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THORWallet - Onchain Finance
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THORWallet - Onchain Finance
@Thorwallet
Self-custodial banking for the onchain world. Chain-agnostic multisig (optional), Swiss IBAN accounts & a global Mastercard. No custodians, no borders.
Multichain Присоединился Mayıs 2021
360 Подписки125.7K Подписчики
Cross-chain limit swaps are coming to THORWallet ⚡️
Powered by @THORChain, you will be able to set limit prices across native assets directly inside the app.
For example, BTC → ETH.
No bridges
No wrapping
Just native cross-chain execution.
Shipping in the next app version 📱
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THORWallet - Onchain Finance ретвитнул
🚀@Thorwallet Earn is live, powered by Compass.
THORWallet users can now earn yield on their idle stablecoins - directly from the app.
Non-custodial, withdraw anytime, funds go straight into on-chain lending markets.
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Instant exchanges are NOT non-custodial, despite how they are marketed.
This includes, but is not limited to: Changelly, ChangeNOW, SimpleSwap, FixedFloat, LetsExchange, Exolix, StealthEX, ChangeHero, Nexchange, Swapter, EasyBit, CoinCraddle.
Instant Exchange Aggregators such as SwapZone, HoudiniSwap, SwapSpace, and BestChange route order flow to these providers, and are therefore not non-custodial.
Trocador, OrangeFren, Wagyu, and Swapuz explicitly acknowledge these risks or implement safeguards, such as pre-transaction screening, to reduce the likelihood of funds being held or frozen.
During execution, instant exchanges take full custody of user funds. They can delay transactions, request KYC, or freeze assets entirely.
This should not be described as non-custodial.
milian@milianstx
One of the more misleading marketing claims in crypto comes from instant cryptocurrency exchanges. ChangeNOW, Changelly, SimpleSwap, and the like. Calling themselves “non-custodial” while literally taking custody of funds during execution does not make sense. You send funds to an address they control. From that point, control over the transaction flow is no longer yours. They can freeze funds, delay execution, request KYC mid-swap, or in some cases, retain the funds entirely. No account ≠ non-custodial. Temporary custody is still custody. And if you’re not willing to provide KYC, proof of funds, or proof of address if requested, or if the exchange has gone rogue, “temporary custody” can quickly become indefinite. I understand the intent behind “non-custodial” may be to distinguish from exchanges that hold user balances between trades, but it’s not the right term for what is actually happening.
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Our users like to swap with size - good on them🔥
CHAINFLIP LABS · Lending is live@Chainflip
Asgardex averaged $75,5K per swap on Chainflip last month. The next highest averaged $25K. Same liquidity pool, very different users on each end.
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🚀 @THORWallet x South Korea 🇰🇷
The most active crypto market in Asia. Mobile first culture meets mobile first DeFi. 🔥
Swiss IBAN + non-custodial wallet + cross-chain swaps. All on mobile.
$1.5B+ in volume and now targeting the biggest crypto market in Asia.
You’re not ready for what’s coming 👀
beincrypto.com/thorwallet-sou…
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New trading features are starting to appear inside THORWallet 👀
📉 Limit Orders @THORChain
📊 Onchain Stocks @OndoFinance
The wallet is evolving into a full onchain trading terminal.
Dropping soon ⚡️
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As we have grown, we have refined our implementation approach. The THORWallet team has actually become faster at shipping new features, but we now differentiate more clearly between well established solutions and brand new features that have not yet been widely tested.
With thousands of active users relying on the app every day, it is important that we introduce new functionality carefully and ensure stability before rolling things out at scale.
To support this, we follow several testing stages: internal testing, a dedicated testing group which you are welcome to join, public TestFlight releases, and finally the official App Store version. This process helps us maintain reliability while still moving quickly.
