GigaChadNFT

I believe the kids call this “mogging.”

@truthandtesla Reply with a double thumbs up 👍 because you are being driven by FSD

I get flipped off on the daily driving my CT in the portland area. I cannot think of the way I want to respond- but I want to. I usually am just in a state of shock (similar feeling I had when I was 12 on my bike on my paper route when a guy pulled up next to me, honked and exposed himself). I digress. I don’t want to respond with more hate, but with some kind of thought provoking statement, that cuts through it. It can’t be audible because the exchange is so fast. And it has to be clever because it must disarm. Share this so more people can help me figure this out?

How I feel with driving around with FSD

@CGInvesting10 No buying 𝕏 premium until you’ve maxed contributions for the year

Is $600 in my Roth IRA good for a 22 year old?

@niccruzpatane Well idk about you but bring a couple of empty Gatorade bottles and you can hit the FSPee while the car drives you and then you don’t need to stop for a bathroom break!

Even if a Tesla had 500 miles of range, it wouldn’t change the trip much from LA to Yosemite, which is ~310 miles one way. There’s no way someone isn’t stopping at least once during the 5.5 hour journey. The Tesla with the longest range is the Model S AWD with 410 miles. During that one stop you are already taking during the 5.5 hour trip, the car charges, so you aren’t losing as much time as you think, if any. Plus, Yosemite offers many destination charging options, so your car can top off while you’re there, eliminating even more charging time. The biggest thing, @WilliamShatner, is that Tesla vehicles drive themselves. I’ve gone from Toronto to Austin, TX, without ever needing to touch the steering wheel. Over 3,500 miles total. Tesla Self-Driving handles charging and navigation, so you can just relax. The pros of road tripping in a Tesla far outweigh the cons. When you reach Yosemite, you’ll feel way more refreshed since you didn’t have to drive the whole way.

@chickenlittlebi I bet her name is some stupid shit like “Emily”

Hinge should have figured out I’m just looking for my ex by now

@KevinEspiritu I’ve never seen a better take than this

Rye Chip: The wagyu of the bag. Dense, salty, crunchy, and most importantly somewhat rare in a classic bag of Gardetto's, leading to a scarcity flavor boosting psychological effect. Discerning consumers pair a classic bag with a "Special Request" bag of rye chips to balance the ratio. Wheat Chex: Smaller and more dense grid, slightly crunchier than Corn Chex and more flavorful overall. A reliable second to rye chips. Corn Chex: A weaker and less flavorful base grain, but still passable as a random pull from the bag. Mini Breadstick: We've entered "filler" territory now. Decent surface area, holds a solid amount of salt. But more of a palate cleanser in between rounds of the top three. Circle Pretzel: No one comes to Gardetto's for a pretzel, let's be real. Circle is only second worst because it's objectively less pretzel by mass than... Square Pretzel: Absolute F-Tier trash. Pure filler, too smooth and barely even holds salt. Often never leaves the bag amongst sophisticated Gardetto consumers.

@thegarybrecka Carnivore diet

What do you guys want to know more about? Want to make sure I'm checking all of your boxes.

