Swift

What will the financial system of tomorrow look like? According to Nick Kerigan, our Head of Innovation, three transformative forces are converging: tokenisation, AI and quantum computing. While technology will reshape how finance operates, some fundamentals will remain unchanged. Trust, high-quality data and common standards will continue to underpin any future financial system. What comes next will combine new capabilities with trusted foundations to deliver better outcomes for customers. Read Nick's latest perspective: lnkd.in/eir-ZgQJ #Innovation #AI #Tokenisation #Payments

New technology alone isn't enough to transform finance. It also needs trust, interoperability and global reach. That's what makes Swift uniquely positioned. Our shared ledger is being added to infrastructure already trusted by more than 11,500 financial institutions across 200+ markets, combining the potential of tokenised transactions with the security, resilience and operational excellence the financial industry relies on every day. Built in collaboration with the global financial community, the ledger will support 24/7 cross-border transactions using tokenised deposits while helping institutions adopt new forms of digital value at scale. 👉 Learn more in our latest article: lnkd.in/eAMygpUW #SwiftLedger #CrossBorderPayments #Tokenisation

🏁 In football, speed makes all the difference. In payments, it does too. Payments today are faster, more secure and more efficient than ever. However, behind every transaction, there can still be delays, costs and inefficiencies that often go unnoticed. If we want to improve the system, we first need to understand where those frictions exist. Our Payment Optimisation Playbook brings them to light, turning hidden challenges into actionable insights. Download the report to understand how “last mile” frictions impact industry speed goals and how we can work together to overcome them: lnkd.in/ejB2k6Vq #Payments #Data

Everyone agrees on what better cross-border payments should look like. The real challenge is making it happen consistently, at scale. Nasir Ahmed, Global Head of Swift Payments Scheme, discusses the impact central banks can have at translating global ambition into domestic delivery. Read now: lnkd.in/etjSvBBD #CrossBorderPayments

Implemented in 9 months. Global from day one. Swift's blockchain-based ledger is ready for use, with ANZ, BNP Paribas, BNY, Citi, DBS Bank, First Abu Dhabi Bank (FAB), FirstRand, HSBC, Itaú Unibanco, Lloyds Banking Group, Mashreq, MUFG, OCBC, Standard Chartered, UBS, UOB and Wells Fargo preparing to pilot 24/7 tokenised cross-border payments. This is a significant step towards scaling tokenised finance powered by the standards, security and global reach the industry relies on. By combining distributed ledger technology with Swift’s secure messaging network, the ledger: -Enhances liquidity efficiency -Improves cash flow visibility -Enables seamless token recognition What’s next? This is the first use case. The ledger creates a foundation for future innovation in areas like programmable money and agentic commerce, and we're continuing to explore more use cases with our community - helping to take tokenised money closer to scalable, real-world adoption. Find out more: lnkd.in/eAucE_cJ #Ledger #Tokenisation #CrossBorderPayments

Unstructured addresses are being phased out in cross-border payments, but why? Structured address data enables: • Greater straight-through processing • More effective compliance screening • Enhanced transparency across the payments chain For financial institutions, corporates and infrastructures alike, the priority is clear: prepare early, ensure data readiness and avoid disruption. lnkd.in/eQGAVmsT #ISO20022 #Payments

75% of cross-border payment on our network reach beneficiary banks within 10 minutes, exceeding the G20 goals for cross-border payments. But sending money internationally isn’t just about speed. It’s also about the end-to-end experience customers receive. While significant progress has been made, challenges remain at both the first stage and the last mile of the payment journey. That's why we're advancing a payments scheme – a market-wide framework with harmonised rules designed to deliver faster, more transparent, and more predictable cross-border payments at a global scale. Because improving payments isn't about fixing one part of the chain - it's about making the entire journey work seamlessly. Find out more: lnkd.in/enPSaX2q #CrossBorderPayments #SwiftScheme

In the financial system of tomorrow, what changes, what remains, and what’s essential? “My visualisation?” says Nick Kerigan, Swift’s Head of Innovation. “A system built on trust, programmability and intelligence that uplifts the experience of every customer, whatever financial service they choose to use.  And one in which customers need not think about the financial service at all – just the outcome they wish to achieve.” Read now: swift.com/news-events/pe… #Innovation #CrossBorderPayments

