niveshak

𝗔𝗳𝘁𝗲𝗿 𝟮𝟭 𝗬𝗲𝗮𝗿𝘀 𝗶𝗻 𝗠𝗮𝗿𝗸𝗲𝘁𝘀, 𝗜 𝗥𝗲𝗮𝗹𝗶𝘀𝗲𝗱… 𝗠𝗼𝘀𝘁 𝗼𝗳 𝗜𝘁 𝗗𝗼𝗲𝘀𝗻’𝘁 𝗠𝗮𝘁𝘁𝗲𝗿 Surprisingly, Today I completed my 21st year in the market. Seen many days where markets moved 5%+ in a blink — like during the Global Financial Crisis, when panic became the norm. Seen multiple 10%+ corrections, whether it was the taper tantrum in 2013 or sudden global shocks. Seen brutal 20%+ bear phases — like the crash during the COVID-19 market crash, where fear peaked and liquidity vanished. Seen two full, long, and disastrous crashes: 👉 2008 Global Meltdown 👉 2020 Pandemic Crash Also witnessed: ✔️ Sharp 10% rallies that came out of nowhere ✔️ Massive 20%+ bull runs fueled by liquidity ✔️ Two clear, long bull markets — post-2009 recovery and post-2020 stimulus rally But here’s the real truth 👇 🔹Every bear phase felt like the end of markets 🔹Every bull phase felt like easy money forever 👉 In 2008, people believed equity was dead 👉 In 2020, people thought the world itself might stop 👉 In 2021–24, people believed stocks only go up And yet… Markets didn’t follow emotions. They followed liquidity, earnings, and time. On top of that, all these crashes, bull phases, and rallies in the indices seem meaningless. 𝗪𝗵𝘆 𝗮𝗺 𝗜 𝘀𝗮𝘆𝗶𝗻𝗴 𝘀𝗼? Because retail investors rarely benefit from these moves in the market. Such investors are always lagging behind due to: 🔸 Lack of understanding 🔸 Emotional biases towards the market 🔸 Excess noise, which keeps them out 🔸 FOMO, which compels them to buy at higher levels 🔸 Loss aversion, which stops them from selling losing bets Markets change cycles — they go up, go down, and sometimes remain in consolidation. I believe nothing matters more than the behaviour of investors. I have seen many investors with strong conviction in their stocks or ETF portfolios. They make good money even in sideways or flat markets. There are also instances where investors make no money — or even lose — during bull phases too. 𝘛𝘩𝘦 𝘮𝘢𝘳𝘬𝘦𝘵 𝘥𝘰𝘦𝘴𝘯’𝘵 𝘮𝘢𝘬𝘦 𝘮𝘰𝘯𝘦𝘺. 𝘐𝘯𝘷𝘦𝘴𝘵𝘰𝘳 𝘣𝘦𝘩𝘢𝘷𝘪𝘰𝘶𝘳 𝘥𝘰𝘦𝘴. 💡In the end, it’s not about timing the market — it’s about understanding it, and survive with discipline. 𝘽𝙚𝙘𝙖𝙪𝙨𝙚 𝙢𝙖𝙧𝙠𝙚𝙩𝙨 𝙙𝙤𝙣’𝙩 𝙠𝙣𝙤𝙬 𝙮𝙤𝙪𝙧 𝙙𝙚𝙜𝙧𝙚𝙚𝙨, 𝙩𝙝𝙚𝙮 𝙧𝙚𝙬𝙖𝙧𝙙 𝙗𝙚𝙝𝙖𝙫𝙞𝙤𝙪𝙧 𝙖𝙣𝙙 𝙥𝙖𝙩𝙞𝙚𝙣𝙘𝙚.

You are mistaken if you think RBI Guv Sanjay Malhotra is not trained in economics. He completed a Masters in Public Policy from Princeton University, with a specialization in Economic and Monetary Policy.He was taught among others by Alan Blinder, a renowned economist and former Vice-Chair of the Fed