@markcecchini Mark with another banger 🔥

COMMANDER: Alright men, gather round. Your investment account 1099s are ready for tax filing. TROOP 1: Duly noted, sir. Let it be written! COMMANDER: It says here you received interest, well done. TROOP 1: So it shall be. COMMANDER: That's reported on a 1099-INT. TROOP 1: What do I do with it? COMMANDER: You pay taxes on it. TROOP 1: How much? COMMANDER: Your ordinary income tax rate. TROOP 1: What's that? COMMANDER: Whatever tax bracket you're in. TROOP 1: What bracket am I in? COMMANDER: Depends on your other income. TROOP 1: I'm sure that will be easy to determine! Thank you sir. ************************* COMMANDER: I see you also received some dividends. TROOP 2: Great. I love dividends! The people in the town square are always celebrating them. How are they taxed? COMMANDER: Depends. Some are "qualified". Some are "ordinary". TROOP 2: What's the difference? COMMANDER: Qualified dividends are taxed at the capital gains rate. Ordinary dividends are taxed at your ordinary income rate. TROOP 2: What makes a dividend "qualified", sir? COMMANDER: You have to hold the stock for at least 61 days during the 121-day period beginning 60 days before the ex-dividend date. TROOP 2: Was that English, sir? COMMANDER: ... TROOP 2: Can you explain? COMMANDER: No. Also, it must be from a U.S. corporation or a qualifying foreign corporation. TROOP 2: Oh. So what makes a dividend "ordinary"? COMMANDER: Nobody knows. TROOP 2: How do I know which ones I have? COMMANDER: It's on the 1099. TROOP 2: Where? COMMANDER: Box 1a and box 1b. TROOP 2: Which box is the good one? COMMANDER: 1b. TROOP 2: What's in box 1a? COMMANDER: Total dividends. TROOP 2: So I subtract 1b from 1a? COMMANDER: Now you're getting it. TROOP 2: I don't think I am, sir. ************************* COMMANDER: Moving on! Let's review your capital gains. TROOP 3: But I didn't take any money out of my account? COMMANDER: Doesn't matter. Did you sell things for more than you bought them for? TROOP 3: I did. COMMANDER: Then you have capital gains. TROOP 3: Tell me more, sir. COMMANDER: Long-term capital gains are taxed at a lower rate than short-term capital gains. TROOP 3: What's the rate? COMMANDER: 0%, 15%, or 20%. Depends on your income. TROOP 3: Splendid! COMMANDER: Oh, and don't forget about the 3.8% Medicare surtax. TROOP 3: What's that? COMMANDER: If you make over a certain amount, you pay an extra 3.8% on investment income. TROOP 3: On top of the capital gains rate? COMMANDER: On top. TROOP 3: So it's really 23.8%? ************************* COMMANDER: For some people. TROOP 3: Which people? COMMANDER: The ones who make the most money. TROOP 3: That seems like a penalty for doing well. COMMANDER: Moving on! TROOP 3: How long do I have to hold it for long-term? COMMANDER: More than one year. TROOP 3: What if I sell exactly one year after I bought it? COMMANDER: Short-term. TROOP 3: Really? COMMANDER: Has to be GREATER THAN a year. TROOP 3: What if it's a leap year? COMMANDER: I have no idea, soldier. TROOP 3: Is that real? COMMANDER: Nobody knows. ************************* TROOP 1: What if I lost money? COMMANDER: That's a capital loss. TROOP 1: Can I deduct it? COMMANDER: Against your capital gains, yes. Unlimited! TROOP 1: What if I have more capital losses than capital gains? COMMANDER: You can deduct $3,000 against your ordinary income. A great luxury! TROOP 1: When was that $3,000 number last revised? COMMANDER: 48 years ago. TROOP 1: ..... TROOP 1: And what if I have more than $3,000 in net capital losses? COMMANDER: You carry the excess forward to next year. TROOP 1: For how long? COMMANDER: Forever! TROOP 1: So my losses follow me until I die? COMMANDER: Or until you use them. TROOP 1: What happens when I die? COMMANDER: They disappear. TROOP 1: Just... gone? COMMANDER: Poof. TROOP 1: Can I leave them to my estate? COMMANDER: No. But you can leave your heirs property with a "stepped up" cost basis equal to the fair market value on the date of death. TROOP 1: Why? COMMANDER: Nobody knows. TROOP 1: So I should just hold my investments until I die? COMMANDER: No.... ************************* TROOP 2: What's a wash sale? COMMANDER: If you sell a stock at a loss and buy it back within 30 days, you can't deduct the loss. Or if you transacted in the stock 30 days prior to the sale date. TROOP 2: What if I buy something similar? COMMANDER: Define similar. TROOP 2: Like...a different tech ETF? COMMANDER: Maybe a wash sale. TROOP 2: Maybe? COMMANDER: The IRS uses the term "substantially identical." TROOP 2: What does that mean? COMMANDER: Nobody knows. TROOP 2: Has anyone asked them? COMMANDER: They won't say. TROOP 2: Why not? COMMANDER: They like