Rick Sharga

5.6K posts

Rick Sharga

Rick Sharga

@ricksharga

Founder & CEO, CJ Patrick Company, Formerly EVP at ATTOM, Carrington Mortgage & RealtyTrac, CMO at https://t.co/yHEGfqG1g4. Long-suffering Phillies & Eagles fan.

Trabuco Canyon, California Присоединился Mayıs 2010
263 Подписки3.1K Подписчики
Rick Sharga
Rick Sharga@ricksharga·
In my latest article for @HousingWire, I take a look at the Senate's 21st Century Road to Housing Act, a 303-page tome that simultaneously covers a lot of ground while confirming that the Federal Government is extremely limited in what it can do to improve #housing affordability. Some good ideas - like leveraging federal funds to reward municipalities for developing more affordable housing. And some bad ideas as well, like the ban on investor purchases of single-family homes, which is more likely to increase costs than reduce them. housingwire.com/articles/how-t…
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Rick Sharga
Rick Sharga@ricksharga·
So...does the country really have a housing shortage? Keith Weinhold and I take a look at the big picture - and some of the nuances about housing supply that the headlines often miss - in this Get Rich Education podcast. How many homes are we short? What types of homes do we need more of? How much is due to the lock-in effect? Is this a regional issue, or national one? And can we build our way out of it? Interesting topic. Hope you enjoy our conversation. getricheducation.com/episode/596/
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Rick Sharga
Rick Sharga@ricksharga·
@LoganMohtashami Won't make everything affordable for everybody, but I think getting below (and staying below) a 6-handle is an important psychological win for the #housing market.
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Logan Mohtashami
Logan Mohtashami@LoganMohtashami·
Back below 6% again
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Rick Sharga
Rick Sharga@ricksharga·
If you're in the default servicing industry and not planning to attend the upcoming National Association of Default Professionals Annual Summit in Palm Springs from March 1-3, you'll be missing out on a veritable who's who of industry leaders speaking at the event. Hard to find a better, more knowledgeable group of panelists and moderators at any mortgage event. Still a few spots left, and time to sign up - but prices go up February 20, so register today! lnkd.in/guX2Jv-c
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Logan Mohtashami
Logan Mohtashami@LoganMohtashami·
Something strikes again 😏
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Elliott Wave International@elliottwaveintl

🚨 Record buyers' market... so why isn't anyone buying? "For over a year, we have reported signs of exhaustion in the housing boom. In 2024 and 2025, fewer sales occurred at asking prices, so many sellers pulled their properties off the market, hoping for a renewed buying surge later. But in recent months, enough sellers have left their properties on the market that overhanging supply has reached high levels." - January Theorist Could we see a plummet in home prices as the market is glutted with homes?

