PSA: is Zelle crashing for you in your Schwab or other banking app?
You need to update your contact permission privacy from Limited Access to None or Full.
Settings > Privacy & Security > Contacts > Schwab
It should NOT look like this screenshot:
Be more concerned with your character than your reputation, because your character is what you really are, while your reputation is merely what others think you are" John Wooden, Legendary UCLA Basketball Coach