the mystery. ************************* TROOP 2: What's NIIT? COMMANDER: Net Investment Income Tax. TROOP 2: What's that? COMMANDER: An extra 3.8% tax on investment income. TROOP 2: On top of everything else? COMMANDER: Correct. TROOP 2: Who pays it? COMMANDER: Single filers over $200,000 MAGI. Married over $250,000 MAGI. TROOP 2: Is that adjusted for inflation? COMMANDER: No. TROOP 2: It's been the same since...? COMMANDER: 2013. TROOP 2: ... ************************* TROOP 1: My 1099-B has two sections. Covered and non-covered. COMMANDER: Correct. TROOP 1: What's the difference? COMMANDER: Covered means the brokerage tracks your cost basis and reports it to the IRS. TROOP 1: And non-covered? COMMANDER: You're on your own. TROOP 1: Why wouldn't they track it? COMMANDER: You bought it before 2011. TROOP 1: So they just... don't know? COMMANDER: Correct. TROOP 1: Does the IRS know? COMMANDER: No. TROOP 1: Do I know? COMMANDER: Nobody knows. ************************* TROOP 2: My cost basis looks wrong. COMMANDER: Did the stock split? TROOP 2: Maybe? COMMANDER: Did you reinvest dividends? TROOP 2: I think so. COMMANDER: Did you inherit it? COMMANDER: Part of it. COMMANDER: Did you transfer it from another brokerage? TROOP 2: Twice. COMMANDER: Was the cost basis transferred correctly? TROOP 2: How would I know? COMMANDER: You wouldn't. Until you sell it and the IRS sends a nastygram. TROOP 2: What does the letter say? COMMANDER: "We think you owe us $47,000." TROOP 2: What if they're wrong? COMMANDER: Prove it. TROOP 2: How? COMMANDER: Find your trade confirmations. TROOP 2: From when? COMMANDER: 1987. TROOP 2: I wasn't alive. COMMANDER: Sounds like an excuse. ************************* TROOP 3: What if I just use whatever the brokerage says? COMMANDER: You can. TROOP 3: Is it accurate? COMMANDER: Sometimes. TROOP 3: What if it's not? COMMANDER: Still your fault. TROOP 3: How is that my fault? COMMANDER: It's always your fault. ************************* TROOP 3: I got some interest from Treasury bonds. COMMANDER: Ah. That's exempt from state tax. TROOP 3: Nice. COMMANDER: But not federal. TROOP 3: Okay. I thought it was exempt from Federal? COMMANDER: No, that's municipal bonds. TROOP 3: Then it's exempt from federal? COMMANDER: Usually. TROOP 3: And what about State taxes? COMMANDER: Only if it's a municipal bond issued in your resident state. TROOP 3: It is written! ************************* TROOP 1: I got a 1099-B from my brokerage, but I also got a supplemental information document. COMMANDER: Right. TROOP 1: Why is it separate? COMMANDER: It just is. TROOP 1: Do I need it? COMMANDER: Only if you want to know whether you made or lost money. TROOP 1: Shouldn't that be on the 1099? COMMANDER: Some of it is. TROOP 1: And the rest? COMMANDER: Supplemental information document. TROOP 1: Why? COMMANDER: You sold stock obtained by vesting RSUs. TROOP 1: So they don't know what my cost basis is? That's why it says "$0"? COMMANDER: Correct. ************************* TROOP 2: A messenger has arrived on horseback for me with a letter. A new 1099! It says "corrected" on it. COMMANDER: Yeah, that happens. TROOP 2: But I already filed my returns, sir. COMMANDER: That's unfortunate. TROOP 2: What do I do? COMMANDER: You amend. TROOP 2: How long does that take? COMMANDER: 16 weeks. TROOP 2: Is it actually 16 weeks? COMMANDER: No. TROOP 2: How long is it really? COMMANDER: Nobody knows. TROOP 2: What do I do in the meantime? COMMANDER: Wait. COMMANDER: And hope. ************************* TROOP 3: What about crypto? COMMANDER: (stares into the distance) TROOP 3: Commander? TROOP 3: What if I swapped one crypto for another? TROOP 3: What if I moved it between wallets? TROOP 3: What if I staked it and earned rewards? TROOP 3: What if the reward went down in value right after? COMMANDER: .....That's between you and God. TROOP 3: Does God know? COMMANDER: He's not telling the IRS. ************************* TROOP 1: Can I just put it all in a savings account and avoid this? COMMANDER: You'll get a 1099-INT. TROOP 1: What about under my mattress? COMMANDER: Inflation. TROOP 1: What about gold bars? COMMANDER: Collectibles cap gains rate. 28%. TROOP 1: That seems high. COMMANDER: It is. TROOP 1: What about... COMMANDER: There's no escape. TROOP 1: Which one's the easiest? COMMANDER: They're all hard. TROOP 1: Which one's the shortest? COMMANDER: Doesn't matter. You'll still get it wrong. TROOP 2: I think I'll just pay someone to do this. COMMANDER: Smart. TROOP 2: Will they get it right? COMMANDER: Maybe. TROOP 2: .... TROOP 2: What if I had investment income and sold things in an IRA or 401(k) account? COMMANDER: Then literally none of this applies. END SCENE

