Basis Theory

Your routing strategy should have more predictability than a March Madness bracket. 🏀 🏀 Take a practical look at MoR payments, and why they turn into puzzles. Then, the solution is to put all the pieces together. hubs.la/Q047cGqg0 #MerchantOfRecord #MerchantPayments

Agentic commerce = AI deciding what to buy. Agentic payments = infrastructure that executes it securely. Most teams are solving the first. The second is where the real work is. hubs.la/Q046Z4XD0 #AgenticPayments #Agents #Merchants

Shopify’s Payments App docs used to lean heavily on Ruby examples. But what if your Payments App stack is Node.js (like a lot of Shopify merchants and partners)? We ran into that exact gap while supporting an early adopter! hubs.la/Q03Zn2240

🤢🤢 Stale Credit Card Data 🤢🤢 The fix isn't try again later. We break down what "stale" vs. "defunct" credit card data means, and how to stay ahead of it. hubs.la/Q044HMcf0

Shoppable Ads are having their moment. If you're pulling the shoppable ads growth lever, understand what they are, why they work, and what your payment stack needs to support them. hubs.la/Q044QfBk0

Tax season is a great reminder that clarity is a valuable piece of a payment stack. Here’s a practical view of the “ideal” payments stack for 2026 and beyond: hubs.la/Q043rwBX0 #TaxSeason #ProductLeaders #Payments

Working with a full-service PSP? Here's how to maximize your authorization rates to get the most out of a single PSP... hubs.la/Q041rRXt0 #MerchantsPayments #PSP #Payments

The worst form of churn moves in silence. 😯 Everyone talks about “loving their customers” but real care for customers shows up in action: Because sending a “please update your payment method” email isn’t a retention strategy—it’s a last resort. hubs.la/Q042TF2x0

Big month for teams building in payments 👇 ⚙️ Node 22 Runtime for Reactors + Proxy Transforms 🔐 Managed Merchant Keys for Apple Pay + Google Pay ☑️ Elements Improvements + Bug Fixes This update is worth a read! Now, back to work! hubs.la/Q043Z_mR0

Credit and debit cards dominate spending—but so does fraud. Fraud is moving faster than plastic ever could, raising the question: How useful are those numbers on our cards? Our full breakdown ⬇️⬇️⬇️ hubs.la/Q03Zm_v-0

Involuntary churn quietly wrecks CAC payback when customers drop before recovering acquisition costs. A “payment wellness check” is the simplest way to surface the risk. Here’s the checklist (and the architecture patterns) to stay healthy 👇 hubs.ly/Q03Yc9qM0

Valentine’s Day reminder: Nothing breaks a customer’s trust quite like: “Your payment failed.” Treat payments like a relationship, not a transaction. The care shouldn’t stop once the checkout is complete. 💞 hubs.la/Q042TCjM0 #Payments #Tokenization #ValentinesDay

PCI isn’t the problem, PCI ownership is. PCI will always exist; it just doesn’t need to live inside your systems. What's the biggest PCI tax in your organization today? hubs.la/Q03Zn0ps0 #PCImanagement #MerchantPayments #CISO

Cross-border payments require a different operating environment, which is why global merchants are moving to multi-processor setups with geographic routing. We break down why this can help you: hubs.la/Q041rQd20 #GlobalCommerce #Payments #Merchants

📨 Email Can Pull You Into PCI Scope 📤 Email feels safe, but it’s one of the fastest ways to expand your PCI scope. PCI DSS is clear: don’t send unencrypted cardholder data via email. hubs.la/Q041rN960 #PCI #EmailCompliance #Payments

When money moves in seconds, fraud doesn’t get “caught later.” It either gets stopped now or it’s gone. That’s why the EU’s instant payments push isn’t just a rails upgrade, it’s forcing a new fraud posture. hubs.ly/Q03Yc4js0

Multi-processor is table stakes for large merchants. But multi-processor with multiple vaults is where margins go to die. hubs.la/Q03Yckq60 #MerchantofRecord #Payments #TokenVault

PCI isn’t the problem. PCI ownership is. If you’re trying to modernize payments without turning your engineers into compliance firefighters, this is worth a read. hubs.ly/Q03Yc2Fg0 #MerchantPayments #PaymentsEngineering #Product

Expanding into new geographies is rarely blocked by demand. It's blocked by payments performance and cost. Why multi-processor is necessary for geographic expansion 👇 🌎🌏 hubs.la/Q0408Rwk0 #crossborderpayments #globalcommerce #paymentrouting

Iframe swapping shows up when merchants need multi-PSP routing fast. It works, but also creates real constraints. Why teams use iframe swapping and the key trade-offs: speed to launch vs. flexibility and control. hubs.la/Q0408FHJ0 #Payments #Checkout #UX