johncmunoz

3.9K posts

johncmunoz

johncmunoz

@johncmunoz

Data is cheap, insights are priceless

Doylestown, PA Entrou em Eylül 2008
1.2K Seguindo735 Seguidores
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What's Brewing PA
What's Brewing PA@whatsbrewingpa·
This week we're stopping by one of the many Montco Makers @RoundGuys 🍻 Tune in tomorrow on NBC Sports Philadelphia at 4:30 and again at 11pm after the Phillies coverage of course! Cheers!! @visitvf
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Kevin Hillstrom
Kevin Hillstrom@minethatdata·
Trying to explain to somebody with an annual customer retention rate of 30% that they need to focus on customer acquisition with every fiber in their being.
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Paul Chapman
Paul Chapman@cheeky_chappie·
This weekend I celebrated my 50th birthday & was fortunate enough to be joined by 150 friends & family at my party on Saturday. It was also great to have many of my UK based #jlldatafam and wider @tableau #datafam join us as well, and you know what, being 50 is not that bad
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Hamilton Ulmer
Hamilton Ulmer@hamiltonulmer·
had the early morning to implement streaming file -> table uploads. Ingested the nyc311 dataset as a csv ~ 84.1m rows! Took a bit, but nearly impossible to do that last time I tried interactive filtering is ... a little slow, as expected The duckdb csv parser has gotten so good
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johncmunoz
johncmunoz@johncmunoz·
@Markzandi @NewsLambert Hi Dr. Zandi. What source(s) are you using that shows home equity borrowing all but stopping? I agree that traditional refis on firsts are near zero, but helocs and heloans are still popular, no?
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Mark Zandi
Mark Zandi@Markzandi·
Mortgage equity withdrawal - when households borrow against their homes - has also all but stopped. Less inflation, tighter underwriting, and higher mortgage rates, which have put the kibosh on housing transactions, cash-out refis and home equity borrowing, are contributing.
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Mark Zandi
Mark Zandi@Markzandi·
Concern that Americans are taking on too much debt, posing a threat to the economy, is misplaced. Total debt is up only 3.5% in the year ending in August according to Moody’s data based on Equifax credit files. And the ratio of debt-to-income is low & stable, as is debt service.
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BBC Archive
BBC Archive@BBCArchive·
"I’ve never fell off a big chimney. You only fall off one of them once." #OnThisDay 1979: Extraordinary steeplejack Fred Dibnah was introduced to the nation.
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johncmunoz
johncmunoz@johncmunoz·
Picture worth a few words.
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johncmunoz
johncmunoz@johncmunoz·
You lost me at ‘three-dimensional visualizations’
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Imgur
Imgur@imgur·
Form over function. 😬
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Kevin Flerlage
Kevin Flerlage@FlerlageKev·
Poll: is this 1) a professional headshot or 2) a headshot created by AI? Since I cannot do both a poll and a photo in a tweet, just add a comment. (By the way, this may be my favorite picture ever taken of me since I've been bald 😊)
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Christina P. Gorga
Christina P. Gorga@StyleSTEAMed·
Over 5 years ago, my boss and dear friend died of complications of stress and overwork. 5 years later, I see daily messaging from many data and community influencers to monetize my free time (LOL that’s funny) and to be posting every day on multiple platforms to be noticed.
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johncmunoz
johncmunoz@johncmunoz·
@RobertAllison__ Nice graphs. Would be interested in seeing the definition they’re using for income. Is it wages only? Does it include passive income?
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johncmunoz
johncmunoz@johncmunoz·
@ZenDollData Looks like Bentley lived a great life! Sorry for your loss, but happy that you got to have him in it—those pics are precious.
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Lindsay Betzendahl
Lindsay Betzendahl@ZenDollData·
I’m beyond heartbroken. 💔 Yesterday we said goodbye to our 16.5 y/o #puggle, Bentley. I’ve never felt a pain like this. He was our first baby and my husband and I haven’t known life together w/o him. Today I’ll be working alone without him by my side for the 1st time in 4 yrs. 😞
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johncmunoz
johncmunoz@johncmunoz·
Attn @lenkiefer , your info viz expertise is needed in some other depts at Freddie Mac.
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