@markcecchini My firm uses eMoney, Holistiplan but I haven’t heard much about Addepar or Monarch, what kinds of deliverables are you making with those?

Core planning and investment items I'm focusing on right now: -Custom direct stock index (long only and long/short) -AQR onboarding (going through investment memo process) -Concentrated stock position management with options overlay, exchange fund replication, traditional exchange funds -Capital gain mitigation via 351 ETF conversion -Portfolio lending via securities-backed LOC, box spreads, short-term margin -Donor-advised fund, direct giving of highly appreciated stock, and CRT/CLT charitable planning -1031 exchanges for investment property -Qualified Small Business Stock (QSBS) for early tech companies and small businesses -Tandem exercise for NSO and ISO in the same tax year -ISO AMT management given OBBB changes to thresholds, plus AMT credit recapture for previously exercised ISOs -Total lifecycle event management for pre- and post- liquidity events (tenders, IPOs, M&A transactions...see my liquidity event planning visual series) -Creating institutional cash reserves/safety capital war chest that includes high-yield ETFs, money market funds, T-bills, and/or municipal bonds / muni money market for high tax brackets & high tax state clients -Investing in liquid alternatives and/or private investments in ways that aren't directly correlated to the bulk of a clients' wealth -Custom structured notes with attractive risk/return tradeoffs or yield profiles -Lifetime tax planning using multi-year or multi-decade tax projections -Using Monarch Money, eMoney, Holistiplan, and Addepar to deliver financial deliverables in real time .......

“Blades Brown” is such a great golf name

@markcecchini Is LSDI not available to $NVDA employees?

for my $NVDA employee clients, this is the reality they are living in: -Publicly traded, but comes with restrictions -Massive underlying capital gains -Concentration risk (including overlap with US funds) -No direct hedging per trading policy -No pledging as collateral for securities lending -No exchange funds accepting new NVDA So what ~can~ they do? -Simply cash out and pay the tax -Systematic selling of strategic tax lots -Indirect hedging against other investments -Charitable giving (DAF, CRT/CLT, direct gifts) -Section 351 ETF exchange (limited by % of basket limit) -GRATs (Grantor Retained Annuity Trusts) -10b5-1 plan if needed for specific role / restrictions -Offset current gains with losses from tax-aware long only and long/short direct indexing -Exclude NVDA from rest of portfolio / custom index holdigns

@DirtyTesLa This video must be AI cuz @RealDanODowd assured me that FSD doesn’t stop for trains…

FSD 14.2.2.2 waits for training crossing

@Barry10R @Tesla I got the same issue. Hopefully fixed in 14.2.2.1

Oh god they brought back the crazy nag on TSLA FSD 14.2.2 , can’t even look away for a second. DO NOT UPGRADE IF YOU ARE ON 14.1 or 14.2!!!! First drive in I already got disabled @Tesla please fix this

@DevinOlsenn @Tesla_AI @yunta_tsai @DevinOlsenn I just used 14.2.2 but couldn’t get hands free mode to start. Was always the classic nag. Did you ever experience that?

Sheeesh the folks @Tesla_AI are burning the midnight oil during the holidays. 🎅🧑‍🎄 Can someone tell me if this warrants a new first impression video 😂 @yunta_tsai

Didn’t know Jensen Huang knew ball like that

@DevinOlsenn Camera B and keep the zoom

Here is my V14.1.4 review - but moreover it is my review of V14 to date and as well a guide for any V14 newcomers. I try and go through everything new in V14 and talk about what it does good and what it struggles with today. This is part 1 since the video ended up being longer than I had anticipated, part 2 will be out tomorrow. Enjoy! Chapters for easy viewing 00:00 Intro 00:26 New camera - let me know which you prefer 00:56 Brake hesitation 01:11 Brake hesitation turning left 01:21 V14.1.x is out for nearly 50% of eligable HW4 vehicles 02:09 As incredible as V14 is, it is not as refined as V13 03:11 If you are an FSD enthusiast download V14 04:21 What does V14 struggle with 05:26 What is new in V14? 06:01 Speed profiles in V14 09:21 Destination Parking Example 10:31 Supercharger navigating 11:31 Re-cap on the speed profiles 13:06 I wish you could make your own speed profile 14:16 Auto-Steer and TACC are back now, but different 15:31 Emergency Vehicle Behaviour 16:36 Destination Parking Issue 17:21 Arriving at supercharger 18:01 Tap to start Self-Driving 18:26 V14 is SO much better in parking lots 19:56 GREAT job by the car moving through traffic 20:41 Stopping for a vehicle when we should not have 21:21 Stopping for a pedestrian when we should not have 22:01 Driving through lots of construction 22:26 Issue - Slowing for a construction worker 23:11 You cannot set a max speed anymore 23:51 All the profiles are much better in V14 25:31 Smart Summon Changes? 27:05 Does V14 need a front bumper camera? 28:56 Driving on dirt road and destination parking

@jeremyjudkins_ @swolling_flyguy Same song talked about self driving cars 😉

@swolling_flyguy Plus she said never enter through the back door in one of her songs so I’m not interested

I’ve never understood the worship of just having a body that required no work to achieve other than not eating much. Waiting to be called fat by unoriginal gays and chicks……………..

@jimcramer It’s over

Don't be small-minded: tesla is about robots, full self driving, the future. Give him his package