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Nemil Dalal
2K posts
Nemil Dalal
@nemild
@ycombinator Visiting Partner focused on crypto | x402 ambassador | Ex-@coinbasedev lead | Ex-$USDC lead @coinbase | Crypto class of 2014 | YC S12, Stanford
San Francisco, CA Katılım Eylül 2009
1K Takip Edilen9.9K Takipçiler
@nemild @ycombinator @Kalshi @bradflora Most agentic-commerce and AI-hedge-fund pitches share a surface founders already know. The under-built lane is regulated back-office, where the audit-and-explanation work needs operators who've sat through an examiner review.
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Wrapped up @ycombinator New York City fintech interviews at @Kalshi with @bradflora yesterday.
Energizing to talk after to ~150 builders exploring agentic commerce, AI hedge funds, stablecoins, tokenization, AI financial data, ...
Exciting time to build in fintech.
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Step 1 is agent money movement: both rails and early use cases.
Next up is agent credit. And I do think human onchain credit is prob very different than agent credit. Will have overlap and some massive differences.
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how I missed when YC comes to town…idk
@nemild anyone building an onchain “credit card” for agents?
Nemil Dalal@nemild
Wrapped up @ycombinator New York City fintech interviews at @Kalshi with @bradflora yesterday. Energizing to talk after to ~150 builders exploring agentic commerce, AI hedge funds, stablecoins, tokenization, AI financial data, ... Exciting time to build in fintech.
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@EJZhang_TUKEY @ycombinator Audits are critical to our founders building onchain
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@ycombinator The audit piece is the one most teams underestimate. They treat it like a launch gate instead of building toward it from day one, and it shows when they get there. Good to see Quantstamp in the mix.
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Announcing YC Crypto deals
We're now providing crypto deals to support fintech builders funded by YC: support on tools like wallets, onramps, audits, blockchains, onchain data.
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So much to build together @ycombinator! Onward!!!
Very excited to what comes next and DM me if you're in this or a past batch! Would love to help.
Y Combinator@ycombinator
Announcing YC Crypto deals We're now providing crypto deals to support fintech builders funded by YC: support on tools like wallets, onramps, audits, blockchains, onchain data.
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@xkaidus The start is pretty clear: Stablecoins for institutions/int'l payouts and tokenization/trading of stocks.
Then it gets hazy ;)
Will share more soon on what we think comes next.
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We think all of finance is going to run onchain.
Excited to work with a ton of partners to unlock critical tools for crypto founders.
Y Combinator@ycombinator
Announcing YC Crypto deals We're now providing crypto deals to support fintech builders funded by YC: support on tools like wallets, onramps, audits, blockchains, onchain data.
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100% agreed, crypto is technically a better way of doing finance. Faster settlement times, cheaper fees for transfers and fx, 24/7 open markets, auditable finance, no border considerations, regulatory arbitrage (hopefully disappearing overtime with + clarity), and i could just continue...
Curious what is your take around the lack of privacy?
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excited to announce our builders program for @ycombinator founders building on @solana. many startups in W26 and P26 have already gotten started
fun facts:
- some of the biggest companies on solana came out of yc
- some of the fastest growing startups in yc were built on solana
Y Combinator@ycombinator
Announcing YC Crypto deals We're now providing crypto deals to support fintech builders funded by YC: support on tools like wallets, onramps, audits, blockchains, onchain data.
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@nemild @ycombinator By tokenization you mean LLM tokenization right? 🌚
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Y Combinator is hosting fintech happy hour on Thursday in New York City.
Thinking of a startup in stablecoins, tokenization, financial AI, agentic commerce, prediction markets ...? Join us!
It's the capstone to our @ycombinator Summer 2026 NYC interviews. Link below 👇🏽
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@SenpieEth @ycombinator I’ll be there for @ethconf in June and will post an meeting link the week before
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@nemild @ycombinator Btw, will YC host any similar events in NYC during Eth Global?
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@emaann28 @ycombinator We try to see what's coming.
But more often than not, amazing founders come to us and pitch us the future we never imagined.
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@nemild @ycombinator YC always knows how to surface where the market is going
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@feulf @ycombinator Feel free to share link. And I'm skeptical anyone is too old for YC.
Fintech esp requires many different backgrounds to build great companies. Really glad I've been through 4-5 crypto+financial cycles at this point :)
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@nemild @ycombinator I'm too old for YC but maybe I can invite friends
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@holytapir @jerallaire @ycombinator Thanks for listening.
Stablecoin rails aren't non-dilutive for startup fundraising. But it's inevitable that blockchains are going to make capital raising much easier, esp for the most competitive deals.
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@jerallaire @nemild @ycombinator Great interview, really clean breakdown of the YC thesis. Always interesting to hear how the macro risk appetite filters down to early-stage allocation. Do you see more founders leaning on the non-dilutive funding rails now?
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@MaksimXBT @ycombinator I'd actually say prediction markets are the most established in terms of widespread adoption.
Sure stablecoins have existed for years, but they are only now permeating outside the crypto industry.
And agents transacting is going to be huge.
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@nemild @ycombinator stablecoins and tokenization are more established, what's the real innovation in agentic commerce and prediction markets
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We have a select number of slots, and will share location/time by mid-week.
events.ycombinator.com/ny-fintech-26
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