DFS

भारत की खेती को सशक्त बनाने की दिशा में महिलाएं बन रही हैं बदलाव की असली ताकत एग्रीकल्चर इंश्योरेंस कंपनी ऑफ इंडिया (AIC) द्वारा देशभर में चलाई जा रही कृषि सखी पहल के माध्यम से महिला किसानों को मिल रही है सही जानकारी, सही समय पर। बैठकों, सम्मेलनों और कृषि सखी पाठशालाओं के जरिए वित्तीय साक्षरता और प्रधानमंत्री फसल बीमा योजना (PMFBY) की जागरूकता को हर कोने तक पहुंचाया जा रहा है। कृषि सखी आज बन रही हैं गांव-गांव में बीमा जागरूकता की मजबूत कड़ी सशक्त महिला किसान, सुरक्षित खेती, मजबूत भारत @pmfby @DFS_India #AIC #KrishiSakhi #PMFBY #WomenEmpowerment #FarmersFirst #CropInsurance #FinancialLiteracy #RuralIndia

Modifications in Mutual Credit Guarantee Scheme for MSME (MCGS-MSME)! Boost to manufacturing sector! Big move for Exporter MSMEs!   Government of India MCGS-MSME to expand coverage and with special focus on exporters!   ✔ Upfront contribution of 5% of loan amount made fully refundable to the borrower on satisfactory loan performance ✔ Service Sector MSMEs also included ✔ Special provisions for exporters: ● Guaranteed Loan Amount of upto ₹20 crore gets increased guarantee coverage of 75% ● Reduced upfront contribution of 2% of loan amount and fully refundable on satisfactory loan performance ● Nil guarantee fee in first year and thereafter, 0.50% of loan outstanding every year ✔ Modifications expected to increase credit flow to manufacturing and export sectors #MSMEs #ExporterMSMEs #MakeInIndia #MCGS-MSME #AatmanirbharBharat #ViksitBharat2047 pib.gov.in/PressReleasePa…   @FinMinIndia @nsitharamanoffc @PIB_India @DDNewslive

💠 Government modifies Mutual Credit Guarantee Scheme to Support #MSME Manufacturers and Exporters in line with Budget 2025-26 💠 Modifications Expands coverage, reduces compliance burden, and provides targetted incentives for exporter MSMEs 💠 Loans up to ₹100 crore for purchase of Plant and Machinery / Equipment eligible for guarantee coverage Modifications in the existing “MCGS–MSME” scheme: ➡️ 5% Upfront contribution made refundable, 1% each from 4th year onwards, subject to satisfactory performance of loan account ➡️ Service Sector #MSMEs also included in the Scheme ➡️ Cost of equipment/ machinery reduced upto 60% of project cost (from earlier 75%) Read here: pib.gov.in/PressReleasePa… @FinMinIndia

Increasing the flow of credit to Microfinance sector! Big boost to small businesses!!   Government of India introduced Credit Guarantee Scheme for Microfinance Institutions-2.0 (CGSMFI-2.0)!   ✔ Guarantee coverage to Banks/ FIs against expected losses on the financial assistance extended by them to NBFC-MFIs and MFIs for on lending to small borrowers ✔ Loans amounting to ₹20,000 crore will be guaranteed ✔ Approximately 36 lakh small borrowers are estimated to benefit from the scheme #EmpoweringMFIs #AatmanirbharBharat #ViksitBharat2047   Read more here: pib.gov.in/PressReleasePa…   @FinMinIndia @nsitharamanoffc @PIB_India @DDNewslive

A loan approval letter claims to grant a loan of ₹3,00,000 under Pradhan Mantri Mudra Yojana (PMMY) upon payment of ₹7,699 as Insurance Charge Refund #PIBFactCheck ❌ This letter is #Fake ✅ MUDRA is a refinancing Institution. MUDRA does not lend directly to the micro entrepreneurs/individuals. ✅ Mudra loans under Pradhan Mantri Mudra Yojana (PMMY) can be availed from nearby branch office of a bank, RBI registered NBFCs & MFIs etc To know more, visit: mudra.org.in/FAQ

