Here is the budget template we use as a couple to manage our finances in-house. Credit to Babi, it details how we manage personal spending and stay financially honest without losing individual autonomy: booksarebloodyboring.com/products/the-c…
In 2020, I almost went broke. I didn’t earn a penny for the whole year. I repeat — a whole year. 2020 was a year to be grateful for life. Still, the world shut down, businesses tightened their purses, and my bank balance said, “Good luck.”