Michal Hyka

🚨 KNOW: Why Brad Garlinghouse Is The Greatest CEO In Blockchain And Payments History. 👀 Everyone knows the name. Almost nobody understands what he actually pulled off. 👇 → He took on the U.S. Securities and Exchange Commission and won. Not settled. Won. Judge Torres ruled $XRP is not a security when sold on exchanges, a decision that reshaped digital asset law for the entire industry, not just #Ripple. → He admitted they almost shut the company down when the SEC sued. He didn't. He fought for four years while every competitor watched from the sidelines hoping #Ripple would take the bullet for them. → He was named 2026 Business Leader of the Year by the Harvard Business School Association of Northern California. Not by crypto Twitter. By Harvard. → Under his leadership, #Ripple secured over 75 regulatory licenses worldwide, including full MiCA authorisation across all 30 countries of Europe. → He got conditional OCC approval for a national trust bank. No crypto-native company had ever done that. → He spent $3.7 billion on acquisitions with surgical precision. Hidden Road for $1.25 billion, now #Ripple Prime, wired directly into DTCC's $114,000,000,000,000 clearing system. GTreasury for $1 billion, now Ripple Treasury, serving American Airlines, Coca-Cola, and Subway. → He led a $25 million investment into Bitnomial in 2024. Kraken's parent later agreed to acquire it for up to $550 million. Roughly a 22x return in 18 months. → He secured BNY, the oldest bank in America with $53 trillion under custody, as the custodian of RLUSD reserves. → And through all of it, he never abandoned the thesis. While others chased financial engineering and leverage games, he kept repeating one thing: utility drives long-term value. Here's what most people miss. Garlinghouse didn't build #Ripple into a crypto company. He built it into a regulated financial institution that happens to run on blockchain. That's why banks talk to #Ripple. That's why governments partner with Ripple. That's why DTCC, BNY, Mastercard, and JPMorgan all sit in rooms with Ripple. He played a decade-long game while the market obsessed over quarterly candles. They tried to destroy him. He built an empire on top of the wreckage. Liked what you just read? Follow @RippleXity and never miss the $XRP deep links others overlook.

🚨 JUST IN: #Ripple almost shut down. Brad Garlinghouse just admitted it. When the SEC sued them, they seriously considered ending the company. They didn't. They fought the U.S. government for four years. And they won. $XRP ruled not a security. The SEC dropped the case. Now look at them: → Conditional approval for a national trust bank → 75+ regulatory licenses worldwide → RLUSD reserves custodied by BNY, the world's largest custodian → #Ripple Prime wired inside DTCC's $114,000,000,000,000 clearing system → Full MiCA authorisation across all 30 countries of Europe They tried to kill Ripple. Instead, they forged it. Liked what you just read? Follow @RippleXity and never miss the $XRP deep links others overlook.

👀 STILL DOUBTING? 👀 People keep saying XRP has no institutional interest. Interesting… 🔹 BlackRock 🔹 Vanguard 🔹 Fidelity 🏛 JP Morgan 🏛 Bank of America 🏛 Goldman Sachs 🏛 Citibank 🏛 HSBC 🏛 Santander 🏛 UBS 🏛 Deutsche Bank 🏛 BNY Mellon 🏛 Standard Chartered 📂 Grayscale 💳 Mastercard & Visa 📉 Nasdaq & ASX 🌐 Ripple Liquidity Hub 🚀 100+ ODL payment partners 🏢 MUFG, Westpac, QNB, CIBC, SEB & more 🌍 World Economic Forum ⚖️ Bank for International Settlements 🔄 SWIFT 💵 World Bank 📚 International Monetary Fund 🇪🇺 European Central Bank 🇺🇸 Federal Reserve collaborations 🇬🇧 Bank of England 🇮🇳 Reserve Bank of India 🇸🇦 Saudi Central Bank 🇸🇬 Monetary Authority of Singapore 🇦🇪 Dubai International Financial Centre 🌎 BRICS discussions 🇶🇦 Arab Monetary Fund Yet some still call XRP “just another crypto.” The gap between perception and reality keeps getting wider.