In a world of constant change, how do we ensure the right conversations are taking place? Collaboration between policymakers and industry participants has never been more important. That’s why last year we launched the Policy Lab – a dedicated forum for open dialogue between regulators, standard-setters, industry associations and international financial institutions. This year, we’re continuing the conversation across key global moments – from Zurich to Istanbul, Kuala Lumpur and beyond, culminating at @Sibos in Miami, where perspectives from across the ecosystem come together. Because shaping the future of finance requires not just innovation, but alignment. Find out more: lnkd.in/ekndssNk #PolicyLab #Finance #Interoperability

What progress have we collectively made through the Swift payment scheme so far? As Nasir Ahmed highlights, momentum is building: - As of today, 34 banks globally have committed to go live with the Swift payments scheme by the end of June, with over 70 committed to go live by the end of this year - Initial coverage across 11 receiving countries and 30+ market corridors - 5 of the top 10 global remittance markets included, and with go-live taking place in June, these corridors open for real-world payments. That means greater transparency, predictability and enhanced traceability. And that’s just half the story. As Avalon Ingram explains, customer expectations are changing, with cross‑border payments increasingly expected to be 24/7 and real‑time. This shift calls for greater coordination across the system. This is where the Swift ledger comes in – introducing a shared orchestration layer for interbank cross-border payments at scale, developed with over 40 institutions globally. See how our scheme and ledger initiatives are progressing and delivering real-world impact: lnkd.in/e37WcEvP #CrossBorderPayments #SwiftBlockchainLedger #SwiftScheme

Swift is a network of thousands of institutions worldwide, making it possible to move value seamlessly around the world. We’re now collaborating across that network to raise the bar for cross-border payments on current and future rails. Discover what’s next and how we’re helping shape it: lnkd.in/eYTQ8VyS #CrossBorderPayments #SwiftBlockchainLedger #SwiftScheme

📅 ISO 20022: A key deadline is approaching for cross-border payments. From November 2026, fully unstructured postal addresses will no longer be supported in CBPR+ messages – payments risk being rejected or delayed if not compliant. This change is a community‑driven standards evolution, endorsed through the formal maintenance process and country vote, and directly supports the G20 goals of improving data quality and transparency in cross‑border payments. Prepare early and ensure data readiness: lnkd.in/eQGAVmsT #CrossBorderPayments #ISO20022

Entries are closing soon for the Swift Hackathon 2026! This year, we’re looking for solutions that can help scale digital assets globally. Could your team present to industry leaders at @Sibos in Miami? Don’t miss your chance, register before submissions close: lnkd.in/eEF4wYE8 #SwiftHackathon #Sibos #Innovation

Is everyone talking about the same thing when they say “interoperability”? It’s a word we hear everywhere – in conversations about tokenisation, digital assets, instant payments and blockchain-based infrastructure. But its meaning often shifts depending on who you ask. At Swift, interoperability is about more than connectivity. It’s about delivering choice and convenience – safely, and at scale. By reducing fragmentation and complexity across the financial system, we can help enable a more seamless global experience. Find out more: swift.com/news-events/pe… #Interoperability #DigitalAssets

We’re pleased to welcome Michael Manos as Chief Information Officer at Swift. Bringing over three decades of experience leading large-scale technology organisations, Michael will play a key role in advancing our platform strategy – enhancing resilience, security and innovation in support of the global financial ecosystem. In this role, Michael will oversee our focus on post-quantum cryptography, our response to frontier AI, and our multi-year roadmap to adopt new cryptographic standards – ensuring interoperability and uninterrupted service as the threat landscape evolves. Javier Perez-Tasso, our Chief Executive Officer, said: “As the financial and technological landscape continues to evolve, Michael will lead our efforts to further strengthen the resilience and security of our platforms, as we embrace digital technologies and enable responsible innovation.” We look forward to this next chapter. lnkd.in/eyCceiTq #Leadership #FutureOfFinance #Innovation #Swift

Ready to help scale digital assets globally? Registrations are now open for the Swift Hackathon 2026. As digital assets move into mainstream use, the ability to scale securely across platforms is essential. This year's Swift Hackathon challenges participants to tackle exactly that. Sign up by 22 June. Winning teams will present their solutions at @Sibos 2026 in Miami. Don’t miss out! Register now: lnkd.in/eEF4wYE8 #SwiftHackathon #Sibos #Innotribe #DigitalAssets