Kasu

"More people will be able to access wealth management." a16z's @meigga, two days ago. Private credit at banks: $1M min, 1 yr lock, 8%, bank keeps spread. Private credit on Kasu: $500 min, 16% APY, no accredited investor rules. Private Credit. Public Access. kasu.finance

Tough times at DeFi High. $180M in bad debt built on hidden dependencies, bridges, wrappers, rehypothecation. Kasu is built differently. Isolated credit. Real underwriting. High credit-worthy business borrowers. Zero losses. If you can’t trace the risk, you’re holding it.

Two months of silence. Not because nothing was happening: $8M TVL, $17M originated, zero capital losses. Three tranches live, 14 to 22%. Some teams post updates. We just quietly built the best risk-adjusted yield in private credit. Start earning today kasu.finance

Happy Lunar New Year. May the Year of the Horse bring momentum, resilience, and compounding prosperity. 提前给大家拜年啦㊗️大家2026丙午安康, 马年大

New year. New regime. The Australian Reserve Bank's December rate hold made it clear... Higher for longer is not a phase. It is the operating environment. Cash at 3.60%. Inflation risks skewed up. Cheap money is not coming back anytime soon, likely not before 2026. This is not a problem... It's an opportunity. Australia - and the world - is in a private credit moment. Banks are pulling back. Non-bank lenders are stepping in. Yields are strong. Volatility is lower than public markets. Capital is moving. HNWs, family offices, and institutions are already rotating. Away from rate-sensitive growth. Toward secured, income-producing private debt and real assets. With 10-year yields pushing 5%, this is not a short trade. It is a multi-year reset in how capital is allocated. The rotation is already underway. Get off the rollercoaster and make 2026 the year of steady gains. kasu.finance

Merry Christmas from Kasu...

You can now find Kasu on @DefiLlama with full TVL tracked on- & off-chain. This is a single source of truth and shows traction that is measurable, auditable, and growing. A small milestone, but an important one. Real yield should be visible. Now it is. defillama.com/protocol/kasu

Strong list. Most people selling “RWA magic” won’t touch these truths. At Kasu we treat RWAs as what they are: credit businesses first, blockchain second. - Daily reporting not monthly PDFs. - Real underwriting not risk scores. - Yield tied to cashflow, not vibes. - No fake liquidity promises. - Buffers for when defaults actually happen. RWA only works if you take the TradFi parts seriously. Most don’t. We do.

I and we spend a lot of time talking about the upside transparency, real yield, real assets, better systems but there’s a whole other side to this that people pretend doesn’t exist. Here’s the stuff nobody wants to admit 1. RWAs still rely on humans. Smart contracts don’t collect rent. Oracles don’t chase late borrowers. There’s always an offchain human link somewhere. And humans… screw up. Or lie. Or disappear. 2. If the reporting is slow or messy, everything falls apart. You can have the best protocol in the world. If the property manager doesn’t send reports on time? Or if the credit fund only updates numbers monthly? The whole “onchain transparency” dream collapses instantly. 3. Tokens can still go to zero even if the asset doesn’t. People hate this one. But it’s real. If the token isn’t tied to fees, cash flow, or actual economics the real estate can be booming while the token bleeds out. 4. Liquidity is fake until the market actually wants your asset. Everyone loves tokenization until it’s time to sell. Then they learn the truth: blockchains don’t magically create buyers. 5. Default risk is still default risk. A borrower missing payments hurts the same whether it’s onchain or off. Blockchain doesn’t stop recessions, layoffs, or bankruptcies. 6. Regulation can flip the entire sector overnight. New rules, new disclosures, new licensing. One bad headline and half the space has to pause issuance. 7. Oracles can be compromised. If the data feed lies, the chain just believes it. Blockchains don’t know what is true, only what they’re told. 8. Most teams still haven’t figured out value capture. TVL goes up. Partners go up. Asset count goes up. Token stays dead. This is where 90% of the frustration comes from. 9. RWA “risk models” are still very immature. Some teams use actual credit models. Others are basically guessing. 10. If transparency isn’t real, the whole sector becomes 2008 onchain. Bad loans hidden inside good loans. No one checking the underwriting. Yields with no risk pricing. Everyone chasing numbers that don’t make sense. We’ve already seen this movie.