A website 'onlinemudraindia.co.in' is falsely claiming to offer MUDRA loans by impersonating as officials of the Pradhan Mantri Mudra Yojana (PMMY) #PIBFactCheck ❌This website is #Fake ✅ No agents or middlemen are authorized under MUDRA Yojana. ▶️ PMMY Loans are provided ONLY through Banks, RBI registered NBFCs & MFIs 🚫 Do NOT: * Transfer money to unknown individuals or accounts * Share Aadhaar, bank details, OTPs, or any personal information * Trust unsolicited calls/messages offering guaranteed loan approvals 🌐 For more info about MUDRA Yojana visit: mudra.org.in/FAQ

Statement on HDFC Bank Limited एचडीएफसी बैंक लिमिटेड संबंधी विवरण rbidocs.rbi.org.in/rdocs/PressRel…

#WATCH | SIDBI MSME Samvaad के इस एपिसोड में जानिए कैसे बिज़नेस को माइक्रो, स्माल या मीडियम कैटेगरी में रखा जाता है। निवेश और टर्नओवर दोनों क्राइटेरिया पूरे होने चाहिए तभी सही कैटेगरी तय होती है। देखिए 'SIDBI MSME Samvaad' , शनिवार, 14 मार्च, शाम 7 बजे, सिर्फ डी डी नेशनल पर। यहां देखेः youtube.com/watch?v=epXP06… @sidbiofficial #SIDBIMSMESamvaad #DeshkaPehlaChannelDeshkaApnaChannel

Secretary, Department of Financial Services (DFS) chaired a meeting today in New Delhi with major Non Banking Financial Companies (NBFCs) to discuss targeted points pertaining to the sector. The meeting was attended by senior officials and CEOs of NBFCs, their Self-Regulatory Bodies (FIDC, MFIN, SaDhan), along with representatives from RBI, DoR, UIDAI and DFS. The engagement fostered open exchange of ideas on targeted points Detailed discussions were held with RBI, DoR & UIDAI on sectoral issues, aiming for collaborative solutions through stakeholder consultation. Key Highlights: - NBFCs shared concerns & solutions were deliberated with RBI, DoR & UIDAI - Emphasis on making NBFCs robust, vibrant & financially sound - Focus on serving underserved & new-to-credit customers Secretary, DFS emphasised: - NBFCs need to be more robust, vibrant and financially sound, catering to the needs of underserved and new to credit customers - Workshop with UIDAI & NPCI to educate NBFCs on effective KYC use - SROs to work out a framework of reforms to strengthen the sector Continuing engagement with NBFCs & stakeholders will help resolve issues and further empower NBFCs to meet the credit needs of the economy. @RBI @ceo_uidai

The Indian Banks’ Association (IBA), under the guidance of the Department of Financial Services (DFS), organised a one-day RRB Conclave 2026 titled “Next-Gen Reforms for RRBs – Challenges & Opportunities” in New Delhi on 11 March 2026. The conclave was convened to deliberate on opportunities, challenges, and the roadmap for next-generation reforms for Regional Rural Banks (RRBs), aimed at strengthening them and aligning with the national vision of Viksit Bharat @2047. The event was graced by Shri Ashish Madhaorao More, Joint Secretary, DFS, and was attended by the Chairpersons of RRBs, along with Shri Atul Kumar Goel, Chief Executive, IBA; Shri Goverdhan S. Rawat, DMD, NABARD; and senior officials from the DFS and the Sponsor Banks of RRBs. At #RRBConclave2026, deliberations focused on six key themes: •Banking for Emerging India •Innovation in Agri-financing •Digital & Technology Transformation •Financial Inclusion & Customer EASE •HR Development & Capacity Building for RRBs •Collaborative Approach DFS Joint Secretary stressed strengthening consortium-based approaches, modernizing IT infra & remarked that the perspective of RRBs need to essentially reflect a vision of being a “Bank always available to people in rural areas”. He urged RRBs to boost customer engagement through innovative outreach, peer best practices, vernacular-friendly digital services & structured feedback across digital channels. Deliberations are expected to yield insights on improving governance, operational resilience, tech adoption & HR capacity for stronger RRBs @PIB_India @NABARDOnline @APGVBOfficial @AGV_Bank @theofficial_CGB @BankSarva @hpgbank @keralGBank @mpgb_bank @Mrb_Manipur @Megrrbbank @MizoramBank @nagalandRB1983 @BRKGBANK @OfficialTGBHYD @TTgboa @UttarakhandBank

