The Carney Files 🇨🇦

Here’s how Mark Carney has been BLEEDING the Canadian economy since 2009 And I won’t use any financial lingo so every Canadian understands what was done to them. 🏦 The Bank of Canada’s governor sets interest rates. An interest rate is what you pay the bank for every dollar you borrow. Carney decided what that interest rate was between 2009-2013 If you borrow $100 at 12%, you pay back $112. That’s expensive, so people borrow less. But at 0.25%, you pay back $100.25. Borrowing is basically free. So everyone borrows more. 📉 In 2008, Carney inherited a rate of 4.5%. By 2009 he’d slashed it to 0.25%. The LOWEST rate in Canadian history! He held rates at or below 1% for FIVE straight years. Here’s what that did to Canadian families: In 2007 (before Carney), the average household owed $1.40 for every dollar earned. By 2012, under his rock-bottom rates, it hit $1.63. The HIGHEST in Canadian history. He stood at the podium and called it “the greatest domestic threat to the economy.” Then did nothing to stop it. Today? $1.75 for every dollar earned. $3.07 TRILLION in total household debt. The worst of any G7 country. Here’s why low rates destroy the every-day person: 💸 Your savings earn nothing. $50,000 in the bank at 0.25% earns you $125 a year. You can’t save your way to a down payment when your money doesn’t grow. But investors? They borrow millions at almost zero cost and buy the houses you can’t afford. Cheap borrowing sent housing prices through the roof. A home that cost $300,000 in 2009 costs $900,000 today.🏡📈 And banks? They borrow from the Bank of Canada for almost nothing and lend to you at 5-6%. The gap is their profit. Lower rates = fatter bank profits. Low rates are a wealth transfer from people who save to people who borrow. From working families to banks and investors. Carney knew this. He warned about it. He never fixed it. He left for London in 2013. But he didn’t leave empty-handed. He left behind his protégé. Tiff Macklem (the current Bank of Canada Governor) was Carney’s handpicked #2. Carney personally appointed him in 2010. RBC called them “the tandem” that ran Canada’s monetary policy. In June 2020, Macklem became Governor. Two months later, Carney started advising Trudeau on COVID economic recovery. 🫂Carney’s man running the Bank. Carney advising the PM on the spending. Then Macklem turned on the money printer. Here’s what that means in plain English: normally the government borrows money by selling bonds (IOUs + a little extra) and Investors buy them. 😷But during COVID, the Bank of Canada started buying those bonds with money it CREATED OUT OF THIN AIR. New Canadian dollars that didn’t exist yesterday. Imagine paying your credit card by printing cash in your basement. Your debt disappears. But every dollar in your neighbour’s wallet is now worth less.💵 Canada printed money faster than any other G7 country. The result: - Groceries up 25%. - Rent doubled. - Gas through the roof. The Canadian dollar (worth MORE than the US dollar in 2011) now worth 72 cents. A 30% collapse. 📈 Everything you buy from outside Canada costs 30% more just because of this. That’s not inflation. That’s a policy choice. And now, what’s Carney’s biggest announcement since becoming Prime Minister? He builds a $45B infrastructure bank, designed with Brookfield and McKinsey. 🙃 He allocates $15B to a fund investing in the sectors his own Brookfield holdings profit from. He “replaces” the $390M Liberal slush fund, but actually just renamed it and made it $5B instead. Same minister, bigger budget. He broke the economy, his protégé made it worse and now he’s back to “fix” it. But it’s your money and your livelihood on the line, while he pumps his own bags once more. This didn’t happen by accident. But we don’t have to let him get away with it. Every share, every retweet, every comment will help expose him. 🇨🇦

New name. Same receipts. This account used to be @defigirlxoxo. Today it’s @TheCarneyFiles. I’m posting my old profile and analytics below so you can see the journey. Two weeks ago this account had 4,500 followers. Today it has 16,900. Three million impressions. Posts reaching 400,000 people. And I didn’t spend a single dollar. I’m going to share my analytics below so you can see it for yourselves. I started this account because I found something in the public record that I couldn’t unsource. So I kept pulling. And every thread led to another document, another filing, another court record, another report from the CBC or the UN or Amnesty International that most Canadians had never seen. I didn’t expect anyone to care. But you did. And then more of you did. And now I’m sitting here at the end of a very long day feeling more patriotic about this country than I have in my entire life — because of you. Here’s what I’ve learned in two weeks: The plan was to divide us. Liberals vs Conservatives. East vs West. French vs English. And it worked. Everyone is angry. But we’ve been angry at each other — when the record shows we should be angry at the same things. No matter who you voted for, you didn’t vote for a PM whose company was fined for slave labour. You didn’t vote for 4 floor crossings with no by-elections. You didn’t vote for 14 First Nations having to sue your government. You didn’t vote for a surveillance bill tabled the day after a majority-deciding vote. None of us did. Because none of us knew. And that’s the thing — there was a point where every single person reading this had no idea about any of this. Then you saw a thread, or a source, or a screenshot, and something shifted. You checked the links. You read the documents. And you changed your mind. Everyone else can do the same. The growth of this account is proof that when people see the record, they don’t look away. They share it. A lot of you are saying it’s hopeless. That there’s nothing we can do. That democracy is already gone. I understand why it feels that way. But I need you to look at what happened in two weeks with one account, no budget, and no team — and ask yourself what happens when it’s not just one account. So many of you have been asking how to help that I’ve started something tonight. @CanadaAuditors is a task force — a page for this community. It’s where tasks get posted, priorities get voted on, and anyone who wants to contribute can find a way in. Translate a thread. Make a video. Build a graphic. Write an article. Whatever you’re good at — there’s a place for it. I’ll set up official accounts on every platform and share more details tomorrow on how donations will be managed, how funds will be allocated, and how the community will make those decisions together — transparently. I’ll be honest with you: I am no good at managing operations. The research is what I do. So I am looking for someone to manage @CanadaAuditors day to day — posting tasks, tracking progress, running polls, keeping things moving. If that’s you, comment below or DM @CanadaAuditors directly. No DMs on this account. It’s being set up as a team account so more details tomorrow. One more thing. I want to thank you. Not for the follows or the impressions — for the fact that you proved something I wasn’t sure was true, when I started: that Canadians will act when they see the record. That the facts still matter. That this country still has people who refuse to look the other way. You didn’t need anyone to tell you what to think. You just needed to see the sources — and when you did, you made up your own minds. I didn’t build this movement. You did — by showing up and proving that Canadians still care deeply enough about this country to fight for its future in every way they can. Now let’s make sure every Canadian gets the same chance. 🇨🇦 🍁 #StandOnGuardCanada

I need your help with something I can’t do alone. Everything I post is in English. But Quebec is heading into a by-election that could hand Carney his majority — and most of my content hasn’t reached francophone voters yet. I don’t have the capacity to translate everything myself before April 13. So here’s what I’m asking: Take any of my threads. Translate them. Post them from your own account. You don’t need to credit me. You don’t need to ask permission. Copy the structure, the sources, the screenshots — all of it. It’s yours. This content is built for engagement. The threads are sourced, the claims are verifiable, and the format works. If you’ve seen what it does in English, imagine what it does in the only language Terrebonne actually votes in. If you’re bilingual and you’ve been looking for a way to contribute — this is it. You don’t need to build anything from scratch. The research is done. The receipts are ready. Just translate and post. Tag me when you do. I’ll amplify every single one. 📌 Start with the pinned post. #PolQc #Terrebonne #Élection2026