. Half the units have 'TO LET' in the window. The town centre your parents grew up in doesn't exist anymore.
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