Crypto wiped $1.3T since October, but the signal isn’t price, it’s flows. ETFs bleeding. Liquidity vacuum. Funding, OI and skew at extremes you see near exhaustion. This bounce is likely oversold mechanics, not a reversal. Trade the noise if you want, but wealth is built on patient positioning and reliable yield, not hoping for a V-shape. The highest risk-adjusted yield you'll find is right here: kasu.finance

Crypto is bleeding out again. ETH is down ~40% from its peak, ETFs are posting daily outflows, and the last big buyer, BitMine, is looking shaky. They hold 3.56m ETH, nearly 3% of supply, yet sit on ~$3B in paper losses with mNAV collapsing toward 0.8. Peter Thiel’s Founders Fund dumped half its position. ARK and JPMorgan doubled down. The market is split because the model itself is cracking. BitMine’s entire “5% of ETH supply” plan now hinges on burning $600M cash reserves, selling stock via ATM issuances, and squeezing a sub-3% staking yield that’s already negative carry vs Treasuries. Meanwhile the structure bleeds: multi-layer fees, huge comp packages, advisors, promoters... all extracting more than ETH staking actually earns. Zoom out: ETH ETFs are net negative. On-chain fund flows have stalled. Treasury buyers are tapped. Liquidity is thinning. So the real question is simple: Where does sustainable yield actually come from? Not from DATs. Not from ETF inflows. Not from “5% alchemy.” It comes from cash-flowing private credit, where returns aren’t dependent on crypto sentiment, NAV premiums, or narrative flywheels. Kasu delivers exactly that: clean, transparent, 15–25% institutional-grade APY backed by real borrowers and real repayments, not hype. If you want your stables to survive this market and actually earn, then put them where the yield is real. Kasu. kasu.finance

XDC's TVL is increasing regardless market's price situation and volatility. $20mil so far in TVL and climbing.. Surge Program Epoch 001 proves that there is a demand from LPs to get into the chain led by @CurveFinance, @XSwapProtocol, and @okutrade, with a combined gain of over $7 million. The majority of deposited assets are in USDC, scrvUSD, WXDC, and CGO, respectively, which shows one of the first instances of traction of stablecoins, especially @USDC, on the network. I'm so bullish on the next Epochs when Money Markets start to get deployed on the network and further one-click deposit RWA vaults with DeFi exposure. RWA is a market, and its landscape is insane and huge. We aim to make XDC the primary settlement layer and infrastructure for private credit, with different risk tiers, as developed by @KasuFinance and other partners to be announced. We're on the 3rd week of the Surge Program, next week we will probably have an RWA surprise 👀 Not financial advice | All personal opinion

@zeroxbeny @CurveFinance @XSwapProtocol @okutrade Since @XDCNetwork invested in Kasu, we've been working very hard behind the scenes to setup the rails for the XDC ecosystem of users to have seamless access to Kasu's industry leading yields. Early days but good things cooking...

@EnisKorp Kasu hasn't launched it's token yet. All investors are kept up to date through private channels.

@KasuFinance Were are my damn vesting tokens

The rich don’t need the next hype cycle. They turn volatile wins into stable income. They protect the principal, then stack predictable returns on top. Boring? Maybe. The path to wealth? Absolutely. Earn 16%+ from high credit-worthy companies today. kasu.finance

Great write up. The black box challenge is still very real in on-chain private credit lending. Once funds are lent, most people have no idea how their funds are being used or what risks they are facing. We're trying to change that at Kasu. A new lender dashboard will be live in the coming weeks, bringing granular-level insights into how every dollar is being used - and by whom. No covenant reporting 'in arrears', real time insights and data as it happens. This will be a first in RWA and also in TradFi.

@CryptoTiMb3R @cryptocreditguy @ZeusRWA Many thanks for your kind words :) No TGE yet. Hopefully the stars will align soon though...

@cryptocreditguy @ZeusRWA Somehow I just discovered KASU and @KasuFinance 👀. I thought CREDI was basically the only project working on this field. Boy was I wrong. KASU looks huge 🙌 I need to research it more. Has there already been a TGE?

The man @ZeusRWA brings the heat every time

Many thanks to André Casterman and the team at @TFDInitiative for hosting Boris Redfern to discuss Kasu tech’s impact on receivables finance. Tokenisation is no longer theory. It is being implemented across trade finance, private credit, and short-tenor receivables markets.

@henddd_d kasu.finance

@KasuFinance Where can I read more about Kasu’s credit yields?

Is the top in? If Bitcoin’s 1064-day bull / 364-day bear rhythm holds, we’re right on schedule. The charts below show we could be at the 2025 cycle peak. Every run ends the same: euphoria → drawdown → quiet accumulation. If this really is the top, the smart move isn’t panic, it’s repositioning. Take profits. Move to stables. Earn yield safely while the market resets. That’s what Kasu was built for: stable, real-world private-credit yields that keep working while crypto sleeps. 📊 Charts below tell the story. 🧭 Your next move: kasu.finance