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Rick Sharga
Rick Sharga@ricksharga·
@mortgagetruth Most of the forecasts I've seen don't expect home prices to rise by as much as the Cotality estimate. General consensus is for another year of sub-2% price appreciation nationally - below the rate of inflation, and the rate of wage growth.
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Colin Robertson
Colin Robertson@mortgagetruth·
And now home prices are expected to flip back higher in 2026. Not to say it comes to fruition or that home prices don't turn lower again, but interesting nonetheless that 2025 appeared to be the low point this cycle.
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Colin Robertson
Colin Robertson@mortgagetruth·
Home prices went up just 0.9% from December 2024 to December 2025, per Cotality. They said it was "one of the softest rates since the post-Great Recession recovery." But prices are forecast to rise 4.5% from Dec. 2025 to Dec 2026, which is very typical. So was that the crash?
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Rick Sharga
Rick Sharga@ricksharga·
Conventional wisdom is that the U.S. has a #housing shortage, and that this limited supply of single-family homes is the root cause of the affordability challenges faced by prospective homebuyers. But the estimates of just how severe that shortage is are wildly different: some economists say there's no shortage at all; others say the deficit is anywhere from 2 million to 20 million homes. @connellmcshane and I talk about why the estimates vary so much, and whether or not some of the ideas being discussed in government circles might be able to help shore up the supply in this @NewsNation segment.
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Rick Sharga
Rick Sharga@ricksharga·
Recently had a chance to talk with Micah Johnson about the 2026 #housing market and what's in store for #realestate investors on this episode of the Investor Fuel Real Estate Pros Podcast. Great conversation about how we got to where today's market is, and why signs seem to be pointing towards improved conditions for investors and owner-occupants as well. investorfuel.com/real-estate-pr…
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Rick Sharga
Rick Sharga@ricksharga·
I recently had the pleasure of doing a @realwealthnet podcast with @kathyfettke, discussing what to make of 2025 in terms of the #housing market, and what some of the driving factors for #home sales might be in 2026. Bottom line: it feels like we're nearing the end of the market reset that began in mid-2022 when #mortgage rates doubled. So while 2026 probably will be another year of mediocre sales and very little home price growth, it should be better than 2025, and set the stage for a somewhat stronger recovery in 2027. youtube.com/watch?v=TPSYw5… podcasts.apple.com/us/podcast/202…
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YouTube
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Rick Sharga
Rick Sharga@ricksharga·
If you want to know what's really causing home repair & remodeling costs to rise, here's a link to a webinar I just did, highlighting the results of the Q2 2025 @Verisk Repair & Remodel Index. Lots of data, and some great insights from Verisk's Greg Pyne. linkedin.com/posts/veriskpr…
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Rick Sharga
Rick Sharga@ricksharga·
Looking forward to doing this webinar presented by @HelloSolutions1 with @darenjblomquist from Auction.com Thursday at 10:00 Pacific Time. We'll take a look back at #foreclosure activity in 2025, and discuss where it might be headed next year, and discuss what's happening in the U.S. economy, and the #housing market as well. It will be an information-packed, data-based hour you won't want to miss! If you're interested in attending, drop me a line, or send a request to hello@hellosolutions.com.
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Rick Sharga
Rick Sharga@ricksharga·
Just a reminder to join me and Greg Pyne from Verisk Property Estimating Solutions (Xactware) tomorrow, December 11, for this free webinar discussing the rising costs of home repair and remodeling. What's driving the increases? (Hint: may not be what you think it is.) Where are prices rising the fastest? What's in store for the coming year? Join us as we discuss the findings from the Q3 2025 Verisk Repair & Remodel Cost Index. Register here: register.gotowebinar.com/register/63478…
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Adam Schefter
Adam Schefter@AdamSchefter·
With Daniel Jones out for the year and Riley Leonard week to week with a strained knee ligament, the Colts will work out QB Philip Rivers on Tuesday, as NFL Network reported. It is Rivers’ birthday today; he turned 44 years old and last played in the NFL in 2020.
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Rick Sharga
Rick Sharga@ricksharga·
@KevinNegandhi This team continues to confound. They've won when I've expected them to lose, and lost when they should've won. Tonight doesn't look good on paper, so if they hold to form, they should win in a blowout. Or not.😬
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Kevin Negandhi
Kevin Negandhi@KevinNegandhi·
How we feeling tonight about this Eagles game?
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Rick Sharga
Rick Sharga@ricksharga·
Looking forward to comparing notes with my friend @darenjblomquist from Auction.com at this National Association of Default Professionals (NADP) webinar on December 10th. We'll be taking a look at economic and #housing trends in addition to doing a deep dive on consumer finances, delinquencies, defaults, and #foreclosure activity. What happened - and why - in 2025, and what's in store for 2026? Join us and find out! Register at the link below. defaultpro.org/event-6410773
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Rick Sharga
Rick Sharga@ricksharga·
Looking forward to doing this free webinar with Greg Pyne from Verisk Property Estimating Solutions. We'll be sharing the results from the Q3 Verisk Repair & Remodel Cost Index. Costs have risen over 67% in the past decade, and are continuing to go up. What's causing these increases, and what's in store for 2026? Join us and find out! linkedin.com/posts/veriskpr…
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Rick Sharga
Rick Sharga@ricksharga·
Is the 50-year #mortgage a good idea? While I applaud efforts to come up with ways to improve #housing affordability, this idea isn't a "game changer." For the majority of borrowers, it's a really bad deal. I had a conversation with @connellmcshane on @NewsNation about these mortgages today, discussing the pros and cons.
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Rick Sharga
Rick Sharga@ricksharga·
@jayparsons "Not tonight dear. The rent payment is giving me a headache." 🤣
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@HousingWire @LoganMohtashami @mortgagetruth @connellmcshane @NewsNation @realwealthnet @kathyfettke @Verisk