Lopez

reinforced learning models trained on GBP/USD showing UP ONLY results on unseen data... math is for degens bro

@_ParadiseParis1 @sarcastic_deer 😂 I’m gonna set up the same click bait bro this is genius

@sarcastic_deer Disagree

Karmelo Anthony has a new lawyer, filed an appeal, and has more financial support. I pray it goes in the right direction.

@zekramu cash don’t exist in liquidity pool Elon is all market cap and spaceX tokens

I really don’t understand true greed. If I was worth $1 trillion, you’d have to physically stop me from giving away all my money. Like I could split all my money up between everyone in the world and still have a billion dollars. I just don’t get it.

@VaibhavSisinty Paste this telephone to your prefrontal cortex so we can zap it with a megadose of magnetism while we work on the bots to replace you…

A 25-year-old housewife in Chennai earns ₹250/hour ($3) just by doing her normal housework. She wears a phone on her head and records herself making coffee, cutting fruit, folding laundry. These first-person videos get sent to AI companies training humanoid robots to handle real-world tasks. She shoots 90+ clips a day. Her quote: "Who else will pay you ₹250/hour ($3) an hour just for doing housework?" She's part of a growing gig economy in India where thousands are doing the same thing, filming everyday life to train the robots of tomorrow.

@REIMakayla The free market is a beautiful thing Everyone can get one and the only people not doing it are the people complaining about it on X while begging for more communism to further enslave themselves It’s poetic I must say

Your landlord doesn't have a job I know this because I'm a landlord and I don't have one either He bought the building you live in with a loan that doesn't check income. The bank never called his employer. Never looked at his tax returns. Never verified a single dollar he's ever earned He filled out a form online. Got approved in two weeks. And now your rent check covers his mortgage, his property taxes, his insurance, and whatever he feels like spending the rest on I'm not making this up. There's a type of mortgage most people have never heard of called a DSCR loan. It stands for Debt Service Coverage Ratio. The bank doesn't underwrite YOU. They underwrite the BUILDING The only question: does the rent coming in cover the mortgage going out? If the answer is yes, you're approved. That's the entire underwriting process. A bartender with a 680 credit score gets the same loan as a hedge fund manager if the building cash flows Your landlord's building probably looks something like this: Rent he collects from all units: $4,800/month His mortgage payment: $2,100/month Ratio: 2.28 The bank saw a building that makes more than double its mortgage payment and rubber-stamped the application. His job, his income, his savings, his debt... none of it mattered. The building is the borrower. He just signed the paperwork Compare this to what happens when YOU try to buy a house to live in: You hand over 2 years of tax returns. 2 years of W-2s. 6 months of bank statements. They call your employer to verify you still work there. They calculate your debt-to-income ratio. They question a $500 Venmo from your buddy last March. Then they take 30 days to decide and half the time they say no Your landlord skipped all of that And here's the part that'll really piss you off: the rent YOU pay is the thing that got HIM approved. The bank looked at his building, saw that tenants were already paying $4,800/month, and said "this building qualifies." Your money is his credit application He doesn't need a down payment from his savings either. Some landlords put down 20% from credit cards. Some use cash from a previous deal. Some partner with someone who has cash and split the building 50/50. The down payment on a $300,000 building is $60,000. That's a Toyota Highlander. People finance more than that to drive to work every day I own 42+ rental units. I refinanced every single one with a cash out refinance DSCR loan. Nobody has ever asked me for a W-2. Nobody has ever called an employer because there is no employer to call. Each building qualified on its own. The rent covered the mortgage. The bank said yes. I moved on to the next one The lenders that do this: Kiavi, Lima One Capital, Visio Lending, RCN Capital. Dozens of them. All online. Pre-qualified in 48 hours Your landlord is not smarter than you. He's not richer than you. He's not more connected than you. He just found out about a loan product that approves buildings instead of people And now your rent is his retirement plan

@Connie_codes @coreyepstein Taste is your ability to pick the perfect sans serif font type

@coreyepstein can someone please define taste

The most dangerous person in tech right now is an engineer with taste and zero meetings.

@r0b0t_sp1der @riskmaxxing 😂 You wouldn’t last a step in the shoes of a man son Good luck I hope you find your way

@engineeredlopez @riskmaxxing So deeply entrenched in “life on easy mode” that you can’t even conceive of something you want not existing. Amazing.

@engineeredlopez @riskmaxxing > guy who had it super easy > advice amazing

Employers and entrepreneurs this is insightful Believe them when they tell you who they are They have no skin in the game and they extract value from your orgs You need a partner who helps you get to the finish line and helps you win Think long & hard about those you employ

people will hate your existence just because you breathe freely most of those people live in a corporate cubicle and hate themselves keep shipping theyre angry because they never win and have to answer to a corporate over lord

@usr_bin_roygbiv so do you

@engineeredlopez damn you really seem like someone I want to hire

swe role - $150-200k/yr no hourly billing no liability/lawsuits do 2 hrs a week of work most places reliably pay you every two weeks contracting - $100/hr constant hourly accounting can't stack as easily noone wants to hire you because they can't write it off people screw you

micro penis aura

@usr_bin_roygbiv Didn’t mommy ever tell you seeking out daddy’s approval on the Internet makes you look like trash? Good for you tho, I’m chilling with my kids at the zoo. You finish that ticket yet?

@engineeredlopez i'm willing to guarantee I make more than you right now

@usr_bin_roygbiv You must suck bad if you got sued delivering a spec And they probably don’t want to hire you because you sandbag your employer working 2 hours and billing 10 People like you make contracting easy and profitable for guys like me. I just deliver Who hurt you?

@zekramu @usr_bin_roygbiv sunbiz.org Last interview ever Closing contracts > swe interview

@usr_bin_roygbiv death, taxes, and retarded swe interview practices

it never ends

@r0b0t_sp1der @riskmaxxing Skill issue nigga

@engineeredlopez @riskmaxxing Having an all-girls school right next to you is, indeed, an easy setup. This is like talking to a rich guy, and him saying, "Why don't poor people just be rich? It's so much easier. Skill issue, mentality problem."

@ChinaLove30 @TonySopranoLCN @therobbieharvey You should ask Anthony Johnson from Angola about that and why he initiated the Castor Lawsuit Reading is more rewarding than you might imagine

@TonySopranoLCN @therobbieharvey

It’s now been confirmed Karmelo Anthony’s parents abandoned him when the punishment was announced. His mother was called as a character witness during the sentencing phase. But when the jury returned to announce the 35 year punishment, Anthony’s parents were not in the courtroom. Karmelo Anthony was alone in the final moments.

@ChinaLove30 @fuckintoenail @therobbieharvey How many extra chromosomes do you have?

@fuckintoenail @therobbieharvey He's always felt that way about my people before this happen with his son 💯

@r0b0t_sp1der @riskmaxxing You don’t get it You quit before you ever tried Check your mentality brother it probably impacts more of your life goals and dreams than you realize Don’t be a quitter.

@engineeredlopez @riskmaxxing some of us did not have it so easy, not as easy as you

if college didn’t drown you in pussy or connect you with a tech billionaire, you literally got scammed