Kisan Credit Card: Fueling Growth in Agriculture👩🏻‍🌾 Strengthening Farmers’ access to capital 🌟 Key Highlights: 🌟 👩‍🌾 Kisan Credit Card (KCC) provides affordable, collateral-free credit to farmers. 💹 Under the Modified Interest Subvention Scheme (MISS), the loan limit enhanced to Rs 5 lakh, with Rs 2 lakh collateral-free credit per borrower 💳 Over 7.72 crore KCCs accounts active nationwide. 🪪 457 banks onboarded at KCC portal, and 1,998.7 lakh applications received across commercial, regional rural, and cooperative banks. @AgriGoI

India’s digital payments ecosystem continues to expand rapidly, making everyday transactions faster, safer, and more convenient. With UPI emerging as the preferred mode of payment and millions of merchants accepting digital transactions, the country is steadily moving towards a less-cash economy. Digital innovation is strengthening financial inclusion and powering India’s digital future.

EASE 8.0 Reform Agenda Advances Transformation of Public Sector Banks ➡️EASERise Reforms centred on Four Themes: Risk & Resilience, Innovation, Socio-Economic Impact and Excellence ➡️Reforms focus on digital lending, AI adoption, financial inclusion and operational excellence to build resilient and customer-centric public sector banks Read here: pib.gov.in/PressReleasePa… @FinMinIndia #ParliamentQuestion

Government Boosts Credit Flow to #AgricultureSector through Targeted Policy Measures Measures include raising limit of collateral-free agricultural loans to ₹2 lakh, expanding Kisan Credit Card coverage, providing 7% interest subvention, and PM- Dhan Dhaanya Krishi Yojana to strengthen credit access for small and marginal farmers among others Read here: pib.gov.in/PressReleasePa… #ParliamentQuestion @FinMinIndia

Government takes Measures to Increase Enrolment and Ensure Timely Disbursement of Benefits under #PMJJBY 26.79 Crore Beneficiaries and 12.55 Crore Active PMJJBY Policies as on 18.02.2026, 99.95% Claim Settlement Ratio with 0.61–17 Days Settlement Time under the Scheme Financial Inclusion Saturation Campaign was held across the country in 2.70 lakh Gram Panchayats and Urban Local Bodies (ULBs) from 01.07.2025 to 31.10.2025 Jansuraksha Portal helps in Enrolment and Claim Settlement under PMJJBY and #PMSBY Read here: pib.gov.in/PressReleasePa… #ParliamentQuestion @FinMinIndia

The Secretary, Department of Financial Services (DFS) chaired a review meeting with senior officials, Public Sector Banks and the Insolvency and Bankruptcy Board of India (IBBI) to track progress of major IBC cases pending at the National Company Law Tribunal (NCLT). Key highlights: • 20 high-value accounts resolved this year through admission/assignment/disposal at NCLT with coordinated efforts of stakeholders. • Detailed review of 20 major accounts pending for admission and 10 accounts pending for resolution for faster progress. • Banks were advised to adopt a collaborative approach to maximize asset value and improve recoveries. • PSBs urged to minimize adjournments and delays in filing CIRP applications. • CEOs of PSBs advised to closely monitor top pending IBC cases. Focus remains on expediting resolutions, reducing procedural delays, and strengthening recovery outcomes under the IBC framework.