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Did you know that the businesses responsible for employing the majority of Africa's workforce only have a 20% chance of accessing formal funding?
These businesses are called Small and Medium Enterprises (SMEs) and in Africa, they are not a small part of the economy. They are the economy because 95% of all businesses on the continent are SMEs. Like the people running tailoring shops in Lagos, cooperative farms in Kampala, small manufacturing plants in Accra, the tech startup in Nairobi. Basically those Small and medium businesses around you
They contribute nearly 50% of Africa's GDP and employ the majority of its workforce. Yet are the most underfunded and overlooked businesses in the space.
Here's why.
African SMEs fall into what researchers call the Missing Middle where:
📌 They're too big for microfinance institutions/banks that serve small traders.
📌 And too small for commercial banks that only lend to large corporations with strong collateral and long track records. So they fall right in between with nowhere to turn.
✨ And that results in a funding gap of about $331 billion annually in Africa.
That gap right there isn't just a financial problem, it's a human one. Because when an SMEs can't access the capital they need, they can't upscale or hire.
Africa needs 18 million new jobs created every year to keep up with its growing workforce and the businesses meant to create those jobs are being starved of the funding to do it.
The continent's economy is growing on paper, but the people and businesses meant to benefit from that growth are being left behind.
SOURCES: MIT Sloan | CNBC Africa | African Development Bank
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This funding gap isn't just about money though, it's about something deeper.
SMEs are not just businesses, they are the vehicle through which ordinary African people access economic opportunities like jobs, income, ownership, dignity and when they can't grow, entire communities stagnate. Generations are locked out of the wealth being created around them.
Africa doesn't just need more GDP growth, It needs economic inclusion. It needs ownership. It needs a system where the people doing the work actually benefit from it.
That is the real problem. And that also, is the deeper why.
$REQUIZA's Why
@realrequiza exists not to chase a market trend or to just launch another token, but to build the infrastructure that gives African businesses and by extension African people a real seat at the table of global wealth creation.
Through education, tokenization and a hybrid financial ecosystem, Requiza is building the bridge between global crypto liquidity and the African businesses that actually need it.
The problem is real, the data confirms it and the solution is being built right now.
You should be a part of that build.
t.me/requizaempireg…
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