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@fincontrarian Some front-line experts such as @thordex_ipfs and @leodexio have already implemented rapid swaps. For this, they are grateful and respected. I can't understand why @SwapKitPowered and @Thorwallet slow down🤔
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Rapid Swaps on THORChain are finally shifting the 'interval: 0' paradigm. By allowing multiple sub-swaps in a single block, we're effectively doubling capital efficiency without adding protocol risk. Frontends are the bottleneck now. Most still haven't flipped the switch. ⚡️
Which ecosystem-native asset is currently the most capital-inefficient to swap into native BTC? ⛓️📈
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THORWallet - Onchain Finance ретвитнул
Things you think are normal in DeFi
• no KYC 🚫
• full custody 🔐
• global, instant transfers 🌍
• native swaps🔄
most of the world doesn’t have this protect it 🫂
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Beautiful 🔥
Cryptomaze 🇨🇭@marcelharmann
Just shipped a new @Thorwallet hero 🎥 Built with AI, refined by humans. We’re already integrating AI across everything: Claude for code reviews, product workflows, release summaries, analytics and now even frontend experiments. Speed is compounding. I expect 2–3x output from our team this year. Possibly more. Exciting times ⚡️
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GM! 🌍
We’re rolling out language-based community hubs to bring people together for campaigns, local meetups, and region-focused rewards.
These are just getting started, and we’re looking for Language Leads to take ownership.
Want to stand out? Step up early. Build momentum, connect people locally, and show you can grow your region.
Jump into your language hub:
🇩🇪 German
🇪🇸 Spanish
🇫🇷 French
🇰🇷 Korean
🇮🇳 India
t.me/THORWalletOffi…
⸻
📌 Don’t see your language yet? Say it here.
If a few people are interested, we’ll open it and help you kick it off.
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@n_papatheodorou @degen_up Yes, that's true. You actually can find the official license online (SR Saphirstein AG). 🇨🇭
finma.ch/en/~/media/fin…
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30 seconds from USDC to Mastercard. 💳
Open @THORWallet. Tap card. Top up.
That's it. Card loaded.
Groceries. Coffee. Gas. Whatever you want.
No bank transfer. No CEX. No waiting.
Highest limits in the space - up to $1,000,000.
DeFi yields. Real-world spending. Right now. 🌍
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@BabaTrading1 Please download the latest version. Bugs disappeared a lot. Also, we have now in-app support.
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@Thorwallet Did you fix your constant bugs? I stopped using your wallet because it everytime I wanted to do something I had to open a ticket to the support
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@AriEiberman @Fiat24Official It's pretty cool tech in this regard!
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@Thorwallet @Fiat24Official I didn’t know about the banking credentials I can move as NFT. That is diverting I haven’t seen before 👀😮
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One of the worst neobank KYC experiences, so far, has been from @Thorwallet via @Fiat24Official.
The flow asks me to download another app to verify my passports.
Now with so many interop in Sumsub or persona… why using ReadID? Please don’t tell me is MiCA related 🫣
I was looking forward to getting the card because it was recommended for having the best FX rates.
I’m going to continue, and hopefully being Argentine doesn’t bring more issues, but if this message reaches any PM from either company, please help me understand the UX behind so many screens, wallet signatures, and forms on top of forms.
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Yes, you can connect to Morpho via WalletConnect and receive the rewards in THORWallet. Then you can top up your card or banking account with those rewards.
We have just enabled AAVE deposits and are currently integrating Morpho natively into the app as we speak. Soon you won’t even need to use WalletConnect 🔥
PS: You will also be able to take out loans via AAVE and Morpho after that directly in the wallet.
I hope this was, what you ment 🙏
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@Fiat24Official @Thorwallet Would be awesome to know which other DeFi to fiat protocol is accepting that same ID. Like can I pay/ transferwith @Morpho token rewards directly from my wallet connected to the vault?
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@andreaspujihar @AriEiberman @Fiat24Official with the upcoming card yes with the current banking account unfortunately not.
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Your crypto should never be held hostage 🔐
@THORWallet: award winning, true cross-chain swaps, zero middlemen. Just you and your keys.
USDC ➡️ SOL. Done. 🔄
🏆
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@Thorwallet @THORChain @Maya_Protocol @Harbor_DEX Harbor isnt decentralized. Might as well include near or chainflip as well
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New in Swap Settings ⚙️
Users can now select “Decentralized Only”, either per swap or as a global default.
When enabled, routes will prioritize fully decentralized venues (@THORChain, @Maya_Protocol, @Harbor_DEX), giving users more control over how their swaps are executed onchain.
Different routing models serve different needs.
Now you can choose the one that fits yours. 🔁🔗
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After discussions with the Harbor team, we will temporarily remove Harbor from the fully decentralized routing list.
For now, Harbor, Chainflip, and NEAR Intents are categorized as not fully decentralized based on factors such as validator/node distribution and whether address screening mechanisms are present (which is not needed if you’re enough decentralized).
This classification may evolve as these systems continue to develop.
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