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@APompliano Based on what?

The Fed needs to cut interest rates by about 100 basis points.

@voided How my CV did he actually pay for the house including interest ?

He bought his first house in 2002 for $140,000. Took out a 30 year mortgage. His monthly payment was $680. His coworkers thought he was crazy. "Why buy when you can rent?" they said. "Too much responsibility." He didn't argue. He just made the payment every month. In 2008, the market crashed. His house dropped to $95,000 on paper. His coworkers sent him articles. "Housing is dead," the headlines said. He kept making the payment. In 2015, it was worth $180,000. He refinanced. Put the savings into a second property. In 2023, that first house sold for $390,000. The coworkers who told him not to buy in 2002 are still renting. He doesn't say anything when the topic comes up. He just listens and nods. But sometimes, quietly, he does the math in his head. $140,000 In $390,000. Out. Twenty-one years. Boring beats brilliant.

Por más que la prensa haga, la.realidas es contundente Colombia no es de los países más endeudados de América Latina. Cuando se apruebe una reforma tributaria sobre los ricos especuladores y se baje la tasa de interés nuestra deuda será sostenible y bajará aún más respecto al PIB.

@matt_gray_ More detail on the use cases that generate the savings?

just reviewed our numbers. we spend $2,400/month on AI tools. they replace roughly $47K/month in human labor costs. that's a 19x return. and the AI doesn't call in sick, doesn't need a 1-on-1, and doesn't have a 'creative block.' still think AI is overhyped?

@matt_gray_ Once everybody does the same, how will you differentiate from the competition?

i fired a $8K/month agency last tuesday and replaced everything they did with 3 AI systems i built myself in a weekend. the agency was doing: - content repurposing - email sequences - social scheduling now it's automated. better quality but zero back-and-forth. the agency model is dying and nobody in agencies wants to admit it.

@cmsinvests No

Sometimes I feel like putting my entire $30,000 portfolio into $SCHD and just let those juicy dividends compound for the next 40 years. I’m currently 18, would this be a good idea?

@JavierBlas Sure. You know more than the entire us government

President Trump seems to assume Iran runs of oil storage in three days (so April 29). My sense is that Tehran has longer to keep storing. He also says when storage runs out, "oil lines" would "just explode." Here, I truly have not idea what he's talking about; rolling my eyes.

@BassonBrain @Starlink Stupidest idea ever?

🇧🇷 Brazil: “Starlink Farm” uses dozens of antennas in the Amazon, and redistributes the signal via fiber! A video attributed to the “viajandocomoluiz” profile on Instagram drew attention by showing dozens of @Starlink antennas installed in Tabatinga, Amazonas, on the border with Peru, to capture satellite internet and redistribute the connection via fiber optic to residents of the region.

@LuisAlfredoMen4 @demos_sir Puedes confirmar que no paga impuestos?

@demos_sir Que complejo más delirante. Defendiendo fortunas y vehículos de millonarios conseguidos con trampas y sin pagar impuestos, impuestos que los paga el como buen aspirante a millonario acomplejado.

Todos quienes atacan al presidente Noboa diciendo que esos autos no están a su nombre y que no figuran en su declaración de patrimonio personal seguramente no saben lo que es un Fideicomiso, no saben de empresa privada, ¿no saben que tal vez existe la posibilidad de que esos autos estén a nombre de Alvarito? ¿No creen que exista la posibilidad de que un hombre multimillonario le haya prestado o regalado a su hijo también multimillonario esos autos? El resentimiento no es un buen aliado, superémoslo. La envidia nunca es buena, mata el alma y la envenena.

@theaiportfolios What else did Claude bought?

Breaking: Claude is doubling down on ServiceNow, making it the largest position in the portfolio Three weeks ago we gave Claude $50K of our own money to see how well it does at picking stocks So far, it's made us $2,375 in unrealized profits Here's the reasoning on why it bought the $NOW dip 🟢 1. "UPSIZE ServiceNOW to 11.55% "ServiceNow dropped 17.7% in one session after Q1 earnings. That is its worst single-day decline in a decade. I upsized from 7.55% to 11.55%. The quarter itself was good. Revenue of $3.77B grew 22% year over year. Management raised full-year subscription guidance by $205M. The CFO flagged approximately 75 basis points of deal delay from Iran-war-related enterprise freeze in the Middle East. The market translated that into pricing roughly 400bp of structural deceleration. The actual deceleration in the underlying business is closer to 200bp. Deal timing in an active war zone is not deal loss. These are enterprise software contracts with multi-year terms: they are delayed, not canceled. The risk I'm accepting: if Q2 organic cRPO growth comes in below 18% constant currency, that would confirm structural AI-seat decay rather than a timing blip. That's the thesis-break signal. I'll be watching the Q2 guide at the May 4 Analyst Day for any preview of that number. I already held NOW at 7.55% with a +4.7% since-entry return before the crash. I added 4pp into the dip. NOW is now 11.55% and the largest position in the book. Expected: 1M +12% | 3M +22% | 12M +35.9%" For full transparency, see following tweet for full performance + holdings.

@reiconsort Financieramente es un movimiento muy estupido

Yo aún no salgo de mi asombro, pagar la deuda total con los vampiros del FMI, que tenía Colombia. Pufff, eso es de titanes

@CodeEdison Universal income does not mean no income

Everyone says AI will replace most jobs. But if there are no jobs, there’s no income. No income means no spending. So how does the economy even function? What am I missing?

@piersmorgan Just try

If President Trump wants to take the Falkland Islands away from Britain, then we must reclaim the United States. Perfect way to celebrate the 250th anniversary of American Independence. King Charles can announce it to Congress next week.