Japan will be the first to adopt XRP. This could potentially “set the stage” for the price of the DTCC’s tokenized securities. Yes, the price needs to be set beforehand so that the DTCC can settle in real time.

Bullish

🔥BULLISH: ROBINHOOD CEO EXPLAINS WHY CRYPTO IS THE FUTURE “I believe that the future of crypto is in real-world assets.” “If an asset is not tied to an underlying utility, it’s not a productive asset.” “Everything that is running on traditional rails will eventually become on-chain, tokenized.”

JUST IN: XRP confirms Golden Cross on the 1H chart, extending gains toward $1.17 — Golden Cross formed near $1.04 (Jul 1) — Price +12.5% since cross — Trading above Ichimoku, bullish structure intact — Key resistance: $1.18–$1.20 (year-long downtrend trendline) A confirmed close above $1.18–$1.20 would mark XRP's first structural break of its 12-month downtrend.

Such a well-done XRP documentary.

When XRP moves up, it moves up FAST.

If you or anyone has ever tried to build custody systems like what XRP has; built compliant tools with high security, built custody with auditing and regulation, you would know how very complicated,,time consuming and high risk it is. Ripple custody, allows companies wishing to build digital asset infrastructure to outsource it all, we talking millions of dollars in costs to keep these systems maintained. It's like a company like say like Walmart building their own cell towers to provide phones for staff. You don't, and same reason why Walmart will never use XRPL or ETH network directly. Furthermore, certifications like Iso20022/27001, SOCII, CFT, AML, etc are not grants to foundations or networks, they are granted to companies who have an enterprise grade capability. That's why Ripple, XRP, and XRPL are so special and well placed.

Brad Garlinghouse: "Our customers are banks, financial institutions, and payment providers - We use XRP to facilitate those transactions!" BANKS 🤝🏼 #XRP

🏛️ RIPPLE IS OFFICIALLY MiCA COMPLIANT. 🚨 @Ripple secured their CASP license in Luxembourg on June 23. 30 European countries. Full regulated payment services. One $XRP infrastructure. 83% of EU crypto firms couldn't even get licensed. Let that sink in..

People read all sorts of XRP garbage and believe it, well, this post is excellent, and explains how "RLUSD/XRP" pair drives XRP usage (note XRP is the denominator!). Read the full 🧵 it's worth it 👇

The future of payments will be multichain, interoperable, and built on institutional-grade blockchain infrastructure. Our focus is simple: continue making the XRPL the leading blockchain for institutional payments – and a natural home for the next generation of key regulated stablecoins – while growing the utility and adoption of $RLUSD and $XRP around the world.

Financial engineering doesn’t drive long-term value. Utility does

EVERYTHING BLED LAST WEEK. BTC ETFs: -$1.79B. ETH: -$273M. SOL: -$3.8M 📉 XRP ETFs? +$22.99M IN NET INFLOWS. 🫡 WHILE THE REST LEAKED, INSTITUTIONS KEPT BUYING $XRP

🚨 JUST IN: The world's money just got a new router. Dollars, euros, yen, rupees, pesos. None of them settle directly. They crawl through banks for days. $XRP is the neutral bridge they all cross in 3 seconds, for a fraction of a cent. One asset. Every corridor.

🚨BREAKING: Japan will classify $XRP as a financial product by Q3, 2026!

Ripple is building an ecosystem, not a single product A few years ago, Ripple consisted of: XRP RippleNet Today, we’re talking about: XRP Ledger RLUSD Ripple Payments Ripple Custody Ripple Prime Ripple Treasury Tokenization Institutional custody Enterprise liquidity All of this revolves around the same infrastructure.

🚨 LATEST: XRPL Flips Ethereum for $RLUSD Domination 🚨 The XRP Ledger has officially overtaken Ethereum as the largest host of Ripple USD ($RLUSD) supply for the first time ever! 🔥My Prediction: 6 Mo Estimate at current market adoption growth $RLUSD to 6-7 Billion due to Massive European & Asian B2B adoption via MiCA 📊 The Current Split: XRPL: $801M Ethereum: $795M This is a massive structural milestone for the XRPL ecosystem, proving that native institutional liquidity is rapidly locking into Ripple's home turf.