
🇺🇸 July 12, 2026. Historical Change!
The U.S. housing bill (21st Century ROAD to Housing Act) containing a provision banning the Federal Reserve from issuing a central bank digital currency (CBDC) has officially become law. It took effect at midnight after President Trump neither signed nor vetoed the legislation.
The measure prohibits the Fed from issuing a retail CBDC — a government-controlled digital dollar widely available to the public — or substantially similar assets, through December 31, 2030.
Private stablecoins and decentralized digital assets are explicitly exempted. (Hello #pDAI)
This represents a measured policy choice prioritizing privacy, limiting potential government surveillance, and supporting private-sector innovation in digital payments. It codifies and strengthens the administration’s earlier executive actions on the topic.
A notable development for regulatory clarity in the U.S., though temporary in nature. Future CBDC efforts would require new congressional approval.
#Crypto #Stablecoins #DigitalAssets

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