Mr stainless retweetledi
The "We’ll pay it off later"*
They bought a house at 27.
Then the furniture. Then the car. Then the vacation.
All on 0% for 12 months.
"We’ll pay it off before interest hits. We always do."
Month 13 came during maternity leave.
$38,000 rolled to 24% APR overnight.
Minimum payment went from $600 to $1,100.
They didn’t lose the house to a scam.
They lost $11,000 in interest because "later" showed up early.
Marvimoney@Marvimoney
The "Degree can wait"* He got promoted at 23 without a degree. Made supervisor. Good money. Boss said "finish school and you’ll be manager." "I’ve got plenty of time. Experience matters more." 3 years later the company merged. New rule: manager role requires a bachelor’s. They hired someone 2 years younger with the paper. He’s still a supervisor. Same pay as 2022. Tuition is now $14,000 more than it was. He’s starting at 29 what he could’ve finished at 24.
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