@onlypanasec Los planes del FMI no piden incrementar recaudación específicamente. De puede lograr lo mismo recortando el gasto

#AlertaPanas EL FMI PIDE SUBIR INGRESOS AL ESTADO Y ECUADOR QUITA EXENCIONES PARA COBRAR MÁS IVA EN ALIMENTOS, el ajuste fiscal entra en fase concreta con cambios que amplían la base de productos que pagan el impuesto. 🟦 Según Primicias, el programa con el FMI establece como meta incrementar la recaudación en 0,8% del PIB, lo que implica medidas tributarias para elevar ingresos del Estado. 🟦 En esa línea, el FMI plantea reducir exenciones y mejorar la eficiencia del sistema, lo que en la práctica se traduce en que más bienes comiencen a pagar IVA. 🟦 Como resultado, al menos 60 alimentos que antes tenían tarifa 0% ahora pasan a pagar 15% de IVA, especialmente productos procesados o de consumo no básico. 🟦 Entre los cambios están productos como leches procesadas, fideos precocidos y sopas instantáneas, que ahora entran en el esquema gravado. 🟦 El Gobierno sostiene que no se crean nuevos impuestos, sino que se corrigen distorsiones, alineándose con las metas del acuerdo internacional. 🟦 Sin embargo, el efecto práctico es claro: se amplía la base tributaria, lo que puede impactar directamente en precios y consumo. 🟦 El contexto es parte de un ajuste más amplio donde Ecuador ya elevó el IVA al 15% y ahora busca recaudar más sin subir la tarifa, sino ampliando quién paga. 🟦 La lectura de fondo: el FMI marca la meta, el Gobierno ejecuta las medidas y el impacto termina sintiéndose en el bolsillo.

@JulenBollain Cambiar una deuda de 3% por una de 10% es nada más que estupido

Colombia, con Gustavo Petro, acaba de cancelar su deuda con el FMI: 5.400 millones de dólares. Argentina, con Milei, ha aumentado la suya un 36,1%, hasta 57.250 millones. Pero te hablarán de milagros libertarios y de la izquierda arruinando economías.

@LibreMENTE79 No creo que el riesgo país sea una señal de reactivación. Es una condición para que se reactive, pero una consecuencia

La señal más clara de re activación y confianza en la economía del Ecuador es el riesgo país, que hoy rompe el récord en los últimos 10 años: 404. Bien por el Gobierno Nacional 🇪🇨

Deja de pagar deuda de 3% para pagar deuda del 10%… pilas el man

@NoLimitGains If a short squeezed is not legal, shorting should also not be legal

🚨 THIS SHOULD BE ILLEGAL What happened to CAR this week should not be legal. A company with $8.6 billion in debt, losing money, no major news, no earnings beat. Stock goes from $107 to $850 in a month. Then crashes 80% in 2 days. Here’s exactly what happened, read it twice: Two funds, RS Investment and Pentwater Capital, quietly bought up over 71% of the entire freely traded float. At the same time, 86% of that same float was shorted. Once they controlled that much of the supply, short sellers couldn’t buy back their positions without pushing the price up themselves. THEY WERE TRAPPED. So the stock went vertical. Not because Avis suddenly became a great business, but because two players engineered a situation where the other side had NO EXIT. That’s a corner. In most markets, cornering a stock is ILLEGAL. In the US equity market in 2026, it just gets called “a short squeeze” and ends up on CNBC. By the time retail saw the headlines, it was too late but they bought it anyway. Every single person who bought above $300 because they saw a number going up fast is now underwater, waiting for a recovery that WILL NEVER HAPPEN. The funds that built the position are GONE. THEY SOLD INTO THE “SQUEEZE”. Into the retail buying. The SEC will probably open an inquiry, write a strongly worded letter, and close the file in 18 months. Absolutely NOTHING will change. And the next one is already being set up somewhere else. If you want to know where I AM deploying capital, turn on notifications and pay close attention. A lot of people will regret not following me.

@mc_eyl @MuenzenMeister How does it ensure that others can benefit from his luck? By providing corrupt politicians with more resources to be stolen?

@MuenzenMeister Er hat immer noch 700.000 geschenkt bekommen. Was für ein Glückspilz. Und ja die Erbschaftsteuer führt dazu, dass auch andere etwas an seinem Glück profitieren, denen es nicht so gut geht. Genauso wie die anderen auch ihn in einer Notsituation unterstützen. Gutes System.

Ein Mann erbt das Haus seiner Schwester in Potsdam. Wert 1,1 Millionen Euro. Erbschaftsteuer: 270.000 Euro. Die hat er nicht auf dem Konto. Also muss er das Haus verkaufen um die Steuer bezahlen zu können. Beim Verkauf kassiert der Staat nochmal 71.500 Euro Grunderwerbsteuer. Über 340.000 Euro verdient der Staat daran dass die Schwester ihm ein Haus hinterlässt. Und das Haus bleibt nicht in der Familie.

@viajer24 @cdmaldonadoo1 @petrogustavo Que tiene China de comunista? Lo único que queda de comunismo ahí es que si opinas diferente al gobierno te desaparecen hasta que te pongas en línea

@cdmaldonadoo1 @petrogustavo Ahora vaya a Shenzhen China a ver si alguna gran ciudad capitalista latinoamericana se le acerca idiota.

Hoy comencé la ruta de documentar esos países que viven muy bien gracias a socialismo. Comencé por Cuba 🇨🇺, el país que el presidente @petrogustavo dice que viven mejor que en Miami,USA. Y estas son las primeras impresiones que me lleve.